Credit Risk Developer Jobs in Missouri (NOW HIRING)

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

The Sustainability Office (SO) is part of U.S. Bank's Impact Finance organization within the Wealth, Corporate and Institutional Bank (WCIB). The SO team is responsible for delivering in three critical areas:
(1) enterprise-wide sustainability strategy (2) sustainable finance innovation and business development; (3) impact measurement and management.

The Sustainability Data Lead will support the Head of Sustainability and the Sustainability Team in the continued development and execution of sustainability data products and sub-domain strategy, with a focus on client financed emissions and net zero transition analytics. The role will support data product development through requirements gathering, program management, data analysis and data science expertise, including carbon accounting across Scopes 1, 2 and 3; integration and analysis of Scope 3, Category 15 (client) financed emissions; decarbonization pathway analysis across the real economy; and internal dashboarding and reporting aligned with the Partnership for Carbon Accounting Financials (PCAF) methodology, evolving industry standards, regulatory requirements and sustainable finance commercialization strategies, tracking and reporting.

In executing on the sustainability data domain strategy, the Sustainability Data Lead will support and partner with business stakeholders in the Enterprise Data Office, Credit Risk, Reputation & Strategic Risk, various business teams and enabling functions in Impact Finance, client-facing teams in the Institutional Client Group, Commercial and Consumer Bank, Corporate Real Estate, and other enterprise partners, including the ESG Comptroller, Legal, Third-party Risk Management.

The ideal candidate brings advanced data science skills, exposure to climate and emissions measurement, and prior corporate experience preferably within a financial institution. They are comfortable gathering business requirements, writing complex queries; extracting, merging, and transforming large, raw datasets; and benchmarking results against established industry standards while resolving discrepancies across data sources. The candidate should be confident in quantitative analysis and be able to clearly communicate insights to internal stakeholders, including senior management through concise and impactful presentations.Experience with program management, execution, progress tracking, and internal and external stakeholder engagement is required. Familiarity with greenhouse gas accounting frameworks and financed emissions methodologies across sectors and asset classes is preferred.

Essential Functions:

• Data Domain Development and Analytics: Lead further development of nascent enterprise-wide climate & impact data products, including (a) development of internal client/portfolio data flows and dashboards to facilitate analysis and external reporting against PCAF standards/regulatory requirements and net zero transition preparedness analytics; (b) support data strategies and lead execution of data products focused on Scope 1 and 2 emissions measurement and management; (c) exploration of new data products to support commercialization of sustainable finance strategy and other Impact Finance products and strategies; (d) facilitate and translate emerging business needs into scalable analytics through business requirements gathering
• Reporting: Lead annual financed emissions analysis and deliver audit-ready net-zero and PCAF reporting for internal, external and regulatory use.

Basic Qualifications
- Bachelor's degree in a quantitative field such as statistics, computer science, engineering or applied mathematics, or equivalent work experience
- Six to eight years of relevant experience

Preferred Skills/Experience

- Master's degree in data science, earth/climate sciences, engineering, sustainability, natural resource management, environmental economics, finance or other related field

- Prior experience with designing and implementing large-scale data strategies and their execution in large organizations

- Understanding of data integrity considerations and proper risk and controls around developing audit-ready data

- Knowledge of other frameworks and standards, including PCAF, ISSB, CDP, GRI and other impact reporting frameworks and industry guidance (SBTi, Transition Plan Taskforce, etc), emerging regulatory requirements (California Climate Disclosure Act, EU CSRD)

- Practical experience with implementing GHG Protocol, supporting data procurement and analytics of leading sustainability reporting frameworks, specifically ISSB and PCAF and experience with climate-related data providers and sources

- Understanding of basics of corporate finance, familiarity with sustainable finance products and carbon markets

- Strong data science and visualization skills, with the ability to understand the business goals, needs, and be committed to delivering recommendations that will guide strategic decisions

- Deep expertise in SAAS, SQL, Python, Excel, PowerBI, NLP/LLM models, data scraping and generative AI applications.

- Strong project management capabilities, with the ability to lead business requirements gathering, securing buy-in from requisite stakeholders, influencing without authority and ensuring timely execution

- Strong leadership skills and proven ability in motivating employees and promoting teamwork.

- Excellent interpersonal, management, and teamwork skills

- Highly motivated self-starter with excellent time management skills and the ability to effectively manage multiple priorities and timelines

- High level of significant independent decision-making ability

- Ability to quickly identify risks and determine reasonable solutions

- Demonstrated ability to motivate others in a high-stress environment to achieve goal

- Ability to effectively communicate and resolve conflicts by both oral and written communication to both internal and external clients

- Ability to adapt to a dynamic and evolving work environment

- Well-developed analytical and problem-solving skills

- Experience and knowledge of the principles and practices of management and employee development

- Ability to think critically to solve problems with rational solutions

- Ability to react and make decisions quickly under pressure with good judgment

Location Expectations
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.