You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Job ...
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Experience in credit risk management at a financial services company * Basic Understanding of the account lifecycle (portfolio management, collections) to identify relevant risk considerations
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
Join a newly created first-line credit function where your analytical expertise and strategic thinking will directly influence how we manage risk and grow responsibly. This is a high-visibility role ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Risk Management - Strategic Analytics - Vice President in the Credit Risk Analytics function for Auto, you will be responsible for end-to-end management of complex analytical projects, including ...
As a Risk Management - Strategic Analytics - Vice President in the Credit Risk Analytics function for Auto, you will be responsible for end-to-end management of complex analytical projects, including ...
As a Risk Management - Strategic Analytics - Vice President in the Credit Risk Analytics function for Auto, you will be responsible for end-to-end management of complex analytical projects, including ...
As a Risk Management - Strategic Analytics - Vice President in the Credit Risk Analytics function for Auto, you will be responsible for end-to-end management of complex analytical projects, including ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
Your work will be critical in supporting our Risk Management efforts to identify and mitigate credit risk. Job Responsibilities * Lead analytical projects to identify opportunities for mitigating ...
Your work will be critical in supporting our Risk Management efforts to identify and mitigate credit risk. Job Responsibilities * Lead analytical projects to identify opportunities for mitigating ...
Your work will be critical in supporting our Risk Management efforts to identify and mitigate credit risk. Job Responsibilities * Lead analytical projects to identify opportunities for mitigating ...
Your work will be critical in supporting our Risk Management efforts to identify and mitigate credit risk. Job Responsibilities * Lead analytical projects to identify opportunities for mitigating ...
VP USPB Enterprise Risk Management Risk Monitoring Risk Manager-Hybrid,
Wilmington, DE · On-site
$125K - $188K/yr
The In-Business Credit & Franchise Risk Organization within USPB is responsible for managing the credit and franchise risk of the USPB business. The Head of In-Business Credit & Franchise Risk ...
VP USPB Enterprise Risk Management Risk Monitoring Risk Manager-Hybrid,
Wilmington, DE · On-site
$125K - $188K/yr
The In-Business Credit & Franchise Risk Organization within USPB is responsible for managing the credit and franchise risk of the USPB business. The Head of In-Business Credit & Franchise Risk ...
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
New
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
New
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
New
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
New
... risk management strategies. You will leverage your expertise in credit operations to optimize ... processes related to credit assessment, approval, and management. Your skills in conflict ...
... risk management strategies. You will leverage your expertise in credit operations to optimize ... processes related to credit assessment, approval, and management. Your skills in conflict ...
Credit Risk Management information
See Delaware salary details
$86.6K - $100.5K
8% of jobs
$100.5K - $114.4K
6% of jobs
$114.4K - $128.3K
7% of jobs
$132.1K is the 25th percentile. Wages below this are outliers.
$128.3K - $142.3K
11% of jobs
The median wage is $150.8K / yr.
$142.3K - $156.2K
27% of jobs
$156.2K - $170.1K
13% of jobs
$172.1K is the 75th percentile. Wages above this are outliers.
$170.1K - $184K
15% of jobs
$184K - $197.9K
4% of jobs
$197.9K - $211.9K
4% of jobs
$211.9K - $225.8K
0% of jobs
$225.8K - $239.7K
4% of jobs
$86.6K
$158.4K
$239.7K
How much do credit risk management jobs pay per year?
As of Jun 20, 2026, the average yearly pay for credit risk management in Delaware is $158,449.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,600.00 and $177,700.00 per year, depending on experience, location, and employer.
What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?
Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.
What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?
To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.
What is the difference between Credit Risk Management vs Credit Analysis?
| Aspect | Credit Risk Management | Credit Analysis |
|---|---|---|
| Primary Focus | Assessing and mitigating overall credit risk for an organization | Evaluating individual creditworthiness of borrowers |
| Certifications | Typically requires certifications like CFA, Credit Risk certifications | Often requires financial analysis certifications or degrees |
| Work Environment | Strategic, risk-focused, often in risk departments | Analytical, detail-oriented, in credit or lending departments |
| Industry Usage | Common in banking, financial services, and lending institutions | Used across banks, credit agencies, and lending firms |
While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.
What is Credit Risk Management?
Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are popular job titles related to Credit Risk Management jobs in Delaware? For Credit Risk Management jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Delaware look for? The top searched job categories for Credit Risk Management jobs in Delaware are:
What cities in Delaware are hiring for Credit Risk Management jobs? Cities in Delaware with the most Credit Risk Management job openings:
Full-time
Medical, Retirement
Posted 22 days ago
JPMorgan Chase & Co. rating
8.1
Based on 470 frontline employees who took The Breakroom Quiz
46th of 141 rated banks
Job description
Job Description
Chase Card Services is the leading credit card issuer in the U.S. With over $1 trillion in sales volume, we have been #1 in the industry since 2017. We have also been #1 in outstanding (loans) for more than 10 years and lead in top-of-wallet market share. We serve more than 50 million active accounts across our Chase Branded Cards business, which includes the Sapphire, Freedom, Slate consumer credit cards and Ink small business portfolio, and our Co-Brand Card business.
As a Card Risk Strategy Associate in the Card Credit Decisioning Unit, you will lead efforts to expand our credit card portfolio by developing innovative strategies for affluent, high-line, high net-worth credit segments. You will collaborate with internal teams to ensure sound lending decisions that align with our financial goals and risk appetite. Your work will be pivotal in managing risk-taking activities for card originations, ensuring we continue to grow responsibly. You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management.
Job Responsibilities:
Required qualifications, skills and capabilities:
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Chase Card Services is the leading credit card issuer in the U.S. With over $1 trillion in sales volume, we have been #1 in the industry since 2017. We have also been #1 in outstanding (loans) for more than 10 years and lead in top-of-wallet market share. We serve more than 50 million active accounts across our Chase Branded Cards business, which includes the Sapphire, Freedom, Slate consumer credit cards and Ink small business portfolio, and our Co-Brand Card business.
As a Card Risk Strategy Associate in the Card Credit Decisioning Unit, you will lead efforts to expand our credit card portfolio by developing innovative strategies for affluent, high-line, high net-worth credit segments. You will collaborate with internal teams to ensure sound lending decisions that align with our financial goals and risk appetite. Your work will be pivotal in managing risk-taking activities for card originations, ensuring we continue to grow responsibly. You will play a key role in defining the risk appetite for Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management.
Job Responsibilities:
- Define the Credit Box in partnership with Product GM's, Finance, and the second line of defense Credit Risk team
- Lead alignment with Product, Finance, and Risk to define and execute on strategies to achieve credit goals
- Partner closely with product and risk teams in assessing new credit opportunities. Define an execution plan for new credit opportunities
- Set up reviews and processes to ensure we are executing well on our credit box assumptions
- Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap
- Develop and implement metrics to track acquisitions performance. Lead the report outs for performance monitoring to senior leadership
- Help shape credit policies, underwriting standards, and risk management frameworks
- Ensure adherence to banking regulations and internal controls related to credit risk
- Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk
- Provide approvals or recommendations for complex acquisitions related credit transactions
Required qualifications, skills and capabilities:
- A Bachelor's degree or higher in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others)
- 3+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
- Exceptional quantitative and qualitative finance and analytical skills
- Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
- Proven experience in collaborating across teams and lines of business within large organizations
- Excellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisions
- Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
What JPMorgan Chase & Co. employees say
Pay
Benefits
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About JPMorgan Chase & Co
Sourced by ZipRecruiter
Industry
Finance and insurance and banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
New York, NY, US