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Credit Risk Manager Jobs in Baltimore, MD (NOW HIRING)

APGFCU

Business Credit Officer

Edgewood, MD · On-site

Manage commercial loan files to ensure compliance with regulatory guidelines and credit union policies. * Determine the credit risk profiles based on financial analysis and market conditions.

Allianz

Regional Credit Director

Baltimore, MD · On-site

$170K - $200K/yr

In the region, leads the team of Program Credit Managers, steers the program profitability and development and manages the risk portfolio. Works together with the Regional Distribution Director and ...

APGFCU

Business Credit Officer

Edgewood, MD · On-site

Manage commercial loan files to ensure compliance with regulatory guidelines and credit union policies. * Determine the credit risk profiles based on financial analysis and market conditions.

Harford Bank

SR CREDIT ANALYST

Bel Air, MD · On-site

Additionally, they will ensure the loan is properly structured and risk rated as well as compliant ... Utilize H360 reporting to create reports for Senior Management, the Board of Directors, and ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Baltimore, MD

Credit Risk Manager information

See Baltimore, MD salary details

$86K

$157.3K

$238K

How much do credit risk manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk manager in Baltimore, MD is $157,305.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,400.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Baltimore, MD? The most popular types of Credit Risk jobs in Baltimore, MD are:
What are popular job titles related to Credit Risk Manager jobs in Baltimore, MD? For Credit Risk Manager jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Baltimore, MD look for? The top searched job categories for Credit Risk Manager jobs in Baltimore, MD are:
What cities near Baltimore, MD are hiring for Credit Risk Manager jobs? Cities near Baltimore, MD with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Investment Risk Manager - Liquidity

Investment Risk Manager - Liquidity

Franklin Templeton

Baltimore, MD • On-site

$175K - $190K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago

Franklin Templeton rating

9.8

Company rating: 9.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

At Franklin Templeton, we believe success is built through powerful partnerships. As a forward thinking asset manager, we build dynamic relationships with clients, understand their goals, and navigate complex markets together. We leverage cutting edge strategies and deep insights to unlock opportunities for long term wealth creation. Our talented, global teams bring expertise that is both broad and unique.
From our welcoming, inclusive, and supportive culture to our globally diverse business, we offer opportunities not only to help you reach your potential, but also to contribute to our clients' success.
About the Department
The Liquidity Risk function plays a critical role in providing independent oversight of the firm's Short-Term investment business by delivering rigorous portfolio analytics and actionable risk insights. The team ensures that portfolio risks align with investment objectives, client expectations, and industry standards, with a strong focus on liquidity, market, and concentration risks. Working closely with portfolio managers and senior stakeholders, the group combines deep technical expertise with sound judgment to identify key drivers of risk, distinguish long-term structural exposures from short-term market movements, and continuously enhance the firm's risk framework and analytical capabilities, including the implementation of advanced risk systems such as Aladdin.
How You Will Add Value
  • You will identify and assess key risks and trends by conducting in-depth risk analysis across issuers, market and credit sensitivities.
  • You will translate complex quantitative outputs into concise insights and messages to communicate with portfolio managers and senior executives.
  • You will apply advanced analytical methods, including AI and visualization, to improve the efficiency, consistency, and insightfulness of risk monitoring.
  • You will stay abreast of industry trends, market developments and emerging risk themes to proactively identify potential vulnerabilities and strengthen the risk oversight function.
  • You will help lead the team's transition to Aladdin, including analytics validation, model comparison, interpretation of outputs, and dashboard enhancements.

What Will Help You Be Successful in This Role
Experience, Education & Certifications
  • 10+ years of direct experience in asset management, ideally focused on money funds, stable value and ultra-short strategies; risk experience highly preferred.
  • Quantitative or scientific degree preferred; CFA, FRM, or PRM progress/completion preferred.

Technical Skills
  • Experience with stress testing and portfolio risk profiles.
  • Experience with industry-standard risk modeling, specifically MSCI BarraOne or Aladdin Green Package.
  • Ability to process, analyze, and visualize data; programming skills in common visualization languages/statistical packages, with Power BI and Python preferred.
  • Deep understanding of 2a-7 regulations.

Soft Skills
  • Strong analytical and problem-solving skills.
  • Clear communication with technical and non-technical audiences.
  • High level of ownership and sound judgment.
  • Ability to manage multiple priorities while maintaining focus on high-impact initiatives.

Applicants for employment must have work authorization that does not now, or in the future, require sponsorship of a visa for employment in the United States.
Franklin Templeton offers employees a competitive and valuable range of total rewards, monetary and non-monetary - designed to support their well-being and recognize their time, talents, and results. Along with base compensation, employees are eligible for an annual discretionary bonus, a 401(k) plan with a generous match, and recognition rewards. We also offer a comprehensive benefits package, which includes a range of competitive healthcare options, insurance, and disability benefits, employee stock investment program, learning resources, career development programs, reimbursement for certain education expenses, paid time off (vacation / holidays / sick / parental & caregiving leave / bereavement / volunteering / floating holidays) and a motivational wellbeing program.
The expected annual salary for this position ranges between $175,000 - $190,000 depending on location and level of relevant experience.
#MID_SENIOR_LEVEL
#LI-Hybrid
At Franklin Templeton, we believe your benefits should support your life, your goals, and your future. That's why we offer a comprehensive Total Rewards package designed to help you thrive both personally and professionally.
Highlights of our benefits include:
- Paid Time Off: Three weeks of PTO in your first year
- Health Coverage: Competitive medical, dental, and vision insurance to support your well-being
- Retirement Savings: 401(k) plan with an 85% company match on pre-tax and/or Roth contributions, up to IRS limits
- Equity & Investing: Employee Stock Investment Plan (ESIP) with discounted share purchase opportunities
- Learning Education Assistance Program (LEAP): To support your ongoing growth and career advancement
- Employee Investment Benefits: Opportunity to purchase company funds with no sales charge
Franklin Templeton is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees, and we evaluate qualified applicants without regard to ancestry, age, color, disability, genetic information, gender, gender identity, or gender expression, marital status, medical condition, military or veteran status, national origin, race, religion, sex, sexual orientation, and any other basis protected by federal, state, or local law, ordinance, or regulation.

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