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Credit Risk Analyst Jobs in Long Beach, CA (NOW HIRING)

TriSearch

Assistant Credit Manager

Los Angeles, CA · Hybrid

$68K - $113K/yr

This is a newly created position for the company designed for an independent, high-performing individual contributor who can evaluate commercial credit risk, analyze large receivables portfolios ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

$60 - $90/hr

Underwrite consumer credit applications received from auto dealers using approved credit policies, scoring models, and risk guidelines. Analyze credit bureau data, income verification, debt ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

Provide input on emerging credit trends or risk patterns affecting portfolio performance. 3. ... Analytical with high attention to detail. * Self-starter with excellent time management skills. Job ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

Risk Management: Supports effective risk management practices, maintaining high standards of credit ... Analytical skills, with interest in learning how to interpret complex data and make informed ...

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Long Beach, CA

Credit Risk Analyst information

See Long Beach, CA salary details

$38.9K

$119.7K

$207.7K

How much do credit risk analyst jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk analyst in Long Beach, CA is $119,743.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,700.00 and $147,700.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are popular job titles related to Credit Risk Analyst jobs in Long Beach, CA?

For Credit Risk Analyst jobs in Long Beach, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Long Beach, CA look for?

The top searched job categories for Credit Risk Analyst jobs in Long Beach, CA are:

What cities near Long Beach, CA are hiring for Credit Risk Analyst jobs?

Cities near Long Beach, CA with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Long Beach, CA as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 9% Part Time, and 2% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $119,743 per year, or $57.6 per hour.

Assistant Credit Manager

TriSearch

Los Angeles, CA • Hybrid

$68K - $113K/yr

Full-time

Posted 28 days ago

Job description

Assistant Credit Manager (Commercial B2B)

Location: Los Angeles, CA 90045 (Near LAX)

Work Arrangement: On-Site Monday–Thursday | Remote Friday

Base Compensation: $68,000 – $113,000 / year (Flexible for top-tier candidates) + Discretionary Performance Bonus

Position Summary

A premier North American building materials and industrial products manufacturer is seeking a sharp, highly organized, and ambitious Assistant Credit Manager to join its corporate headquarters near LAX.

This is a newly created position for the company designed for an independent, high-performing individual contributor who can evaluate commercial credit risk, analyze large receivables portfolios, manage complex collections, and act as the primary backup to the Credit Manager. The ideal candidate thrives with minimal direction, exhibits steady long-term employment tenure, and possesses expert-level Excel capabilities for raw data manipulation.

Core Responsibilities

  • Credit Risk Assessment: Evaluate customer financial statements, payment histories, trade references, and D&B reports to set/adjust appropriate credit limits and terms.
  • Portfolio & Collections Management: Monitor aging reports, resolve complex payment disputes, negotiate structured payment plans for high-risk accounts, and support cash applications in legacy ERP/AS400 systems.
  • Advanced Reporting: Transform raw, unformatted aging and credit data into clean Excel spreadsheets; perform VLOOKUPs, pivot tables, formulas, and custom reporting for management and customers.
  • Retailer & Vendor Portals: Maintain and operate major national retailer portals and customer payment platforms.
  • Departmental Leadership: Serve as backup to the Credit Manager, providing technical guidance, coaching, and work delegation to AR specialists and analysts.
  • Audit & Compliance: Support annual external financial audits by preparing account reconciliations, bad debt reserve analyses, and detailed supporting schedules.
  •  

Required Qualifications

  • Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Experience: 8+ years of dedicated commercial (B2B) credit, accounts receivable, or trade collections experience.
  • Industry Background: Direct experience in manufacturing, building products, construction materials, wholesale distribution, or industrial supply is strongly preferred but not required.
  • Technical Proficiency: Advanced Microsoft Excel capabilities (VLOOKUPs, pivot tables, raw data manipulation). Hands-on experience with legacy ERP systems (AS400/IBM i series) is a major plus.
  • Work Ethic: Highly agile, self-directed, and detail-oriented with a proven ability to manage complex projects without hands-on oversight. 


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