Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
$70K - $105K/yr
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
$70K - $105K/yr
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Associates considered full-time salaried are entitled to paid time away with no specified limit as ...
Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...
Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...
Credit Analyst
Lawrenceville, GA · On-site
Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...
Credit Analyst
Lawrenceville, GA · On-site
Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...
Consumer Finance Direct Portfolio/Risk Specialist
Atlanta, GA · On-site +1
$57K - $113K/yr
The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ... Compensation Range: 57,000.00 - 113,000.00 USD Annual Salary The compensation range represents the ...
Consumer Finance Direct Portfolio/Risk Specialist
Atlanta, GA · On-site +1
$57K - $113K/yr
The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ... Compensation Range: 57,000.00 - 113,000.00 USD Annual Salary The compensation range represents the ...
As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible ... We offer a competitive total rewards package including base salary determined based on the role ...
As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible ... We offer a competitive total rewards package including base salary determined based on the role ...
As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible ... We offer a competitive total rewards package including base salary determined based on the role ...
As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible ... We offer a competitive total rewards package including base salary determined based on the role ...
This role will support credit risk management of the Travel Cobrand portfolios. You will be ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
This role will support credit risk management of the Travel Cobrand portfolios. You will be ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... We offer a competitive total rewards package including base salary determined based on the role ...
Credit Risk Python Architect
$111K - $131K/yr
... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ... Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday ...
Credit Risk Python Architect
$111K - $131K/yr
... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ... Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday ...
Leads the credit process on credit opportunities including structuring, underwriting, loan ... risk profile * Works with Associate I and II to address any issues discovered during loan servicing ...
Leads the credit process on credit opportunities including structuring, underwriting, loan ... risk profile * Works with Associate I and II to address any issues discovered during loan servicing ...
Junior Credit Decision Analyst
Atlanta, GA · On-site
$50K/yr
We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited ... Underwrite and evaluate deals to determine creditworthiness and risk exposure. * Collaborate ...
Junior Credit Decision Analyst
Atlanta, GA · On-site
$50K/yr
We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited ... Underwrite and evaluate deals to determine creditworthiness and risk exposure. * Collaborate ...
This role includes credit and operational risk evaluation; risk vs reward assessment: delinquency ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
This role includes credit and operational risk evaluation; risk vs reward assessment: delinquency ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
VP, Portfolio Credit - Home & Auto
Alpharetta, GA · On-site
$135K - $230K/yr
This role includes credit and operational risk evaluation; risk vs reward assessment: delinquency ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
VP, Portfolio Credit - Home & Auto
Alpharetta, GA · On-site
$135K - $230K/yr
This role includes credit and operational risk evaluation; risk vs reward assessment: delinquency ... Salaries are adjusted according to market in CA, NY Metro and Seattle. Our Way of Working: We're ...
Credit Risk Associate Salary information
What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?
| Aspect | Credit Risk Associate | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CFA or credit risk courses | Bachelor's degree, certifications like CFA or financial analysis courses |
| Work Environment | Financial institutions, risk management teams | Banks, lending institutions, financial services |
| Employer & Industry Usage | Used in risk management roles within finance | Common in credit analysis and lending departments |
Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.
What are the typical career advancement opportunities for a Credit Risk Associate within the financial industry?
As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.
What is the average salary for a Credit Risk Associate?
The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.
What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?
To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.
What are popular job titles related to Credit Risk Associate Salary jobs in Georgia? For Credit Risk Associate Salary jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate Salary jobs in Georgia look for? The top searched job categories for Credit Risk Associate Salary jobs in Georgia are:
What cities in Georgia are hiring for Credit Risk Associate Salary jobs? Cities in Georgia with the most Credit Risk Associate Salary job openings:
CarMax rating
8.0
Based on 370 frontline employees who took The Breakroom Quiz
26th of 728 rated retailers
Job description
9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
Bonus points for
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
- Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
- Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
- Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
- Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
- Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
- 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
- Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
- Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
- Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
- Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
- Prior leadership experience in auto finance, consumer lending, and/or fintech
- Hands-on familiarity with machine learning and alternative data in a lending context
- Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
About CarMax
Sourced by ZipRecruiter
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
Industry
Automobile dealers and finance and insurance
Company size
10,000+ Employees
Headquarters location
Henrico, VA, US