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Credit Risk Analyst Jobs in Silver Spring, MD (NOW HIRING)

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Credit Analyst

Arlington, VA · On-site

... assessment of credit risk Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay Keep up to date with the companys lending ...

M&T Bank

Commercial Credit Analyst

Baltimore, MD · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

M&T Bank

Commercial Credit Analyst

Baltimore, MD

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

M&T Bank

Commercial Credit Analyst

Baltimore, MD · On-site

Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary ...

PNC Bank

Consumer Credit Expert - AMG

Washington, DC · On-site

Analytical thinking -knowledge of techniques and tools that promote effective analysis and ability to determine the root cause and create alternative solutions to resolve the problem. Credit Risk ...

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Credit Risk Analyst information

See Silver Spring, MD salary details

$38.1K

$117.4K

$203.5K

How much do credit risk analyst jobs pay per year?

As of Jun 4, 2026, the average yearly pay for credit risk analyst in Silver Spring, MD is $117,368.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,000.00 and $144,800.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Silver Spring, MD? The most popular types of Credit Risk Analyst jobs in Silver Spring, MD are:
What are popular job titles related to Credit Risk Analyst jobs in Silver Spring, MD? For Credit Risk Analyst jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Silver Spring, MD look for? The top searched job categories for Credit Risk Analyst jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Risk Analyst jobs? Cities near Silver Spring, MD with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Silver Spring, MD as of May 2026, with employment types broken down into 82% Full Time, 16% Part Time, and 2% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $117,368 per year, or $56.4 per hour.
Senior Credit Risk Associate

Senior Credit Risk Associate

RER Solutions, Inc.

Washington, DC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Job Type
Full-time
Description
Do you want to work for a company that cares about you as a person, not just a number? For a company that provides outstanding leadership? For a company that offers exceptional benefits? RER Solutions, Inc., could be your new home.
RER Solutions, Inc. is accepting resumes for Senior Credit Risk Associate to become a part of our superior workforce in Washington, DC. The Senior Credit Risk Associate will provide onsite and remote support to the Department of Energy's Loan Programs Office.
RESPONSIBILITIES
  • Assist senior-level management on discrete project assignments with researching the required assessments of credit and project risks which are associated with high-value loans for innovative or commercially ready clean energy generation, manufacturing projects, and advanced technology vehicle and component manufacturing projects
  • Collect research materials and review information to support risk assessment efforts, including financial statements, collateral and news reports, and other information
  • Examine borrowers and guarantors of large-scale projects to determine warning signs of credit deterioration
  • Participate in teams, addressing the technical, legal-economic, and financial feasible aspects of a transaction utilizing research to prepare background information required for the negotiation of loans
  • Develop business correspondence, analytical reports, and give presentations to explain financial models
  • Act as credit and financial analyst on the credit and risk management teams
  • Evaluate credit and investment risks of loans, guarantees, and investment activities; identify, measure, and mitigate the risk of new transactions and make recommendations regarding deal structuring and financial intermediary focused pricing
  • Identify, formulate, and review financial and credit risk management policies and ensure that appropriate systems, procedures, and guidelines are in line with best practices

Requirements
REQUIREMENTS
  • Minimum of US Citizenship required to obtain client-issued Public Trust
  • A minimum of 10 years of relevant professional experience
  • Knowledge of project and corporate finance to evaluate the viability of a borrower
  • Skill in the research of finance structure such as corporate, asset-based, or limited resource project finance transactions to make sound financial decisions and recommendations
  • Ability to perform complex financial analyses and sound decisions
  • Knowledge of the techniques and processes necessary to negotiate and underwrite borrowers and guarantors of large-scale projects effectively
  • Knowledge of borrowers' and lenders' requirements for terms to loan and loan guarantees
  • Familiarity with credit-enhancing mechanisms, risk mitigation, and treatment of collateral regarding credit
  • In-depth knowledge of credit risk-related financial analysis, procedures, and systems in complex global financial services settings
  • Ability to participate on a team addressing the technical, legal-economic, and financial feasibility aspects of high-value loans for large-scale projects
  • Proven skills and working experience in credit risk assessment function in major industrial sectors with particular emphasis on financial intermediaries and project lending
  • Excellent written and oral communication skills
  • Excellent attention to detail and an understanding of fundamental business writing
  • Expertise in Microsoft Office Products (i.e., Word, Excel, PowerPoint, and Outlook)

EDUCATION: Bachelor's or Master's Degree
COMPENSATION
Includes paid holidays, vacation, sick leave, 401k matching, life insurance, health, vision, and dental benefits.
This position is not available for Corp-to-Corp or 3rd party sourcing.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

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