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Credit Risk Associate Jobs in Pennsylvania (NOW HIRING)

... Credit Risk, Compliance, Legal, and senior management review. * Coordinate with internal ... For more information about Associate benefits, please visit WSFS Bank is inclusive and supportive ...

... Credit Risk, Compliance, Legal, and senior management review. * Coordinate with internal ... For more information about Associate benefits, please visit WSFS Bank is inclusive and supportive ...

Trade Finance Solutions Analyst

Wayne, PA · On-site

$53.74K - $88.29K/yr

... Credit Risk, Compliance, Legal, and senior management review. * Coordinate with internal ... For more information about Associate benefits, please visit WSFS Bank is inclusive and supportive ...

Credit & Risk Support * Assist with new customer setups and credit limit reviews (trade references ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Credit & Risk Support * Assist with new customer setups and credit limit reviews (trade references ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

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Showing results 1-20

Credit Risk Associate information

See Pennsylvania salary details

$50.1K

$109.6K

$183.4K

How much do credit risk associate jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk associate in Pennsylvania is $109,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,200.00 and $142,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Pennsylvania? The most popular types of Credit Risk jobs in Pennsylvania are:
What are popular job titles related to Credit Risk Associate jobs in Pennsylvania? For Credit Risk Associate jobs in Pennsylvania, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Pennsylvania look for? The top searched job categories for Credit Risk Associate jobs in Pennsylvania are:
What cities in Pennsylvania are hiring for Credit Risk Associate jobs? Cities in Pennsylvania with the most Credit Risk Associate job openings:
Infographic showing various Credit Risk Associate job openings in Pennsylvania as of May 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 100% In-person job distribution, with an average salary of $109,577 per year, or $52.7 per hour.
Credit Analyst - SBA Underwriting

Credit Analyst - SBA Underwriting

First Commonwealth Financial

Pittsburgh, PA

Full-time

Posted 22 days ago


First Commonwealth Bank rating

7.7

Company rating: 7.7 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

74th of 141 rated banks


Job description

Promotes First Commonwealth’s asset quality through unbiased, accurate, thorough and timely risk assessment which is accomplished by analyzing financial statements and related credit data. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision. Prepares organized and comprehensive reports for existing loan relationships which assess the continued credit-worthiness of the client. Assist in the development of FCB’s credit culture through projects and reporting related to credit quality, portfolio quality and policy and procedures.
Essential Job Responsibilities__________________________________
1. Performs tasks for the credit analysis process.
a. Conducts credit investigations and analyzes credit information pertaining to loans.
b. Breaks down the balance sheet and income statement accounts; analyzes the results and compares the current financial results to the prior financial periods.
c. Prepares reports to summarize analysis of borrowers’ financial condition and capacity to repay debt. Prepares loan request submissions for various Loan Committees or other approving authorities.
d. Prepares projections on income, sales, expenses and net worth of the client with the credit report or for a request by the lender or management.
e. Values collateral when necessary, reviews appraisals and assesses collateral coverage.
f. Assigns Risk Ratings.
g. Follows assigned portfolio or accounts for updated financial statements or other relevant information to assess borrower credit quality through the quarterly triage process.
h. Assists loan officers in gathering information relevant to analyzing the borrower.
i. Prepares reports on problem assets for the Criticized Asset Committee.
j. Participates or assists in projects or tasks necessary for the Credit Administration function.
k. Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
2. Achieves goals assigned to the Credit Analyst as part of the department’s annual operating plan.
3. Adheres to the Credit Analysis department’s Service Level Agreement with the Commercial Services and Consumer Services business line.
Bona Fide Occupational Qualifications___________________________
1. A Bachelor’s degree in Accounting/Finance/Economics or a related field of study or equivalent experience; preferred specialized financial analysis training. A minimum of two (2) years related experience as an Associate Credit Analyst or equivalent experience with another financial institution.
2. A thorough knowledge of commercial lending and loan review regulations and banking regulations, procedures, and operations.
3. Advanced ability to analyze financial statement data and distill conclusions
4. Strong communication skills across all bank platforms including peers, management and outside customers.
5. A strong knowledge of accounting and financial analysis techniques and ability to use these skills to perform financial modeling including but not limited to discounted cash flow techniques and projected forecasted cash flow.
6. Proficient ability to use Microsoft Office programs and banking software.
7. Strong reading, writing, and grammar skills; superior analytical and mathematical skills; proficient communicative and interpersonal relations skills.
8. Ability to multitask under tight deadlines, strong time management skills.
9. Thorough knowledge of bank policy and procedures, as well as bank regulations.


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