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Credit Risk Data Science Jobs in Michigan (NOW HIRING)

Atwell, LLC

Data Analyst

Southfield, MI

Develop predictive models and statistical analyses to support forecasting, project risk ... EDUCATION * Bachelor's Degree in Data Science, Statistics, Computer Science, Engineering ...

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What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.
What are popular job titles related to Credit Risk Data Science jobs in Michigan? For Credit Risk Data Science jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Michigan look for? The top searched job categories for Credit Risk Data Science jobs in Michigan are:
What cities in Michigan are hiring for Credit Risk Data Science jobs? Cities in Michigan with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you

Commercial Credit and Collections Analyst

PVS Detroit

Detroit, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

About PVS Chemicals, Inc.
PVS enables our world through the safe and reliable delivery of chemistry, either created by us or sourced through trusted partners. The products and services that we provide touch everyone in some unique way. We are passionate about the work we do and abide by our guiding principles, The Nicholson Nine, to be a safe and sustainable chemical provider the world trusts. With a career at PVS, you'll play a vital role in the daily lives of millions of people.
Description: The Commercial Credit and Collections Analyst I is an entry level position. The chosen analyst will be part of a diverse team that analyzes customer financial conditions and authorize credit lines. Collect on delinquent accounts to maximize cash flow and reduce losses.
Responsibilities (May include but not limited to):
  • Thoroughly review and process credit applications
  • Assess credit risk and establish credit limits up to $10K- for new and /or current customers
    • Use D&B reports, trade references, financial documents, history and online data
  • Secure prompt payment from customers
  • Negotiate customer disputes to resolution
  • Effectively collaborate with internal PVS groups
    • Cash application group to ensure accuracy of aging report
    • Customer service to resolve invoicing disputes and gather necessary paperwork
    • PVS sales team on severely delinquent accounts
  • Perform all tasks as assigned by supervisor and/or Corporate Treasurer
  • Support the values of the company provided in the guiding principles in the Nicholson Nine

Required Education / Training / Equivalent Experience (Prior to hire / transfer):
  • College coursework and/or 2 years' experience focused on bookkeeping or accounting.
  • Knowledge of accounts receivable and receipts application systems.
  • Excellent planning and organizational skills with the ability to handle a diverse and significant workload
  • Communication skills - ability to express ideas clearly and concisely, in writing, e-mails, and verbally.
  • Effective work skills - conscientious, persistent, resourceful, productive and active.
  • Willingness to take ownership and drive results
  • Generate Excel worksheets to maintain data and analyze trends
  • Works accurately and quickly under operational deadlines
  • Ability to operate computer hardware and to work with software applications

OJT (Required within the initial employment period)
  • Ability to collaborate with vendors, customers and associates in an efficient and professional manner.
  • Must exercise a high level of confidentiality in handling Corporate financial and customer information.
  • ADAGE skills
  • Analyze D&B reports
  • Gather and analyze documents for credit approval process
  • Work with customer to secure timely payments
  • Collaborate with respective PVS Departments to resolve customer account concerns
  • Tactfully negotiate payment plans with customer where necessary

Benefits Include:
  • Paid Time Off
  • Health Insurance
  • Dental Insurance
  • Vision Coverage
  • Life Insurance
  • Short Term Disability
  • Health Savings Account
  • 401K Matching

PVS values diversity and is committed to upholding the laws and regulations published by the Equal Employment Opportunity Commission. As an equal opportunity employer, PVS makes all employment-related decisions based upon qualifications, merit, and business needs.
Applicants must be able to pass a drug screen and background check.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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