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Credit Risk Manager Jobs in Vermont (NOW HIRING)

Gordini USA Inc

Credit Manager

Essex Junction, VT · On-site

$75K - $90K/yr

Description The Credit Manager at Gordini USA plays a critical role in supporting sustainable growth by balancing smart risk management with strong customer partnerships. This role leads the credit ...

802 Credit Union

Fraud & Risk Analyst

Brattleboro, VT · On-site

$19.50 - $28.50/hr

About 802 Credit Union At 802 Credit Union, we believe in empowering our members and enriching the ... Keep manager and co-workers informed of fraud trends. * To complete all necessary duties as ...

Obra Capital

Director, Credit Research

Montpelier, VT · On-site

Understand company strategies and management teams to assess their impact on credit risk. * Monitor market conditions and industry dynamics to identify emerging trends, potential risks, and ...

NBT Bank

Credit Analyst III

Burlington, VT

$71K - $95K/yr

Joins credit officers and commercial banking officers on client and prospect calls in multiple ... and managing risk. We've weathered the market's ups and downs for over 165 years, all while ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Vermont

Credit Risk Manager information

See Vermont salary details

$92K

$168.3K

$254.6K

How much do credit risk manager jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk manager in Vermont is $168,326.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,900.00 and $188,700.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Vermont? The most popular types of Credit Risk jobs in Vermont are:
What are popular job titles related to Credit Risk Manager jobs in Vermont? For Credit Risk Manager jobs in Vermont, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Vermont look for? The top searched job categories for Credit Risk Manager jobs in Vermont are:
What cities in Vermont are hiring for Credit Risk Manager jobs? Cities in Vermont with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Vermont as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $168,326 per year, or $80.9 per hour.

Senior Credit Risk Manager

Vermont Housing Finance Agency

Burlington, VT • On-site

$84K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago

Job description

Description:Are you an underwriting expert ready to shape the future of affordable housing finance?

At the Vermont Housing Finance Agency (VHFA), we are on a mission to ensure all Vermonters have access to affordable housing. We are looking for a Senior Credit Risk Manager who is part premier technical authority, part strategic collaborator, and entirely impact-driven.

This isn't just an underwriting job—it’s a high-visibility leadership role that safeguards the financial resilience of our multi-family portfolio. If you excel at evaluating complex capital stacks, mastering layered transaction risks, and mentoring project finance teams, we want you on our team.


The Impact You’ll Make

Advanced Underwriting & Financial Analysis

  • Lead the financial, credit, and risk analysis of complex multifamily rental housing, preservation, mixed-income, and homeownership developments.
  • Evaluate borrower capacity, development feasibility, operating pro formas, sources and uses, and long-term project sustainability.
  • Prepare comprehensive underwriting memoranda and data-driven financing recommendations for internal review, the Credit Committee, and the Board of Commissioners.

Project Finance & Transaction Structuring

  • Structure multifaceted financing transactions utilizing Low-Income Housing Tax Credits (LIHTC), tax-exempt bonds, state and federal funding, and public-private capital sources.
  • Participate in high-level negotiations with developers, lenders, syndicators, investors, and public agencies to balance deal feasibility with prudent risk management.
  • Support loan commitments, closings, and asset preservation workflows while coordinating with Legal, Finance, Compliance, and Asset Management staff.

Credit Policy & Technical Leadership

  • Support the Vice President in maintaining, refining, and implementing agency underwriting standards, credit policies, and financial modeling tools.
  • Serve as a senior underwriting resource, providing proactive mentoring, training, and constructive peer reviews to project finance staff.
  • Monitor emerging pipeline risks, evaluate portfolio trend metrics, and participate in strategic workout or restructuring opportunities to protect Agency resources.
Requirements:

What You Bring to the Table

  • At least 7 years of progressively responsible experience in commercial lending, affordable housing finance, real estate development, or credit analysis, OR an equivalent mix of advanced education and experience.
  • Advanced proficiency in complex financial statement analysis, cash flow modeling, and Microsoft Excel.
  • Deep structural knowledge of Section 42 Low-Income Housing Tax Credits, tax-exempt bonds, HUD programs, and layered housing finance structures.
  • Top-tier verbal and written communication skills with a proven track record of presenting clear credit recommendations to loan committees, boards, or senior executives.
  • A heart for community and a deep alignment with VHFA’s VIIBE values: Integrity, Innovation, Belonging, and Equity.

Work Environment & Flexibility

This position offers a hybrid work structure. You will work in our collaborative office environment at least 2 days per week (typically Monday through Thursday), with the flexibility to work remotely the remaining days once fully trained and coordinated with your supervisor. You will also join us in-person for required agency meetings and events.


The Perks

  • A comprehensive benefits package including medical, dental, and vision coverage for you and the family or optional buy-out plan
  • Flexible Spending Account & Dependent Care Account
  • Company-sponsored Short and Long-Term Disability
  • Company-sponsored Life Insurance
  • Up to $4,000 educational assistance
  • Employee Assistance Program
  • Combined Time Off & Holiday Pay
  • Up to 6 weeks of paid time off for parental and family leave
  • Parking Reimbursement for designated lots
  • 403b Savings Account & 457 Retirement Plan

Ready to help us build a stronger community?

Apply today to join our collaborative, solution-oriented team!