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Credit Risk Manager Jobs in Boston, MA (NOW HIRING)

Credit Manager II

North Easton, MA · On-site

$70K - $100K/yr

Assess and manage credit risk. Extend credit to customers in accordance with company policies. Monitor and update credit information to existing customer base. Manage AR portfolio through direct ...

Credit Manager II

South Easton, MA · On-site

$70K - $100K/yr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

Credit Manager II

South Easton, MA · On-site

$70K - $100K/yr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

Credit Manager II

South Easton, MA · On-site

$70K - $100K/yr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes.

Credit Research Associate

Boston, MA · On-site

$70K - $100K/yr

... risk assessment, and relative value-based insights. Credit research analysts are integrated into sector teams that offer market and research insight through the collaboration of portfolio managers ...

Credit Analyst

Boston, MA · On-site

$57K/yr

Thorough understanding of insurance products, collateral types and associated credit risk * Produces basic to moderately complex management reports and associated results analysis, using business ...

Thorough understanding of insurance products, collateral types and associated credit risk * Produces basic to moderately complex management reports and associated results analysis, using business ...

Thorough understanding of insurance products, collateral types and associated credit risk * Produces basic to moderately complex management reports and associated results analysis, using business ...

Thorough understanding of insurance products, collateral types and associated credit risk * Produces basic to moderately complex management reports and associated results analysis, using business ...

Senior Credit Analyst

Boston, MA · Hybrid

$95K - $120K/yr

As a trusted financial partner, you will lead the assessment and management of customer credit risk across a diverse portfolio of customers. Working closely with Sales, Operations, Finance, and ...

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Credit Risk Manager information

See Boston, MA salary details

$94K

$172K

$260.2K

How much do credit risk manager jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk manager in Boston, MA is $171,981.00, according to ZipRecruiter salary data. Most workers in this role earn between $145,000.00 and $192,800.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Boston, MA? The most popular types of Credit Risk jobs in Boston, MA are:
What are popular job titles related to Credit Risk Manager jobs in Boston, MA? For Credit Risk Manager jobs in Boston, MA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Boston, MA look for? The top searched job categories for Credit Risk Manager jobs in Boston, MA are:
What cities near Boston, MA are hiring for Credit Risk Manager jobs? Cities near Boston, MA with the most Credit Risk Manager job openings:
Executive Director & Credit Analyst, Floating Rate Loans

Executive Director & Credit Analyst, Floating Rate Loans

Morgan Stanley

Boston, MA • On-site

Full-time

Posted 28 days ago


Morgan Stanley rating

8.3

Company rating: 8.3 out of 10

Based on 151 frontline employees who took The Breakroom Quiz

39th of 146 rated financial services


Job description

Morgan Stanley Investment Management (MSIM) is one of the largest global asset management organizations of any full-service securities firm, with more than 40 years of history, a presence in 24 countries, and a total of $1.8 trillion in assets under management as of September 30, 2025. MSIM strives to provide outstanding long-term investment performance, service, and a comprehensive suite of investment management solutions to a diverse client base, which includes governments, institutions, corporations, and individuals worldwide. For further information about Morgan Stanley Investment Management, please visit www.morganstanley.com/im.
The Bank Loan Strategies Team is a pioneer in the floating-rate corporate loan market, with a demonstrable track record since 1989. The team invests in U.S. and European senior loans and CLO debt tranches, with their investment strategies underpinned by a robust fundamental research platform and the consistent and systematic application of their risk-focused investment process.
As part of the Credit Research Team, the Executive Director will be responsible for applying rigorous credit analysis to develop and manage a portfolio of floating-rate leveraged loans, influence investment decisions and contribute to portfolio risk and return outcomes. The Credit Analyst will conduct in-depth credit analysis of leveraged loan issuers and follow issuer and sector trends to support portfolio management decisions in the primary and secondary market. The successful candidate will have strong financial modeling skills, rigorous credit-risk assessment capabilities, and the ability to articulate credit views and recommendations in written memos and presentations.
Responsibilities
  • Perform fundamental credit analysis of companies issuing broadly syndicated floating-rate loans. Evaluate credit risk across quantitative, qualitative, structural and relative value factors.
  • Build, maintain, and update detailed financial models with a focus on cash flow and valuation.
  • Prepare and present written credit investment memos and recommendations for new investments, stressed situations and secondary opportunities.
  • Track issuer performance against underwriting expectations, monitor credit quality and portfolio exposures on an ongoing basis, produce periodic updates and alert portfolio managers to emerging risks and opportunities.
  • Analyze loan documentation and credit agreements (covenants, collateral structure, intercreditor terms, lien priority, security packages) to assess structural protections under different scenarios.
  • Engage with management teams, private equity sponsors, debt-advisors, industry contacts, sell side desks and other stakeholders as necessary to perform due diligence, market / industry research and to source new loan investment opportunities.
  • Collaborate with portfolio managers, traders, and senior investment professionals to communicate credit views, discuss investment ideas, and coordinate relative-value analysis across sectors and instruments.

Requirements
  • 5-10 years of direct experience analyzing leveraged loans, syndicated credits, high-yield or leveraged finance transactions.
  • Strong financial modeling skills, including building and maintaining cash flow models, valuation models and stress testing.
  • Deep understanding of financial statements, accounting principles, credit metrics and ability to interpret qualitative factors including industry dynamics, business strategy and management strength.
  • Strong written and verbal communication skills - capable of preparing credit memos, investment recommendations and presenting to investment committees and senior stakeholders.
  • Prior experience with portfolio monitoring, relative-value analysis and trading desk collaboration.
  • Familiarity with regulatory, compliance, and risk-management frameworks applicable to leveraged credit investments.
  • Ability to work independently, manage multiple assignments and deadlines, and adapt to a dynamic market environment. Attention to detail, critical thinking, and sound judgment.
  • Proficiency in Microsoft Excel, Bloomberg and/or other credit research tools.
  • Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
  • Advanced degree (e.g. MBA) or relevant certification (e.g. CFA) is a plus.

Who you are
  • Operates with a strong sense of ethics and integrity in your interactions with others and decision making.
  • Takes accountability and ownership in your work with a focus on long-term value creation.
  • Track record of fostering a culture of honesty, transparency and accountability within teams.
  • Proven ability to collaborate across teams to deliver optimal solutions for clients.
  • A passion for innovation, with a continuous improvement mindset to drive excellence.
  • Respect for individual differences, with an openness to diverse perspectives.
  • Engagement in community service, volunteering or corporate citizenship initiatives.
  • Commitment to mentoring and supporting professional growth of others.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Expected base pay rates for the role will be between $150,000 and $300,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.

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