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Credit Risk Manager Jobs in Birmingham, AL (NOW HIRING)

Wealth Advisor - PNC Wealth Management

Birmingham, AL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We encourage candidates to connect with their recruiter and hiring manager to understand workplace ... Preferred Skills Client Prospecting, Client Relationship Building, Credit Risk Analysis, Customer ...

Commercial Banker II

Homewood, AL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... credit risk appetite. Focus on driving continual improvement in portfolio revenue growth and new ... Management (IRM) principles. Include the identification of all business and personal financial ...

New

Commercial Banker II

Homewood, AL

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... credit risk appetite. Focus on driving continual improvement in portfolio revenue growth and new ... Management (IRM) principles. Include the identification of all business and personal financial ...

New

Showing results 41-60

Credit Risk Manager information

See Birmingham, AL salary details

$81.1K

$148.4K

$224.5K

How much do credit risk manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk manager in Birmingham, AL is $148,369.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,100.00 and $166,400.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Birmingham, AL?

The most popular types of Credit Risk jobs in Birmingham, AL are:

What are popular job titles related to Credit Risk Manager jobs in Birmingham, AL?

For Credit Risk Manager jobs in Birmingham, AL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Birmingham, AL look for?

The top searched job categories for Credit Risk Manager jobs in Birmingham, AL are:

What cities near Birmingham, AL are hiring for Credit Risk Manager jobs?

Cities near Birmingham, AL with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Birmingham, AL as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $148,369 per year, or $71.3 per hour.

Compliance Officer | Full-Time

Avadian Credit Union

Hoover, AL • On-site

Full-time

Re-posted 3 days ago


Job description

Job Type
Full-time
Description
Avadian Credit Union is seeking an experienced Compliance Officer. This individual will ensure the Credit Union's compliance with all applicable laws, regulations, and internal policies. Exercises independent judgment to design and execute a comprehensive, risk focused compliance testing program across all departments. Monitors regulatory developments, assesses emerging compliance risks, and recommends policy and control enhancements to strengthen governance and risk oversight. Provides regulatory guidance impacting business units, products, services, and operations, Supports the administration of the Enterprise Risk Management and Business Continuity programs to ensure effective risk identification, mitigation, and escalation.
Functions & Responsibilities:
  • Proactively monitor applicable laws and regulations to ensure enterprise wide compliance, identify both existing and emerging risks, and regularly review and revise policies as necessary.
  • Conduct compliance testing, report findings, and ensure timely resolution of findings or risks.
  • Independently manage or implement corrective actions to prevent non-compliance with applicable laws and regulations and to mitigate risk.
  • Serve as a subject matter resource to staff by providing guidance on compliance related regulations, policies, procedures, and other operating rules that may apply.
  • Assist in the development, review, and revision of marketing, forms, agreements, and disclosures to ensure regulatory compliance and to mitigate risk.
  • Support the Credit Union's Enterprise Risk Management program by conducting risk assessments, reporting, control effectiveness, and identifying areas in need of risk mitigation.
  • Maintain knowledge of applicable compliance requirements through ongoing training and professional development.
  • Support the management and maintenance of the business continuity program and assist in the development and implementation of periodic tabletop exercises.
  • Provide support during credit union audits or examinations, as needed.
  • Responsible for following all BSA/OFAC policies and procedures.
  • Prompt and regular attendance is required.
  • Perform other duties as assigned.

Requirements
Basic Requirements:
  • The role requires in-depth knowledge of state and federal laws and regulations governing credit union or bank operations, including loan and deposit products.
  • Must have excellent writing, communication, and analytical skills.
  • Ability to conduct thorough research, interpret laws and regulations, and provide workable recommendations and solutions to meet regulatory compliance requirements.
  • Ability to handle multiple tasks and work independently.

Experience: Five to eight years of Compliance or audit experience in a credit union or bank.
Education: College degree plus advanced coursework or experience in credit union or bank compliance.
Please note - submitting a resume does not guarantee any future action by Avadian Credit Union.
Avadian Credit Union is an Equal Opportunity Employer.