Provides analysis and feedback on the business and risk profile of new and current customers and ... Manages and performs customer account reconciliations; analyzes and approves debit/credit ...
Provides analysis and feedback on the business and risk profile of new and current customers and ... Manages and performs customer account reconciliations; analyzes and approves debit/credit ...
2027 Commercial Credit Analyst Program - Cleveland
Brooklyn, OH · On-site
$70K/yr
... management. About the Commercial Credit Analyst Program Analysts will establish and grow their skill set in credit risk analysis and commercial banking. Essential job functions include the spreading ...
New
2027 Commercial Credit Analyst Program - Cleveland
Brooklyn, OH · On-site
$70K/yr
... management. About the Commercial Credit Analyst Program Analysts will establish and grow their skill set in credit risk analysis and commercial banking. Essential job functions include the spreading ...
New
Senior Merchant Underwriter
Cleveland, OH · On-site
$95K - $113K/yr
Prepare detailed credit reports and present findings to senior management. Risk Mitigation: * Develop and implement strategies to mitigate credit risk, including recommending collateral requirements ...
Senior Merchant Underwriter
Cleveland, OH · On-site
$95K - $113K/yr
Prepare detailed credit reports and present findings to senior management. Risk Mitigation: * Develop and implement strategies to mitigate credit risk, including recommending collateral requirements ...
Senior Merchant Underwriter
Cleveland, OH · On-site
$95K - $113K/yr
Prepare detailed credit reports and present findings to senior management. Risk Mitigation: * Develop and implement strategies to mitigate credit risk, including recommending collateral requirements ...
Senior Merchant Underwriter
Cleveland, OH · On-site
$95K - $113K/yr
Prepare detailed credit reports and present findings to senior management. Risk Mitigation: * Develop and implement strategies to mitigate credit risk, including recommending collateral requirements ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
This role provides enterprise leadership for managing receivables risk, protecting the company's receivable asset, and enabling consistent, compliant, and analytically driven credit practices across ...
Information, Physical Security & Vendor Risk Manager
Apple Creek, OH · On-site
$50K - $70K/yr
Related experience in banking, compliance, audit, risk, information security, vendor management ... Prior experience in a bank, credit union, or regulated environment is strongly preferred. * Strong ...
Quick apply
Information, Physical Security & Vendor Risk Manager
Apple Creek, OH · On-site
$50K - $70K/yr
Related experience in banking, compliance, audit, risk, information security, vendor management ... Prior experience in a bank, credit union, or regulated environment is strongly preferred. * Strong ...
Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite. * Works with business, credit, data, and model development partners to design ...
New
Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite. * Works with business, credit, data, and model development partners to design ...
New
Portfolio Analytics & Strategy Specialist - Data, Modeling & Analytics
Brecksville, OH · On-site
$91K - $202K/yr
... risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. * Works with business, credit ...
Portfolio Analytics & Strategy Specialist - Data, Modeling & Analytics
Brecksville, OH · On-site
$91K - $202K/yr
... risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. * Works with business, credit ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Akron, OH · On-site +1
Prepare independent, concise written credit analysis summarizing financial performance, key trends, risk considerations, and recommendations for management review working directly with the Team ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Akron, OH · On-site +1
Prepare independent, concise written credit analysis summarizing financial performance, key trends, risk considerations, and recommendations for management review working directly with the Team ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Akron, OH · On-site +1
Prepare independent, concise written credit analysis summarizing financial performance, key trends, risk considerations, and recommendations for management review working directly with the Team ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Akron, OH · On-site +1
Prepare independent, concise written credit analysis summarizing financial performance, key trends, risk considerations, and recommendations for management review working directly with the Team ...
Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite. * Works with business, credit, data, and model development partners to design ...
New
Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite. * Works with business, credit, data, and model development partners to design ...
New
Executes the Line of Business Risk Management program, identifying opportunities for enhancement ... Credit, Legal, Audit). * Leads or influences risk initiatives and business as usual activities.
Executes the Line of Business Risk Management program, identifying opportunities for enhancement ... Credit, Legal, Audit). * Leads or influences risk initiatives and business as usual activities.
Corporate & Institutional Banking Risk - LOB Risk Specialist Senior
Cleveland, OH · On-site
$75K - $137K/yr
Executes the Line of Business Risk Management program, identifying opportunities for enhancement ... Credit, Legal, Audit). * Leads or influences risk initiatives and business as usual activities.
Corporate & Institutional Banking Risk - LOB Risk Specialist Senior
Cleveland, OH · On-site
$75K - $137K/yr
Executes the Line of Business Risk Management program, identifying opportunities for enhancement ... Credit, Legal, Audit). * Leads or influences risk initiatives and business as usual activities.
Partners with underwriting and credit risk teams to prepare and present credit packages. Monitors ... Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise ...
Partners with underwriting and credit risk teams to prepare and present credit packages. Monitors ... Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise ...
Commercial Credit Underwriter are responsible for assessing the degree of risk within a given ... Participate in periodic projects related to changes in risk management processes, policies or ...
Commercial Credit Underwriter are responsible for assessing the degree of risk within a given ... Participate in periodic projects related to changes in risk management processes, policies or ...
The Senior Commercial Healthcare Relationship Manager serves as a strategic advisor and primary ... Partners with underwriting and credit risk teams to prepare and present credit packages. Monitors ...
The Senior Commercial Healthcare Relationship Manager serves as a strategic advisor and primary ... Partners with underwriting and credit risk teams to prepare and present credit packages. Monitors ...
Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)
Brooklyn, OH · On-site
Commercial Credit Underwriter are responsible for assessing the degree of risk within a given ... Participate in periodic projects related to changes in risk management processes, policies or ...
Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)
Brooklyn, OH · On-site
Commercial Credit Underwriter are responsible for assessing the degree of risk within a given ... Participate in periodic projects related to changes in risk management processes, policies or ...
Credit Risk Manager information
See Akron, OH salary details
$82.8K - $96.1K
8% of jobs
$96.1K - $109.4K
6% of jobs
$109.4K - $122.7K
7% of jobs
$126.3K is the 25th percentile. Wages below this are outliers.
$122.7K - $136K
11% of jobs
The median wage is $144.2K / yr.
$136K - $149.3K
27% of jobs
$149.3K - $162.6K
13% of jobs
$164.5K is the 75th percentile. Wages above this are outliers.
$162.6K - $175.9K
15% of jobs
$175.9K - $189.2K
4% of jobs
$189.2K - $202.5K
4% of jobs
$202.5K - $215.8K
0% of jobs
$215.8K - $229.1K
4% of jobs
$82.8K
$151.5K
$229.1K
How much do credit risk manager jobs pay per year?
How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?
What does a credit risk manager do?
A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.
What is a credit risk manager?
What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?
What is the difference between Credit Risk Manager vs Credit Analyst?
| Aspect | Credit Risk Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree, often certifications like CFA or credit risk certifications | Bachelor's degree, finance or related field, sometimes certifications like CFA |
| Work Environment | Oversees risk policies, manages teams, strategic planning | Analyzes credit data, assesses borrower risk, prepares reports |
| Industry Usage | Used in banking, financial services, lending institutions | Common in banks, credit agencies, financial firms |
The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted 16 days ago
Kinetico rating
6.2
Based on 9 frontline employees who took The Breakroom Quiz
Job description
Kinetico believes in treating its employees with respect. They play a vital role in enabling our innovation, growth and success. We strive to provide them with opportunities to grow in a motivating environment. To view positions currently available at Kinetico, click the button below.
Job Description:
Key Areas of Responsibility:
- Manages the daily activities of the Accounts Receivable team; assigns and reviews tasks, supports teamwork, provides professional guidance via mentoring, evaluates performance, and recommends employment actions.
- Interprets and enforces the credit practices, policies and procedures of the Company.
- Ensures proper internal controls are being followed and administered to safeguard company assets.
- Provides analysis and feedback on the business and risk profile of new and current customers and recommends credit limits. Obtains financial statements from customers, credit information from external credit agencies, and prepares necessary documentation for internal management review.
- Resolves orders on credit hold; evaluates account for past due or credit limit standing, contacts customer to arrange payment, and appropriately acts upon status of pending orders.
- Engages in pro-active collections of Company's receivables given payment terms, cash flow needs, and the risk profile of the customer. Manages and performs the recording of customer payments: posts cash receipts daily, prepares EFT collection, reviews and settles credit card payments and posts receipts.
- Manages and performs customer account reconciliations; analyzes and approves debit/credit adjustments, prepares recurring invoices and issues AP requests for customer refunds.
- Oversees aging of customer accounts. Reviews accounts receivable reports, unapplied cash reports, assesses payment status, assists in Quarterly review of Provision of Bad Debt Reserve, and reports aging to external credit agencies.
- Collaborates with sales organization on customer communications relevant to account payment status.
- Supports treasury function as signer on all U.S. and Canadian cash accounts.
- Administrates and authorizes settlement of credit card systems.
- Serves as point person for all external audit requests for Accounts Receivable and Revenue.
- Responsible for month end closing of Accounts Receivable module in JDEdwards software for timely monthly reporting.
- Recommends opportunities for internal and external (customer related) process improvements to gain efficiency within the department.
Key Performance Indicators:
- Reviews all past due reports to minimize the amount of total past dues.
- Monitor and reduce the number of Open Credits on Customer accounts.
- Timeliness of processes daily cash application.
- DSO (Daily Sales Outstanding) Metric .
Key Challenges and Decisions:
- Volume of credit applications; ability to prioritize and make preliminary determinations.
- Diversity of customer markets requiring knowledge of different processes and systems: corporate dealers, independent dealers, commercial, wholesale, Home Depot, Lowes, U.S. and Canadian.
- Multiple payment sources and transaction venues (credit cards, cash, EFT, wires).
- Importance of understanding the customer relationship needs.
Job Knowledge, Skills, and Experience:
- Bachelor's degree in business with 5+ years related work experience
- Strong interpersonal skills to effectively communicate with customers.
- Strong planning and organizational skills; attention to detail and ability to multi-task.
- Good analytical skills.
- Excellent computer skills including knowledge of accounting software, word processing and spreadsheet proficiency.
- Good written and verbal communication skills.
- Confident in making decisions and recommendations related to customers and credit risk.
- Work independently with minimal supervision.
Organizational Context
The A/R & Credit Manager reports to the Controller, NA. The role interfaces regularly with customers and both internal and external sales organizations: Kinetico Centers, independent dealers, wholesale and commercial sales staff, order and customer services.
Why Join Kinetico:
- Medical, Dental, Vision and Prescription Drug Insurance Coverage
- Employer Provided Life Insurance, Short-Term and Long-Term Disability Benefits
- 401(k) Contribution Matching Program
- Employer Funded Defined Contribution Plan
- Paid Vacation, Holidays and Community Service Volunteer Time-off Benefit
- Wellness Program
- Educational Assistance Reimbursement Program
Our Commitment and Difference:
Founded in 1970, Kinetico was started by two engineers who pioneered the development of non-electric, fully automatic water treatment systems. Evolving from the Tangent Company, a small consulting design firm, Kinetico soon became a global organization of independent dealers, international distributors representing nearly 100 countries. Through the dedication of its founders, employees and distribution network, Kinetico has experienced tremendous success. The company has grown from a two-man, creative undertaking into a strong and dynamic organization.
Innovative technology and a strong commitment to customer satisfaction have distinguished the company and positioned Kinetico as a leader in today's ever-changing water treatment industry manufacturing water softeners, along with a wide range of systems that improve water quality for general use, as well as those that provide high-quality drinking water for consumption. Kinetico products are Third Party certified to confirm quality and performance and complimented by the most comprehensive warranties in the industry.
Kinetico is part of the Axel Johnson Group of companies, a global organization and fifth generation company that continues to be successful in developing leading businesses.
Kinetico Incorporated is an Equal Employment Opportunity (EEO) employer and does not discriminate on the basis of race, color, national origin, religion, gender, age, veteran status, political affiliation, sexual orientation, marital status or disability (in compliance with the Americans with Disabilities Act*), or any other legally protected status, with respect to employment opportunities.
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