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Credit Risk Analytics Jobs in Arizona (NOW HIRING)

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

Credit Analyst

Scottsdale, AZ · On-site

$100K - $150K/yr

Prepare financial spreads and credit presentations that sufficiently and appropriately summarize the sources of repayment using a risk-based approach. Demonstrate experience in analyzing and ...

Prepare financial spreads and credit presentations that sufficiently and appropriately summarize the sources of repayment using a risk-based approach. Demonstrate experience in analyzing and ...

... the credit/debit card risk and control framework - Regulatory expertise in the following ... Strong analytical, problem-solving and negotiation skills; comfortable presenting and defending ...

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Credit Risk Analytics information

See Arizona salary details

$5

$45

$74

How much do credit risk analytics jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for credit risk analytics in Arizona is $45.94, according to ZipRecruiter salary data. Most workers in this role earn between $11.54 and $60.34 per hour, depending on experience, location, and employer.

What is the difference between Credit Risk Analytics vs Credit Risk Management?

AspectCredit Risk AnalyticsCredit Risk Management
Primary FocusAnalyzing data to assess credit risk and develop modelsOverseeing and implementing strategies to manage credit risk
Skills & CertificationsData analysis, statistical modeling, certifications like CFA or FRMRisk policies, decision-making, leadership skills
Work EnvironmentQuantitative teams, data-driven departmentsCredit departments, risk committees
Industry UsageUsed across banks, financial institutions, credit agenciesUsed in risk departments for strategy and policy

While Credit Risk Analytics focuses on data analysis and model development to quantify credit risk, Credit Risk Management involves overseeing these risks through policies and strategic decisions. Both roles are essential and often collaborate within financial institutions.

How much does a Credit Risk Analyst make?

A Credit Risk Analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of responsibility. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk modeling tools and financial analysis.

What are some common challenges faced in a Credit Risk Analytics role, and how can they be addressed?

Professionals in Credit Risk Analytics often encounter challenges such as managing large volumes of complex data, staying current with regulatory changes, and ensuring the accuracy of risk models. To address these, it is important to develop strong technical skills in data analysis tools, collaborate closely with compliance teams, and regularly validate and update risk models. Additionally, effective communication with stakeholders helps ensure that analytical insights are clearly understood and actionable within the organization.

What are the key skills and qualifications needed to thrive as a Credit Risk Analytics professional, and why are they important?

A Credit Risk Analytics professional needs strong quantitative analysis skills, a solid understanding of financial principles, and typically a degree in finance, mathematics, economics, or a related field. Proficiency in statistical software (such as SAS, R, or Python), risk modeling tools, and knowledge of regulatory frameworks like Basel III are crucial. Excellent problem-solving abilities, attention to detail, and effective communication skills help them interpret data and explain findings to stakeholders. These skills ensure accurate risk assessment, regulatory compliance, and informed lending decisions that protect an organization's financial health.

Is credit analysis a good career?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to help lenders manage risk. The role requires strong analytical skills, attention to detail, and proficiency with data analysis tools; it often offers stable employment with opportunities for advancement in financial institutions. Overall, it can be a rewarding career for those interested in finance and risk management.

What do you do as a Credit Risk Analyst?

A Credit Risk Analyst evaluates the creditworthiness of individuals or businesses by analyzing financial data, credit reports, and market conditions. They use statistical models and tools like Excel or specialized software to assess risk levels, helping organizations make informed lending decisions and manage credit exposure.

What is Credit Risk Analytics?

Credit Risk Analytics is the process of using data analysis, statistical models, and machine learning techniques to assess and predict the likelihood that a borrower or counterparty will default on their financial obligations. Professionals in this field analyze credit data, financial statements, and market trends to help financial institutions make informed lending decisions and manage their risk exposure. Effective credit risk analytics helps institutions minimize losses, set appropriate loan terms, and comply with regulatory requirements.

How much do credit risk analysts earn?

Credit risk analysts typically earn a median annual salary ranging from $60,000 to $90,000, depending on experience, location, and industry. Entry-level analysts may start at lower salaries, while those with advanced skills or certifications can earn higher compensation, often supplemented with bonuses and benefits.
What are popular job titles related to Credit Risk Analytics jobs in Arizona? For Credit Risk Analytics jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analytics jobs in Arizona look for? The top searched job categories for Credit Risk Analytics jobs in Arizona are:
Infographic showing various Credit Risk Analytics job openings in Arizona as of July 2026, with employment types broken down into 1% Internship, 93% Full Time, 4% Part Time, and 2% Contract. Highlights an 79% Physical, 5% Hybrid, and 16% Remote job distribution, with an average salary of $95,545 per year, or $45.9 per hour.
Director of Credit

Director of Credit

Arizona Tile

Tempe, AZ • On-site

Other

Retirement, PTO

Posted 23 days ago


Arizona Tile rating

8.8

Company rating: 8.8 out of 10

Based on 9 frontline employees who took The Breakroom Quiz


Job description

About Us
Arizona Tile is a leading, nationally recognized tile and slab distributor. We offer high-quality products and unparalleled service to our customers across the West Coast. With 800+ employees in over 10 states, our success comes from the founding concept that goodwill toward others, including our fellow employees, is good business. Working at Arizona Tile isn't just another job, it's a family!!
Position Summary
The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships. This role is responsible for developing and implementing credit policies, managing a high-performing collections team, and driving process improvements across the organization. The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service.
Key Responsibilities:
• Credit Management:
• Develop, implement, and maintain credit policies and procedures.
• Evaluate creditworthiness of new and existing customers using financial statements, credit reports (Experian) and payment history.
• Make credit decisions within delegated authority and escalate as needed.
• Collections Oversight:
• Lead and manage the collections team to ensure timely and effective recovery of outstanding receivables.
• Resolve complex collection issues and disputes with customers.
• Monitor aging reports and drive strategies to reduce DSO (Days Sales Outstanding).
• Process Improvement & Reporting:
• Initiate and lead process improvement initiatives to enhance efficiency and accuracy.
• Develop and deliver regular reporting packages to senior leadership, including KPIs, forecasts, and risk assessments.
• Oversee payment application and ensure accurate ledger maintenance.
• Cross-Functional Collaboration:
• Partner with Sales, Customer Service, and Operations to align credit decisions with business goals.
• Communicate credit policies and decisions clearly across departments.
• Leadership & Development:
• Recruit, train, and mentor credit and collections staff.
• Foster a culture of accountability, performance, and continuous improvement.
Qualifications:
• Minimum 7-10 years of progressive experience in credit and collections, with at least 3 years in a leadership role.
• Experience in a company with $250M-$1B in annual revenue.
• Strong understanding of credit risk, financial statement analysis, and collection strategies.
• Proficiency in ERP systems (Oracle, SAP, P21 or similar) and Microsoft Excel.
• Excellent communication, negotiation, and leadership skills.
• Experience with federal/state contracts and client payment portals is a plus.
Preferred Skills:
• Epicor ERP background.
• Sales and Use tax experience preferably Avalara history.
• Tax experience.
• Advanced Excel skills.
What We Offer:
• Safety 1st Organization
• Competitive pay practices
• Comprehensive Healthcare benefits for you and your family!
• H.S.A or H.R.A with Company Contributions
• 401k Retirement Savings Program with discretionary employer match
• Progressive career development and training
• Employee assistance program
• Best practice paid time off policies and holiday pay
• Service recognition and awards
Family oriented environment with open communication, collaborative atmosphere, and team-building events


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