Credit Risk Intern Jobs in Atlanta, GA (NOW HIRING)

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)Please review the following job description:Responsible for the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate clients and prospects. This includes prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, data integrity, portfolio reporting and client support. Collaborate with deal team to maintain data integrity on existing portfolio and identify credit worthy projects within targeted markets.
Supplement credit analysis with portfolio data, research, and property level evaluation from a wide variety of internal and external sources to develop an assessment of client, competitor, property segment, market and industry risks and trends.

Corporate Overview:

At Truist, our purpose is to inspire and build better lives and communities. Every day, the pursuit of better drives us-to empower clients with more choice, teammates with more fulfillment, and communities with more hope. We boldly believe in the power of what we can achieve together. Truist Commercial Real Estate, together with Treasury Solutions and Truist Securities, comprise Truist's Wholesale Banking Group, offering lending, capital markets and treasury management solutions to businesses, institutions, not-for-profit organizations and government entities.

In Wholesale Credit Delivery Real Estate Corporate & Investment Banking (WCD-RECIB), we are proud of our unique culture and value our vibrant workplace that reflects the diversity of the many communities we serve. Truist Wholesale Credit Delivery - Real Estate Corporate and Investment Banking delivers banking, capital markets, and strategic advisory solutions to our institutional CRE clients. Client coverage includes REITs and publicly-traded Homebuilders, as well as coverage by the Institutional Private Capital (IPC) team of real estate Funds. Additionally, the Real Estate Advisory team partners across Truist to deliver investment banking services to private CRE clients, including institutional private equity placements and strategic advisory services. With almost $18 billion in committed capital to our Commercial Real Estate clients, we have a dedicated focus on the industry, and an ability to use our One Team approach, to bring our clients financial advice from across the Bank.

We pride ourselves on our dedication to the career development of our Wholesale Credit Delivery - Real Estate Corporate & Investment Banking teammates. You'll work alongside senior-level management on real deals right from the start. We encourage and reward you to take an active role in helping our clients achieve their goals.

WCD - RECB Analyst Program Overview:

Analysts' career paths begin with a structured training program that includes accounting, modeling, corporate finance, underwriting and financial analysis training followed by placement within one of CD - CRE's verticals. Through exposure to a wide variety of lending transactions, analysts will enhance their financial and industry analysis skills, build expertise in corporate finance and underwriting, and develop a comprehensive understanding of their portfolio of clients.

Job Description

***THIS REQUISITION IS OPEN TO 2026 TRUIST INTERNS ONLY. APPLICANTS WHO WERE NOT TRUIST INTERNS WILL NOT BE CONSIDERED***

Requisitions open to other external candidates will be posted at a later date, pending availability of open positions.

Responsible for the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate clients and prospects. This includes prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, data integrity, portfolio reporting and client support. Collaborate with deal team to maintain data integrity on existing portfolio and identify credit worthy projects within targeted markets.

Supplement credit analysis with portfolio data, research, and property level evaluation from a wide variety of internal and external sources to develop an assessment of client, competitor, property segment, market and industry risks and trends.

Location:

Truist Securities is headquartered in Atlanta, GA, with offices throughout the U.S. in cities including Boston, Charlotte, Chicago, Dallas, Houston, Los Angeles, Miami, Nashville, Orlando, New York, San Francisco, and Washington D.C.

This position is specifically for Atlanta, GA.

The annual salary for this position $100,000 for all locations.

Minimum Requirements

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Completed BA/BS degree with a scheduled graduation date of December 2026 through June 2027

• Overall GPA of 3.0

• Excellent verbal and written communication skills.

• Proven analytical ability and attention to detail.

• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.

• Solid leadership and interpersonal skills

• Strong analytical and problem-solving skills.

• Knowledge of credit principles.

• Ability to handle multiple priorities under time constraints.

• Demonstrated success working in a collaborative team environment..

• Willingness to commit substantial time and energy to the program.

Preferred Qualifications:

• Real Estate, Business, Accounting, Math, Economics and Finance majors or an equivalent combination of education and work experience.

• Masters in Real Estate, or combined Commercial Real Estate experience through internships and other experiences.

• 1-3 years of portfolio management and client relationship experience preferably in Commercial Real Estate related industries.

• Foundational knowledge of ARGUS software; high level Excel and database analysis tools, including knowledge in the use of 3rd party Real Estate Data Sources (CoStar, REIS, Axiometrics).

• Familiarity with loan documentation, covenants, Corporate Accounting and financial statement reporting including analysis of financial statements.

• Completion of commercial associate program or equivalent experience; or MBA in Accounting or Finance or in related field; or an equivalent combination of educational and experience or other related advanced degree.

At this time, Truist will not sponsor an applicant for employment authorization, nor will we offer any immigration-related support for this position (including H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, or sponsorship for U.S. permanent residence.)

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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