Credit Risk Developer Jobs in Missouri (NOW HIRING)

What You'll Be Doing

As aLeadProduct Manager,you'llplay ahands-onrole in developing anditeratingfeatures that supportFedNow'sgrowth across key customer segments.

• Drive product features through discovery, refinement, and delivery in partnership with design, engineering, and cross-functional stakeholders.

• Evaluate customer pain points and adoption barriers to helpdetermineproduct/market fit for new segments or use cases.

• Build a strong understanding of user needs and operational workflows to ensure features are aligned with customer and ecosystem requirements.

• Participate in product discovery by developing business cases,identifyingrisks, and drafting recommendations that support prioritization discussions.

• Contribute to a collaborative and transparent team culture through clear communication and active engagement.

What Will Be Expected of You

• Analytical & strategic thinking:Provide input on customer trends, ecosystem developments, and opportunities that could enhanceFedNow'svalue proposition.

• Collaboration & adaptability:Work effectively across functional groups, adjusting quickly to changing priorities andnew information.

• Customer focus:Engage with financial institutions and service providers to understand their needs and reflect them in product decisions.

• Execution & delivery:Supporttimelyexecution of product discovery and delivery activities, including problem definition, market analysis, opportunity sizing, and recommendation development.

• Communication:Clearly communicate findings, tradeoffs, and recommendations to teammates and leadership asappropriate.

• Modest travelrequired.

• This is an individual contributor role.

ExpertiseYou Would Bring

• 3-5+ years of experience in product management, business analysis, or strategy in fintech, payments, or digital banking.

• Experience working with APIs, developer platforms, orecosystemdrivenproducts a plus.

• Familiarity with financial products or payment systems.

• Understanding of the instant payments landscape and operational considerations for financial institutions.

• Ability to structure problems, analyze data, and translate insights into clear recommendations.

• Strong communicationskills with experience tailoring information for different audiences.

• Demonstrated success working across cross-functional teams to deliver product features.

• Bachelor's degree in finance, economics, business, policy, marketing, or related field; advanced degree optional.

The Federal Reserve believes in salary transparency. The final salary and offer will be determined by the applicant's background, skills, internal equity, and alignment with market data. Whether you're developing into the job or are a more seasoned candidate, we aim to pay competitively. The salary range for this position is $157,000-$196,500. If you reside outside of the 1st District, you may be hired by your local Federal Reserve District and compensation will follow hiring District's range and policy.

The Federal Reserve Bank of Boston is committed to provide equal employment opportunities to all persons without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, age, genetic information, disability, or military service.

All employees assigned to this position will be subject to FBI fingerprint/ criminal background and Patriot Act/ Office of Foreign Assets Control (OFAC) watch list checks at least once every five years.

For this job, any offer of employment is contingent upon successfully passing a two-phase security screening. The first phase consists of the satisfactory completion of a physical examination (including a drug screening), reference checks, and a security investigation consisting of credit and criminal history checks.

The second phase, which might not be complete until after you begin working at the Reserve Bank, is an additional risk-based security screening determined by the risk rating of the position. Depending upon the sensitivity of the position, this phase may include, and is not limited to, work and residency eligibility verification, and personal interviews with the candidate, references, and prior employers.

All applicants must have resided in the United States for at least three (3) years.