ZipRecruiter

Log In

1

Credit Risk Data Science Jobs in Toms River, NJ (NOW HIRING)

PNC Bank

Commercial Credit Director

East Brunswick, NJ · On-site

$143K - $297K/yr

Leads strategic discussions in committees (Credit Risk, Data Governance etc.); reviews validation outputs on data produced and delivered. Has final approval authority on an obligor's risk rating.

Topaz HR Advisory

Chief Credit Officer

Toms River, NJ · On-site

$150 - $200/hr

This executive-level role will be responsible for credit strategy, risk oversight, underwriting ... data analytics tools, CRM systems, and workflow automation solutions * Experience improving ...

Topaz HR

Chief Credit Officer

Toms River, NJ · On-site

This executive-level role will be responsible for credit strategy, risk oversight, underwriting ... data analytics tools, CRM systems, and workflow automation solutions * Experience improving ...

IT America Inc

Data Architect

Berkeley, NJ · On-site

$59 - $76/hr

Architect scalable, secure, high-performance data solutions for fraud detection and risk management ... Work with data scientists to prepare training datasets, support feature engineering, and ...

exogroup

Payment Risk Specialist

Barnegat, NJ · On-site

$104K/yr

... data analytics, machine learning, and industry best practices. * Monitor fraud trends and patterns ... Requirements: * Bachelor's degree in Finance, Business Administration, Computer Science ...

PNC Bank

Underwriter III - Corporate

East Brunswick, NJ

$86K - $172K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or ... data and on individual skills, experience, and education. This role is incentive eligible with the ...

Guardianlife

Head of AI Governance

Holmdel, NJ

$152K - $250K/yr

The AI Governance Lead partners closely with Data Science, AI Platforms, Data Management, Data Governance, Risk, Legal, and Technology teams to translate enterprise AI governance strategy into ...

next page

Showing results 1-20

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Toms River, NJ

Credit Risk Data Science information

See Toms River, NJ salary details

$37.4K

$115.1K

$199.5K

How much do credit risk data science jobs pay per year?

As of Aug 9, 2026, the average yearly pay for credit risk data science in Toms River, NJ is $115,061.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,400.00 and $142,000.00 per year, depending on experience, location, and employer.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Toms River, NJ? For Credit Risk Data Science jobs in Toms River, NJ, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Toms River, NJ look for? The top searched job categories for Credit Risk Data Science jobs in Toms River, NJ are:
What cities near Toms River, NJ are hiring for Credit Risk Data Science jobs? Cities near Toms River, NJ with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you

Commercial Credit Director

PNC Bank

East Brunswick, NJ • On-site

$143K - $297K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 345 frontline employees who took The Breakroom Quiz

93rd of 170 rated banks

Job description

Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued, and have an opportunity to contribute to the company's success. As the Commercial Credit Director, Real Estate Credit Risk Management organization for the Southeastern United States.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.Job Description
  • Coordinates and manages all activities associated with applicable business segment, including the credit approval process, policy and procedural compliance and portfolio risk management, credit monitoring, and reporting.
  • Approves the extension of credit, including overdrafts, for clients of the highest complexity within prescribed approval authorities. Leads strategic discussions in committees (Credit Risk, Data Governance etc.); reviews validation outputs on data produced and delivered. Has final approval authority on an obligor's risk rating.
  • Maintains expert knowledge on economic, regulatory, and other trends affecting borrowers and initiates relevant analyses by leveraging key analytic partners to determine potential impacts on policy and root causes in portfolio issues to effectively manage credit portfolios. Responsible for compliance with regulatory guidance.
  • Ensures effective credit monitoring by the team leveraging relevant reporting and assessing trends to identify risk incidences, requests ad - hoc analytics and analyzes output to inform decision - making. Documents and reports, until resolved, all credit exceptions and prepares various management summary reports.
  • Directs the credit policy function and credit transaction models and collaborates with first line of defense on strategic agenda to grow business with acceptable return on capital. Responsible for adherence to policy and model management processes and monitors the performance of the function to manage expected outcomes.
  • Directs, motivates, develops, and oversees the performance of a team of senior staff.
Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsAnalytical Thinking, Commercial Real Estate, Competitive Advantages, Consumer Lending, Credit Risk Management, Data Analytics, Decision Making, Financial Operations, Portfolio Risk, Risk AppetiteCompetenciesConflict Management, Credit Analysis and Verification, Credit Risk, Decision Making and Critical Thinking, Financial Statement Analysis, Portfolio Management - 1, Products and Services, Risk Management Policies and ProceduresWork ExperienceRoles at this level typically require a university / college degree and higher level education such as a Masters degree, PhD, or certifications. Industry -relevant experience is typically 8+ years. At least 5 years of prior management experience is typically required. Proven leadership experience with a large scope of responsibility is required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s)LicensesNo Required License(s)Pay TransparencyBase Salary: $143,000.00 - $297,000.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 08/03/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visitpncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

What PNC Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply