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Credit Risk Analytics Jobs in Arizona (NOW HIRING)

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead ... Strong analytical, negotiation, and problem-solving skills * Proficiency in Microsoft Office Suite ...

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead ... Strong analytical, negotiation, and problem-solving skills * Proficiency in Microsoft Office Suite ...

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

Compile and analyze credit scoring and company financial information * Obtain, track and reconcile customer financial statements * Review financial statements to assess risk and assign appropriate ...

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

Compile and analyze credit scoring and company financial information * Obtain, track and reconcile customer financial statements * Review financial statements to assess risk and assign appropriate ...

Compile and analyze credit scoring and company financial information * Obtain, track and reconcile customer financial statements * Review financial statements to assess risk and assign appropriate ...

... risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the ...

... and minimize risk and potential loss to the company. May use technological tools, including ... Credit Analyst 4: Basic Qualifications - Bachelor's degree, or equivalent work experience ...

Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan ...

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Credit Risk Analytics information

See Arizona salary details

$5

$45

$74

How much do credit risk analytics jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for credit risk analytics in Arizona is $45.94, according to ZipRecruiter salary data. Most workers in this role earn between $11.54 and $60.34 per hour, depending on experience, location, and employer.

What is the difference between Credit Risk Analytics vs Credit Risk Management?

AspectCredit Risk AnalyticsCredit Risk Management
Primary FocusAnalyzing data to assess credit risk and develop modelsOverseeing and implementing strategies to manage credit risk
Skills & CertificationsData analysis, statistical modeling, certifications like CFA or FRMRisk policies, decision-making, leadership skills
Work EnvironmentQuantitative teams, data-driven departmentsCredit departments, risk committees
Industry UsageUsed across banks, financial institutions, credit agenciesUsed in risk departments for strategy and policy

While Credit Risk Analytics focuses on data analysis and model development to quantify credit risk, Credit Risk Management involves overseeing these risks through policies and strategic decisions. Both roles are essential and often collaborate within financial institutions.

How much does a Credit Risk Analyst make?

A Credit Risk Analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of responsibility. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk modeling tools and financial analysis.

What are some common challenges faced in a Credit Risk Analytics role, and how can they be addressed?

Professionals in Credit Risk Analytics often encounter challenges such as managing large volumes of complex data, staying current with regulatory changes, and ensuring the accuracy of risk models. To address these, it is important to develop strong technical skills in data analysis tools, collaborate closely with compliance teams, and regularly validate and update risk models. Additionally, effective communication with stakeholders helps ensure that analytical insights are clearly understood and actionable within the organization.

What are the key skills and qualifications needed to thrive as a Credit Risk Analytics professional, and why are they important?

A Credit Risk Analytics professional needs strong quantitative analysis skills, a solid understanding of financial principles, and typically a degree in finance, mathematics, economics, or a related field. Proficiency in statistical software (such as SAS, R, or Python), risk modeling tools, and knowledge of regulatory frameworks like Basel III are crucial. Excellent problem-solving abilities, attention to detail, and effective communication skills help them interpret data and explain findings to stakeholders. These skills ensure accurate risk assessment, regulatory compliance, and informed lending decisions that protect an organization's financial health.

Is credit analysis a good career?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to help lenders manage risk. The role requires strong analytical skills, attention to detail, and proficiency with data analysis tools; it often offers stable employment with opportunities for advancement in financial institutions. Overall, it can be a rewarding career for those interested in finance and risk management.

What do you do as a Credit Risk Analyst?

A Credit Risk Analyst evaluates the creditworthiness of individuals or businesses by analyzing financial data, credit reports, and market conditions. They use statistical models and tools like Excel or specialized software to assess risk levels, helping organizations make informed lending decisions and manage credit exposure.

What is Credit Risk Analytics?

Credit Risk Analytics is the process of using data analysis, statistical models, and machine learning techniques to assess and predict the likelihood that a borrower or counterparty will default on their financial obligations. Professionals in this field analyze credit data, financial statements, and market trends to help financial institutions make informed lending decisions and manage their risk exposure. Effective credit risk analytics helps institutions minimize losses, set appropriate loan terms, and comply with regulatory requirements.

How much do credit risk analysts earn?

Credit risk analysts typically earn a median annual salary ranging from $60,000 to $90,000, depending on experience, location, and industry. Entry-level analysts may start at lower salaries, while those with advanced skills or certifications can earn higher compensation, often supplemented with bonuses and benefits.
What are popular job titles related to Credit Risk Analytics jobs in Arizona? For Credit Risk Analytics jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analytics jobs in Arizona look for? The top searched job categories for Credit Risk Analytics jobs in Arizona are:
Infographic showing various Credit Risk Analytics job openings in Arizona as of July 2026, with employment types broken down into 1% Internship, 93% Full Time, 4% Part Time, and 2% Contract. Highlights an 79% Physical, 5% Hybrid, and 16% Remote job distribution, with an average salary of $95,545 per year, or $45.9 per hour.
Credit Director

Credit Director

QXO

Glendale, AZ • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 18 days ago


QXO rating

8.0

Company rating: 8.0 out of 10

Based on 43 frontline employees who took The Breakroom Quiz

91st of 358 rated retail wholesalers


Job description

QXO is North America's largest distributor and installer of insulation; second-largest distributor of roofing products; second-largest publicly traded distributor of lumber and building materials; and largest distributor of waterproofing products. QXO is the fastest growing company in the $800 billion building products distribution industry and plans to become the tech-enabled leader by delivering best-in-class customer satisfaction and outsized returns for its shareholders. The company is targeting $50 billion in annual revenue within the next decade through accretive acquisitions and organic growth. Visit QXO.com for more information.
What you'll do:
  • Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management
  • Serve as a senior, client-facing leader-building relationships with strategic accounts and resolving complex credit issues
  • Establish and execute credit strategies, policies, and procedures that balance risk and growth
  • Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals
  • Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy
  • Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt
  • Drive proactive risk assessment and ensure timely updates to customer credit profiles
  • Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships
  • Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities
  • Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health
  • Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth
  • Champion process improvements, systems enhancements, and best practices across the credit function

What you'll bring:
  • 10+ years of progressive experience in credit, collections, or financial risk management
  • Proven leadership experience managing and developing high-performing teams (including managing managers)
  • Strong business acumen with the ability to balance risk management and commercial growth objectives
  • Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers
  • Experience working in a client-facing capacity and partnering closely with Sales teams
  • Deep understanding of accounts receivable management, credit underwriting, and risk assessment
  • Experience in manufacturing, retail, construction or related industry a plus
  • Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus
  • Strong analytical, negotiation, and problem-solving skills
  • Proficiency in Microsoft Office Suite and credit/ERP systems
  • Bachelor's degree in Business, Finance, or a related field preferred
  • Willingness to travel occasionally for customer and business needs

What you'll earn
  • 401(k) with employer match
  • Medical, dental, and vision insurance
  • PTO, company holidays, and parental leave
  • Paid training and certifications
  • Legal assistance and identity protection
  • Pet insurance
  • Employee assistance program (EAP)

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status.

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