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Credit Risk Analytics Manager Jobs in Miami, FL (NOW HIRING)

Evaluates an individual's or company's stability, aptitude of management and creditworthiness by ... Working knowledge of applicable industry laws and regulations required to review credit risk. Solid ...

Senior Credit Analyst

Miami, FL · On-site

$90 - $120/hr

Evaluates an individual's or company's stability, aptitude of management and creditworthiness by ... Working knowledge of applicable industry laws and regulations required to review credit risk. Solid ...

Credit Support

Miami, FL · On-site

$120 - $180/hr

JOB SUMMARY Credit Support staff are responsible for the analysis, structuring, underwriting and ... risk management, including risk rating and risk adjusted return on capital modeling, while ...

New

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of ... Hands-on ability to analyze/model data using common languages/tools (Python, R, SAS, SQL)

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division. * Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk ...

Be Seen First

... Managers, structuring complex transactions, and serving as a trusted credit advisor on middle ... risk assessment * Analyze complex borrower structures, repayment sources, guarantor support ...

Apply risk-based criteria to qualify accounts, determine appropriate review scope, and assess ... Perform credit underwriting and analysis, including cash flow analysis, collateral assessment ...

Showing results 41-60

Credit Risk Analytics Manager information

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What are popular job titles related to Credit Risk Analytics Manager jobs in Miami, FL?

For Credit Risk Analytics Manager jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analytics Manager jobs in Miami, FL look for?

The top searched job categories for Credit Risk Analytics Manager jobs in Miami, FL are:

What cities near Miami, FL are hiring for Credit Risk Analytics Manager jobs?

Cities near Miami, FL with the most Credit Risk Analytics Manager job openings:

Senior Credit Analyst

Grove Bank & Trust

Miami, FL • On-site

Full-time

Re-posted 12 days ago


Job description

SUMMARY: Evaluates the financial condition of individuals and businesses applying for consumer, commercial and real estate credit with the bank. Will be assigned loans of varied complexity, particularly those with the highest complexity. Performs other related duties as necessary.


ESSENTIAL DUTIES AND RESPONSIBILITIES 


Supports lenders through financial/credit analysis, collateral analysis, ratio calculation and other requested underwriting support for new loans, renewals and loan reviews. Reviews credits above $500K for commercial real estate loans and above $250K for commercial/consumer loans.


Researches and analyzes pertinent financial information for existing and potential commercial and consumer clients. 


Collects all necessary client prepared information and completes internal financial statement spreadsheets and projections of client’s financial condition.


Provides research into industry trends and evaluation of market data impacting prospective or existing clients’ business. Evaluates and reports on collateral adequacy.


Evaluates an individual’s or company’s stability, aptitude of management and creditworthiness by analyzing personal and corporate documents including balance sheets, income statements, tax returns, K1 schedules, etc. Validates any assumptions, projects, and overall company viability and ability to repay the credit request. Uses internal and web-based analysis tools as needed to document findings. 


Reviews appraisal reports.


Prepares and presents to Loan Officer written credit memoranda for credit approval, ensuring that all credit policy guidelines are adhered to and deviations are properly noted with valid and supporting mitigants.


Provides guidance to line partners regarding specific requirements of Credit Policy. Evaluates and recommends to Loan Officer the loan terms, covenants and conditions to ensure compliance with Credit Policy.


Monitors and reports to manager and line partners on covenant compliance for assigned loans. Interacts with other partners to report non-compliance to appropriate lending staff.


Evaluates bank’s vendors’ stability and analyzes pertinent financial information


Researches and analyzes pertinent financial information for existing ACH clients.


Assists Chief Credit Officer to complete portfolio stress test.


Provides coaching and mentorship to Credit Specialists and Credit Analysts.

 

QUALIFICATIONS 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


EDUCATION and/or EXPERIENCE 

Bachelor's degree in Accounting or Finance; five years of commercial and commercial real estate underwriting experience; or equivalent combination of education and experience. Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and cash flow analysis. Formal credit training is required. Strong verbal and written communication skills. PC proficient in MS Word and Excel. 



All candidates for hire will undergo a credit and criminal background check. Only qualified candidates will be contacted.

Grove Bank & Trust is a drug-free workplace and an Equal Opportunity Employer - Veteran/Disability.