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Credit Risk Associate Jobs in Fremont, CA (NOW HIRING)

East West Bank

Portfolio Manager

Pleasanton, CA

$75K - $150K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on ...

East West Bank

Portfolio Manager

Pleasanton, CA · On-site

$75K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on ...

PetersonCat

Credit Representative

San Leandro, CA

$35.55 - $41/hr

... risk, modify credit limits, resolve disputes, coordinate credit meetings with operational ... EDUCATION and/or EXPERIENCE Associates Degree from a fully accredited college in Business or other ...

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Showing results 21-40

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Fremont, CA

Credit Risk Associate information

See Fremont, CA salary details

$54.7K

$119.7K

$200.3K

How much do credit risk associate jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk associate in Fremont, CA is $119,663.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,100.00 and $155,400.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What are the most commonly searched types of Credit Risk jobs in Fremont, CA?

The most popular types of Credit Risk jobs in Fremont, CA are:

What are popular job titles related to Credit Risk Associate jobs in Fremont, CA?

For Credit Risk Associate jobs in Fremont, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Fremont, CA look for?

The top searched job categories for Credit Risk Associate jobs in Fremont, CA are:

What cities near Fremont, CA are hiring for Credit Risk Associate jobs?

Cities near Fremont, CA with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you

Associate, Commercial Banking - Digital, Tech & Comms

Citigroup, Inc.

San Francisco, CA • On-site

$145/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 25 days ago

Citibank rating

8.3

Company rating: 8.3 out of 10

Based on 177 frontline employees who took The Breakroom Quiz

39th of 171 rated banks

Job description

Citi is looking for a commercially minded Associate to join its Digital, Technology & Communications Commercial Banking team in a front-office coverage role. In this position, you will develop core competencies in client management, financial analysis, and credit risk assessment, while working directly alongside senior bankers on meaningful transactions across the Tech and Communications sector. This is an opportunity to build real-world expertise fast, contribute to live deal execution from day one, and grow within one of the world's leading global banks.
Responsibilities
  • Support senior bankers in managing existing and developing new client relationships, acting as a reliable point of coordination across active mandates.
  • Lead financial analysis and complex financial modeling across the full transaction lifecycle, from initial credit assessment through to deal execution and closing.
  • Conduct credit risk evaluations for new and existing clients, performing due diligence to support informed lending decisions on credit extensions.
  • Collaborate with internal teams across Loan Structuring, Syndications, Treasury, Trade Services, and operations to deliver integrated financial solutions to clients.
  • Lead financial analysis and financial modeling across the full transaction lifecycle, from initial credit assessment to deal execution and closing.
  • Research companies and analyze industry dynamics within the Digital, Technology & Communications sector to identify emerging trends, risks, and opportunities.
  • Assess risk considerations in business decisions, ensuring client activities align with applicable laws, regulations, and firm policies while maintaining the highest standards of ethical conduct.
  • Escalate and report control issues with transparency, safeguarding the firm's reputation and assets through sound commercial judgment.

Required Qualifications & Skills
  • A minimum of 3 years of professional experience in banking, financial services, or a related field.
  • Demonstrated proficiency in financial modeling and financial data analysis, applied to real transactions or client mandates.
  • Ability to produce high-quality presentations that communicate complex financial information clearly to senior stakeholders and clients.
  • Strong analytical and problem-solving capabilities, with the ability to work through ambiguous situations and reach well-reasoned conclusions.
  • Advanced fluency in Microsoft Excel, PowerPoint, Word, and Access as core working tools.
  • Commitment to obtaining Series 63 and Series 79 licenses, and passing the SIE examination, within 150 days of joining.
  • Bachelor's degree or equivalent university-level qualification.

Beneficial Skills & Qualifications
  • Prior experience in middle market banking, with an understanding of the credit and structuring needs of mid-sized corporate clients.
  • Direct client-facing experience in a banking or financial advisory context, with the ability to build credibility and manage relationships independently.
  • Familiarity with the Digital, Technology & Communications sector, including awareness of key business models, growth drivers, and risk considerations relevant to tech companies.

What We Offer
Joining Citi's Commercial Banking team means working in a high-performing environment where your analytical contributions shape real outcomes for clients across one of the most dynamic sectors in the market. From day one, you will have access to structured training, senior mentorship, and the cross-functional exposure needed to build a lasting career in commercial banking.
  • A hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility without sacrificing team connection and collaboration.
  • Structured onboarding and ongoing learning programs designed to accelerate your development as a commercial banking professional.
  • Direct exposure to senior bankers and live client mandates from the outset, with opportunities to take on meaningful responsibility as your skills grow.
  • Access to Citi's global network and cross-functional teams, broadening your understanding of integrated financial solutions beyond a single product line.
  • A clearly defined career path within Commercial Banking, with recognition tied to performance and client impact.
  • Wellbeing and financial benefit programs, alongside localized support resources tailored to your market.

Apply now to join Citi's Digital, Technology & Communications Commercial Banking team and build your career at the intersection of finance and one of the most dynamic sectors in the global economy.
Job Family Group:
Management Development Programs
Job Family:
Graduate
Time Type:
Full time
Primary Location:
San Francisco California United States
Primary Location Full Time Salary Range:
$130 000,00 - $145 000,00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
ago 17, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents - AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

What Citibank employees say

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Get the full story on Breakroom

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US

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