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Credit Risk Analytics Manager Jobs in Miami, FL (NOW HIRING)

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... and risk-rating requirements. * Coach and mentor Credit Analysts and Credit Specialists, helping develop their skills and ability to manage increasingly complex transactions. What You Bring:

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Credit Analyst II

Miami, FL · On-site

$60 - $80/hr

... Management and/or Credit Committee ... The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies ...

New

Apply risk-based criteria to qualify accounts, determine appropriate review scope, and assess ... Perform credit underwriting and analysis, including cash flow analysis, collateral assessment ...

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Credit Risk Analytics Manager information

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

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Re-posted 27 days ago


Job description

This is a banking position


This position will work closely with senior credit leadership to analyze, underwrite, and evaluate Commercial Real Estate (CRE), Multifamily, and Commercial & Industrial (C&I) lending opportunities.


The ideal candidate will possess strong financial analysis skills, a solid understanding of commercial lending principles, and the ability to assess borrower risk through detailed review of financial statements, tax returns, cash flow, and collateral. This role offers excellent exposure to a variety of commercial lending relationships and credit structures while working alongside experienced lending and credit professionals.


Job Requirements

  • Analyze and underwrite Commercial Real Estate, Multifamily, and Commercial/Business loan requests
  • Review loan applications, financial statements, tax returns, rent rolls, appraisal reports, environmental reports, and supporting documentation
  • Evaluate borrower cash flow, collateral, debt service coverage, leverage, and overall credit risk
  • Prepare and review Credit Approval Memorandums (CAMs) and credit presentations for management and credit committee review
  • Perform financial spreading, credit analysis, and risk assessments to support lending decisions
  • Analyze lease agreements, rent rolls, purchase contracts, and loan structures
  • Ensure loan requests comply with bank underwriting guidelines, credit policies, and regulatory requirements
  • Communicate with Loan Officers and customers regarding loan status, documentation requirements, and transaction updates
  • Present loan recommendations and findings to senior credit leadership and lending authorities
  • Identify and communicate material risks, policy exceptions, or concerns during the underwriting process
  • Support ongoing portfolio monitoring and assist with credit quality reviews
  • Assist with special projects, quality control initiatives, and credit-related assignments as needed


Job Qualifications

  • Minimum 2 years of commercial credit analysis, underwriting, lending, or related banking experience required
  • Experience analyzing Commercial Real Estate (CRE), Multifamily, or Commercial & Industrial (C&I) loans preferred
  • Strong understanding of financial statement analysis and cash flow evaluation
  • Experience reviewing tax returns, rent rolls, appraisals, and borrower financial documentation
  • Ability to calculate and analyze debt service coverage ratios (DSCR), collateral values, and credit risk metrics
  • Bilingual English and Spanish required
  • Strong analytical, organizational, and problem-solving skills
  • Excellent verbal and written communication abilities
  • Ability to manage multiple deadlines and priorities simultaneously
  • Proficiency in Microsoft Office, particularly Excel
  • Ability to work collaboratively within a team-oriented banking environment

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About New Edge Associates

Sourced by ZipRecruiter

We bring solutions that enriches the lives of every person in the industry. With over 20 years of experience in the financial and banking industry, we are committed to delivering quality service while identifying the absolute best candidate to match your criteria and at the same time seamlessly integrating them into your existing team.

Industry

Recruiting and staffing services

Company size

1 - 10 Employees

Headquarters location

Miami, FL, US

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