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Credit Risk Manager Jobs in Lancaster, PA (NOW HIRING)

Stbancorp

Credit Officer, CRE

Lancaster, PA

Manages the credit process consistent with Corporate and Credit Policy and serves as a central ... manages the portfolio in accordance with the regional and corporate risk profile. * Identifies ...

Fulton Bank

Asset Quality Reporting Analyst

PA · On-site +1

$72K - $120K/yr

The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The ...

Fulton Bank

Asset Quality Reporting Analyst

PA · On-site +1

$72K - $120K/yr

The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The ...

Fulton Bank

Asset Quality Reporting Analyst

PA · On-site +1

$72K - $120K/yr

The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The ...

Fulton Bank

Asset Quality Reporting Analyst

PA · On-site +1

$72K - $120K/yr

The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The ...

Fnbcorp

Regional Credit Officer

Lancaster, PA · On-site

Credit Reports To: Senior Credit Officer Position Overview: This position is primarily responsible ... Assists lending staff in identifying appropriate risk ratings. Assist in managing criticized assets.

Horizon Farm Credit

IRC Analyst

Mount Joy, PA · On-site

$70K - $110K/yr

Are you looking for a professional opportunity that blends analytical problem-solving, risk management, and meaningful impact in a collaborative team environment? Overview Horizon Farm Credit is ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Lancaster, PA

Credit Risk Manager information

See Lancaster, PA salary details

$84.1K

$153.9K

$232.8K

How much do credit risk manager jobs pay per year?

As of Jul 26, 2026, the average yearly pay for credit risk manager in Lancaster, PA is $153,855.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,700.00 and $172,500.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
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What job categories do people searching Credit Risk Manager jobs in Lancaster, PA look for? The top searched job categories for Credit Risk Manager jobs in Lancaster, PA are:
What cities near Lancaster, PA are hiring for Credit Risk Manager jobs? Cities near Lancaster, PA with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
FT Credit Analyst I - Lititz

FT Credit Analyst I - Lititz

Jonestown Bank & Trust Co

Lititz, PA

Other

Posted 9 days ago

Job description

Description

JOB SUMMARY

Responsible for commercial loan underwriting and for providing administrative support to the Credit Administration and commercial lending functions of the Bank.


DUTIES AND RESPONSIBILITIES

  • Prepare non-complex loan presentations for decisioning by Loan Officers, CLO, and Officers Loan Committee (OLC).
  • Accurately identify and document all Loan Policy exceptions and recommend a risk rating based on established procedures.
  • Prepare and submit for approval non-complex Annual File Reviews (AFR's).
  • Track and monitor portfolio concentrations including Hotel/Motel, Participations, Tax Exempt, CRE, Storage Unit financing, and Cannabis Related Businesses.
  • Attend OLC meetings as needed, providing an explanation of the financial analysis on assigned credits, and act as backup for taking minutes.
  • Attend credit-related meetings as needed, providing an explanation of the financial analysis or taking minutes.
  • Routinely incorporate compliance (knowledge of applicable laws/regulations), generally accepted lending principles, and accounting basics in daily tasks.
  • Evaluate and analyze financial statements, personal and business tax returns, personal financial statements, borrower prepared projections, management performance, market or industry risk, capital structure, and collateral on non-complex relationships (i.e. - Investment properties, Sole Proprietorships, etc.).
  • Utilize the Loan Operation System (LOS) to analyze credit worthiness, discuss credit findings with lenders, and recommend options to limit risk.
  • Proofread written documentation (meeting minutes, loan presentations, correspondence, etc.) to ensure clarity and compliance with generally accepted grammar and spelling standards
  • Assist with assignments related to OLC, Credit Risk Management Committee (CRMC), Loan Review, and Audit as needed.
  • Satisfy financial ticklers and upload financial information into the LOS for commercial loan requests and annual file reviews.
  • Serve as a backup on performing due diligence functions (i.e. - NAICS, Domestic, UPI, EDR, Flood, Background, UCC searches, maturing loans, etc.) and identifying red flags, errors, or other concerns.
  • Promote and preserve JBT's values and culture.
  • Follow Bank policy and procedure to prevent fraud and financial crimes.
  • Other duties as assigned.


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