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Credit Risk Analyst Jobs in Silver Spring, MD (NOW HIRING)

Monex

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Monex USA is seeking a highly analytical and hands-on Senior Credit Risk Manager to oversee and actively manage the company's credit risk function within a fast-paced FX and derivatives environment.

Monex USA

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Monex USA is seeking a highly analytical and hands-on Senior Credit Risk Manager to oversee and actively manage the company's credit risk function within a fast-paced FX and derivatives environment.

Sallie_mae

Manager, Credit Risk

Sterling, VA

Strong analytical capability and problem-solving skills with the ability to translate complex credit risk information into clear executive and committee-level insights, with the ability to think ...

World Bank Group

Credit Risk Officer

Washington, DC

IFC's Credit and Investment Risk Department (CIR) is looking to fill a Risk Officer (F2) position ... Support the analysis rating models behavior, focusing on model functioning and results validation;

Aegis Corps, Inc.

Risk Analyst

Washington, DC

Estimate and validate loan-level logistic regression and survival analysis models to analyze the credit risk associated with multifamily residential, nursing home, and hospital loans. * Develop ...

Aegon

Head of Credit Risk

Baltimore, MD · On-site

Own and develop credit risk elements of the enterprise risk framework to ensure alignment with ... Analytical skills to frame complex problems and determine appropriate depth of analysis

Freddie Mac

Seller Credit Risk Manager

Mclean, VA

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools ...

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Credit Risk Analyst information

See Silver Spring, MD salary details

$38.1K

$117.4K

$203.5K

How much do credit risk analyst jobs pay per year?

As of May 31, 2026, the average yearly pay for credit risk analyst in Silver Spring, MD is $117,368.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,000.00 and $144,800.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Silver Spring, MD? The most popular types of Credit Risk Analyst jobs in Silver Spring, MD are:
What are popular job titles related to Credit Risk Analyst jobs in Silver Spring, MD? For Credit Risk Analyst jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Silver Spring, MD look for? The top searched job categories for Credit Risk Analyst jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Risk Analyst jobs? Cities near Silver Spring, MD with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Silver Spring, MD as of May 2026, with employment types broken down into 1% As Needed, 86% Full Time, 9% Part Time, 1% Temporary, and 3% Contract. Highlights an 71% Physical, 4% Hybrid, and 25% Remote job distribution, with an average salary of $117,368 per year, or $56.4 per hour.
Senior Credit Risk Analysis Consultant, U.S. Government Agency

Senior Credit Risk Analysis Consultant, U.S. Government Agency

Dexis

Washington, DC

Other

Posted 29 days ago

Job description

About the Position

This credit analyst will be tasked with being an expert in a variety of financial products and financial principles and concepts of the private sector with limited guidance from supervisors required. The Senior Credit Risk Analyst serves as the senior credit risk analyst for financial transactions. The incumbent is responsible for conducting or assisting with credit risk assessments for proposed projects. In addition, the incumbent assists and/or leads the research and preparation of reports on economic and political environments in foreign countries, reviews new applications for financing, approval paper drafting, and executes other functions. The consultant will be stationed in the office in Washington, DC.

Responsibilities
  • Conduct credit review, analysis, and processing (80%)
  • Gather and review due diligence documents from clients, providing feedback to origination officers.
  • Spread financial statements from partners, borrowers, and sponsors, or prepare requests to the internal stakeholders. 
  • Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data.
  • Review newly submitted financing applications, identify parties requiring Character Risk Due Diligence (CRDD), and summarize conclusions. Travel to support transactions as necessary.
  • Conduct country and sector-specific research (20%)
  • Research and summarize the economic and political environment in foreign countries where proposed projects are located.
  • Research and summarize the industrial sector relevant to proposed projects.
  • Conduct research and writing of Market Assessments.
  • Prepare Country Due Diligence briefing materials for project team overseas trips.

Qualifications 

  • The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment.
  • Experience conducting credit review, analysis, and processing.
  • Ability to obtain a Public Trust Clearance.
  • Structuring guarantees and transactions aligned with strategic development priorities
  • Assessing credit risk and other facets of risk for transactions deploying partial credit guarantees and other tools in various sectors
  • Evaluating financial markets and private business development and identifying business opportunities in targeted regions
  • Preparing and presenting screening memos, credit papers, and investment proposals to relevant committees.
  • Providing training to Investment Officers on credit risk, credit methods and templates.
  • Performing other related duties as required.

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