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Credit Risk Associate Jobs in Mesquite, TX (NOW HIRING)

DTCC

Market Risk Associate

Dallas, TX · On-site

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk, Operations, Quantitative Risk, Relationship Management to bolster risk management practices. * Educate ...

DTCC

Market Risk Associate

Coppell, TX · On-site

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk, Operations, Quantitative Risk, Relationship Management to bolster risk management practices. * Educate ...

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Showing results 21-40

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Mesquite, TX

Credit Risk Associate information

See Mesquite, TX salary details

$45.4K

$99.4K

$166.3K

How much do credit risk associate jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk associate in Mesquite, TX is $99,356.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,200.00 and $129,100.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What are the most commonly searched types of Credit Risk jobs in Mesquite, TX?

The most popular types of Credit Risk jobs in Mesquite, TX are:

What are popular job titles related to Credit Risk Associate jobs in Mesquite, TX?

For Credit Risk Associate jobs in Mesquite, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Mesquite, TX look for?

The top searched job categories for Credit Risk Associate jobs in Mesquite, TX are:

What cities near Mesquite, TX are hiring for Credit Risk Associate jobs?

Cities near Mesquite, TX with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Mesquite, TX as of July 2026, with employment types broken down into 74% Full Time, 24% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $99,356 per year, or $47.8 per hour.

Risk Management - Credit Officer - Senior Associate

JPMorgan Chase & Co.

Plano, TX • On-site

Full-time

Medical, Retirement

Re-posted 2 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description


Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing financial statements, determining appropriate risk ratings, and exerting credit approval authority, as applicable for the role. Recognize possible risks a client's business may pose to the firm while providing recommendations to mitigate such risks. Maintain consistency and quality of credit reviews through high quality assessments and escalate any identified risks and trends. Complete all assigned credit reviews and ad-hoc reviews / tasks within timelines. Participate in ongoing projects / process improvement efforts as appropriate. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.
Job Responsibilities:
  • Evaluate and approve existing merchant relationships including: financial statement review, cash-flow analysis, transaction trend analysis, assessment of the business model, product/service risk evaluation, customer concentration assessment, and review of refund and chargeback exposure.
  • Identify and escalate problem credits promptly, and negotiate effectively to protect the bank's interests.
  • Demonstrate strong proficiency in financial analysis, products, and key risk factors; defend credit ratings confidently.
  • Apply strong financial analysis and product knowledge, incorporating relevant macro- and microeconomic factors and risks.
  • Deliver well-supported credit decisions through effective stakeholder engagement.
  • Meet monthly timelines and take ownership of deliverables by proactively following up with stakeholders to complete reviews and requests.
  • Build and maintain strong relationships with internal stakeholders, including Relationship Managers and Legal.
  • Monitor industry trends and credit risk management best practices to strengthen decision-making and maintain a competitive edge.

Required qualifications, capabilities, and skills:
  • Bachelor's degree in Finance, Economics, Accounting, or a related discipline.
  • 3+ years of experience in credit risk underwriting, commercial lending, payments risk or portfolio management.
  • Strong financial analysis skills and the ability to write clear, well-structured credit memos.
  • Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining strong attention to detail.
  • Ability to explain decisions using data and sound rationale, and to escalate appropriately when needed.
  • Excellent verbal and written communication and problem-solving skills.
  • Proven ability to prioritize, plan, and manage processes to complete credit analysis and related assignments.
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems.
  • Sound judgment under time pressure; ability to balance risk vs. commercial objectives
  • Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
  • Ability to explain decisions with data + rationale, and escalate appropriately

Preferred qualifications, capabilities, and skills:
  • Strong financial analysis and clear written credit memo
  • Sound judgment under time pressure; ability to balance risk vs. commercial objectives
  • Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
  • Ability to explain decisions with data + rationale, and escalate appropriately

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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