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Credit Risk Analyst Jobs in New Hampshire (NOW HIRING)

The Merrimack

Commercial Credit Analyst

Concord, NH · On-site

Credit Analyst Location: Concord, New Hampshire Schedule: Full Time, Monday-Friday, 8:00 a.m. - 5 ... overall credit risk * Identify key risks, strengths, trends, covenant concerns, loan exceptions ...

NBT Bank

Credit Analyst III

Portsmouth, NH · On-site

$71K - $95K/yr

RMA or Credit Risk certifications and/or Sales Training * Established Individual Development Plan Skills and Abilities: * Strong working knowledge and understanding of traditional financial analysis ...

Farm Credit East

Credit Analyst Associate

Bedford, NH · Hybrid

$55K - $80K/yr

Create operational efficiency by effectively and efficiently analyzing credit requests, assessing risk, and making recommendations. * Fuels organizational synergy through consistent processes and ...

PNC Bank

... Model Analyst Senior within PNC's Data Model Analytics organization, you will be based in ... Knowledge of credit risk or portfolio metrics such as PD (Probability of Default), LGD (Loss Given ...

Td

Credit Portfolio Manager II - Metro CRE

Portsmouth, NH · On-site

$115K - $186K/yr

Analyst responsibilities include the comprehensive underwriting of new and existing clients and ... The job oversees the overall risk profile of a designated portfolio, identifying potential macro ...

Td

Credit Portfolio Manager II - Metro CRE

Manchester, NH · On-site

$115K - $186K/yr

Analyst responsibilities include the comprehensive underwriting of new and existing clients and ... The job oversees the overall risk profile of a designated portfolio, identifying potential macro ...

PNC Bank

$146K - $271K/yr

Handles the origination, financial analysis, negotiation and documentation of credit and non-credit products and services. * Manages risk/return and drives quality for new and/or existing clients.

PNC Bank

Handles the origination, financial analysis, negotiation and documentation of credit and non-credit products and services. * Manages risk/return and drives quality for new and/or existing clients.

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in New Hampshire

Credit Risk Analyst information

See New Hampshire salary details

$36K

$110.8K

$192.1K

How much do credit risk analyst jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk analyst in New Hampshire is $110,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,200.00 and $136,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are popular job titles related to Credit Risk Analyst jobs in New Hampshire?

For Credit Risk Analyst jobs in New Hampshire, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in New Hampshire look for?

The top searched job categories for Credit Risk Analyst jobs in New Hampshire are:

What are popular job titles related to Credit Risk Analyst jobs in NH?

For Credit Risk Analyst jobs in NH, the most frequently searched job titles are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in New Hampshire as of August 2026, with employment types broken down into 55% Full Time, and 45% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $110,750 per year, or $53.2 per hour.

Risk Management Analyst - Portsmouth, NH

Service Credit Union

Portsmouth, NH • On-site

$60K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 11 days ago

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Service Credit Union is seeking a Risk Management Analyst who will be responsible for supporting the daily operations, documentation, monitoring, and administrative functions of the department while developing foundational knowledge of enterprise risk management practices.
"Members are the priority at Service Credit Union, and every role at the credit union is responsible for supporting member solutions and contributing positively to member experience."
Compensation: Starting at $60,000. Negotiable with experience.
Hours: Monday - Friday 8:30a.m.-5:00-p.m
Location: Portsmouth, NH Service Credit Union Corporate Headquarters
Hybrid: Required three days in office
Benefits Include:
  • Great health and dental benefits starting day one!
  • PTO, long-term disability, and paid holidays.
  • 401k with 8% company contribution after one year of employment.
  • Paid leave policy after 12 consecutive months of employment.
  • Free confidential mental health support program with Talkspace
  • Free identify theft protection through IdentityForce
  • Tuition reimbursement.
  • Training and career growth opportunities.

Position Responsibilities:
  • Identify, gather, and document current business processes through stakeholder interviews, workflow analysis, and process mapping.
  • Conduct day-to-day operational activities associated with the Enterprise Risk Management program, including risk assessments, RCSAs, data collection, and reporting support
  • Assist in identifying, documenting, and evaluating operational, compliance, strategic, and reputational risks across business units
  • Communicate risk findings and recommendations to business unit owners in a professional and collaborative manner
  • Support business unit owners in the development and tracking of corrective action plans and risk mitigation activities
  • Maintain accurate system records, documentation, and data entry within departmental systems and applications
  • Collect, organize, and maintain key risk indicator (KRI) data and supporting documentation
  • Assist with preparation and maintenance of risk reports, assessment documentation, and program tracking activities
  • Develop and maintain departmental procedures, workflows, and process documentation to support operational consistency and program maturity
  • Support ongoing monitoring and follow-up activities related to risk assessments, action plans, and remediation efforts
  • Participate in process improvement initiatives and identify opportunities to strengthen operational efficiency and risk management practices
  • Collaborate with internal stakeholders to support risk awareness, governance, and control effectiveness
  • Contribute to a positive and collaborative team environment through knowledge sharing, accountability, and continuous learning
  • Regular and reliable attendance is an essential function of this position.
  • Perform other duties as required.

Required Knowledge and Skills:
  • Bachelor's degree required
  • Minimum 3 years experience in Risk Management. Financial industry experience preferred.
  • Ability to identify, assess, and articulate operational, compliance, strategic, and control risks
  • Strong critical thinking and problem-solving skills
  • Ability to think through and build sustainable processes and workflows
  • Inquisitive mindset with a natural tendency to ask "why"
  • Ability to analyze issues beyond surface-level symptoms and identify root causes
  • Comfortable challenging assumptions and identifying gaps in controls or processes
  • Ability to connect business activities to risk impacts and control requirements
  • Strong attention to detail while maintaining awareness of enterprise-level impacts
  • Ability to prioritize competing risks and assignments effectively
  • Ability to develop and document risk events, controls, mitigation strategies, and corrective actions
  • Experience building or enhancing risk assessment methodologies and governance processes
  • Ability to evaluate effectiveness of controls and recommend practical improvements
  • Ability to translate regulatory or policy expectations into operational processes
  • Understanding of risk management frameworks, governance, and control environments
  • Ability to support development of KRIs, reporting metrics, and monitoring activities
  • Ability to document procedures and workflows clearly and effectively
  • Effective communicator capable of translating complex risk and control concepts into business-friendly language
  • Ability to build strong working relationships across business units
  • Personable and collaborative approach when working with stakeholders
  • Comfortable facilitating discussions surrounding risk, accountability, and process improvement
  • Ability to provide constructive feedback professionally and respectfully
  • Ability to influence without direct authority
  • Strong written communication and presentation skills
  • Ability to train, coach, or guide business partners through risk-related processes
  • Self-starter with strong initiative and accountability
  • Positive attitude with a solutions-oriented mindset
  • Coachable and open to continuous feedback and development
  • Ability to manage multiple assessments, projects, and competing priorities simultaneously
  • Strong organizational and time-management skills
  • Adaptable and comfortable working in evolving environments
  • Ability to work independently while also contributing to team success
  • Demonstrates professionalism, discretion, and sound judgment
  • Comfortable navigating ambiguity and developing structure where needed

At Service Credit Union we celebrate our employees diverse backgrounds, ethnicities, gender identities, spiritual practices, abilities, and all the other traits that make us individuals. We follow the adage of treating others how we want to be treated while striving for understanding. Together, we create a unique credit union capable of serving our members needs with the same respect, empathy, and kindness we give each other.
Equal Opportunity Employer

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