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Credit Risk Manager Jobs in Chambersburg, PA (NOW HIRING)

Credit Coordinator The Credit Coordinator supports the Merchant Services Risk & Underwriting team ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus. Exempt ...

The Credit Coordinator supports the Merchant Services Risk & Underwriting team by conducting credit ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus. Exempt ...

The Credit Coordinator supports the Merchant Services Risk & Underwriting team by conducting credit ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus. Exempt ...

Credit Coordinator

Hagerstown, MD · On-site +1

$49K - $92K/yr

The Credit Coordinator supports the Merchant Services Risk & Underwriting team by conducting credit ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus. Exempt ...

The Credit Coordinator supports the Merchant Services Risk & Underwriting team by conducting credit ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus. Exempt ...

Credit Coordinator

Hagerstown, MD · On-site

$65 - $90/hr

## Credit CoordinatorApplyremote type: Officelocations: Hagerstown, MDtime type: Full timeposted on ... Knowledge of Merchant Services, payment processing, or risk management principles is a plus.

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Experience you'll need to have: * 4+ years of experience in audit, risk management, internal ...

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Credit Risk Manager information

See Chambersburg, PA salary details

$86K

$157.5K

$238.2K

How much do credit risk manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit risk manager in Chambersburg, PA is $157,485.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,800.00 and $176,600.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What cities near Chambersburg, PA are hiring for Credit Risk Manager jobs?

Cities near Chambersburg, PA with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Chambersburg, PA as of August 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $157,485 per year, or $75.7 per hour.

Full-time

Retirement, PTO

Posted 19 days ago


Key responsibilities

  • Review account status, payment history, and credit exposure to release customer credit holds.

  • Evaluate and process customer overline requests, credit applications, and support credit limit increase recommendations.

  • Analyze customer financial statements, credit reports, and payment performance to assess creditworthiness and monitor credit limits.


Job description

Position Summary

We are seeking a driven, analytical, and detail-oriented Credit Analyst to join our Credit & Collections team. In this role, you will evaluate customer creditworthiness, manage credit risk, and support business growth through sound credit decision-making. The ideal candidate will possess strong financial analysis skills, excellent communication abilities, and a commitment to balancing risk management with customer service.

If you're looking to build a rewarding career in finance, credit, and risk management, we invite you to join our team and make a meaningful impact.

Essential Job Functions

  • Release customer credit holds after reviewing account status, payment history, and overall credit exposure.

  • Establish and maintain new customer accounts, including the review of credit applications and supporting documentation.

  • Evaluate and process customer overline requests while ensuring compliance with company credit policies and risk guidelines.

  • Prepare and submit credit limit increase recommendations and supporting write-ups for management approval.

  • Analyze customer financial statements, credit reports, payment performance, and other risk indicators to assess creditworthiness.

  • Monitor customer credit limits and account exposure to identify potential risks and recommend appropriate actions.

  • Collaborate with Sales, Customer Service, and Collections teams to resolve credit-related issues and support profitable business growth.

  • Maintain accurate customer records, credit documentation, and account information within company systems.

  • Review customer payment trends and financial performance to identify deteriorating credit conditions and recommend mitigation strategies.

  • Assist in managing portfolio risk by proactively monitoring assigned accounts and supporting collection efforts when needed.

  • Ensure compliance with company policies, internal controls, and established credit procedures.

  • Support continuous improvement initiatives related to credit processes, reporting, and risk management practices.

Qualifications

  • Associate degree and a minimum of one (1) year of experience in credit, collections, accounting, finance, or a related field; or

  • High School Diploma/GED and a minimum of five (5) years of relevant credit or collections experience.

  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.

  • Strong analytical and problem-solving skills with the ability to evaluate financial information and credit risk.

  • Proficiency with Microsoft Excel and business systems used for customer account management.

  • Excellent verbal and written communication skills.

  • Ability to manage multiple priorities in a fast-paced environment.

  • Demonstrated ability to handle customer and stakeholder conflicts in a professional manner.

  • Strong collaboration skills and willingness to support departmental and organizational goals.

Benefits

  • Competitive compensation and comprehensive benefits package beginning on day one.

  • 401(k) with company-sponsored retirement benefits.

  • Continuing education, professional development, and tuition reimbursement opportunities.

  • Paid vacation and holidays.

  • Paid parental leave.

  • Career growth opportunities within a stable and growing organization.

Join our team and help drive smart credit decisions that support both customer success and company growth.