ZipRecruiter

Log In

1

Credit Risk Analyst Jobs in Long Beach, CA (NOW HIRING)

Sunflower Bank NA

Model Risk Analyst

Irvine, CA · Hybrid

$85K - $95K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ...

Sapta Global Inc

Risk Analyst

Signal Hill, CA

  • Medical

  • Retirement

... credit card customers that fall within our risk framework and target them for various lending ... Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result ...

Chase

Environmental Credit Risk Sr Officer

Irvine, CA · On-site

  • Medical

  • Retirement

You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through ...

Flagstar Bank

Credit Products Analyst I

Beverly Hills, CA · On-site

$47K - $79K/yr

  • Medical

  • Dental

  • Vision

  • Life

Generate risk ratings and accompanying analyses. * Track and review covenant compliance and borrowing base reports. * Conduct annual and periodic portfolio reviews. * Perform ongoing credit due ...

New

Flagstar Bank

Credit Products Analyst I

Newport Beach, CA · On-site

$47K - $79K/yr

  • Medical

  • Dental

  • Vision

  • Life

Generate risk ratings and accompanying analyses. * Track and review covenant compliance and borrowing base reports. * Conduct annual and periodic portfolio reviews. * Perform ongoing credit due ...

New

previous pagenext page

Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Long Beach, CA

Credit Risk Analyst information

See Long Beach, CA salary details

$38.9K

$119.7K

$207.7K

How much do credit risk analyst jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk analyst in Long Beach, CA is $119,743.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,700.00 and $147,700.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are popular job titles related to Credit Risk Analyst jobs in Long Beach, CA?

For Credit Risk Analyst jobs in Long Beach, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Long Beach, CA look for?

The top searched job categories for Credit Risk Analyst jobs in Long Beach, CA are:

What cities near Long Beach, CA are hiring for Credit Risk Analyst jobs?

Cities near Long Beach, CA with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Long Beach, CA as of August 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 49% In-person, and 51% Hybrid job distribution, with an average salary of $119,743 per year, or $57.6 per hour.

Risk Management - Credit Officer - Senior Associate

JPMorgan Chase & Co

Irvine, CA • On-site

Full-time

Medical, Retirement

Re-posted 15 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Senior Associate Credit Officer within the Credit Risk team, you will evaluate and identify risks and interpret data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. 

Job Responsibilities: 

  •  Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate 
  • Evaluate and manage risks in each transaction 
  • Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal 
  • Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities 
  • Apply data analysis techniques to interpret results and provide insights and recommendations to management 
  • Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools 
  • Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge 
     

Requiredqualifications,capabilities,andskills: 

  • Bachelor's degree in a business or finance concentration 
  • 3 years of experience in commercial real estate lending or 5 years of other banking or finance experience 
  • Thorough understanding of multifamily real estate property valuations and cash flow analysis 
  • Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements 
  • Ability to manage competing priorities effectively in a collaborative, high volume environment while maintaining  attention to detail 
  • Excellent verbal and written communication and problem-solving skills 
  • Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed 
  • Familiarity with regional commercial real estate markets and municipal regulations 
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems 

Preferred qualifications, capabilities, and skills: 

  • Advanced degree in a related field or real estate coursework 
  • Experience as a loan underwriter in commercial real estate and agency lending (e.g. Fannie Mae or Freddie Mac) 
  • Experience with proprietary credit risk management tools. 
  • Experience with large language model tools

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply