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Credit Risk Analyst Jobs in Nebraska (NOW HIRING)

OEV Specialist

Cozad, NE · On-site +1

This role plays a key part in the credit underwriting and risk assessment process by ensuring ... Analyze supporting documentation such as comparable sales (comps), market trends, tax assessments ...

This role plays a key part in the credit underwriting and risk assessment process by ensuring ... Analyze supporting documentation such as comparable sales (comps), market trends, tax assessments ...

Credit & Risk Assessment * Gather and analyze financial and market data to evaluate creditworthiness, repayment capacity, and overall business potential. * Prepare and present high-quality loan ...

Risk Manager

Omaha, NE

$87K - $146K/yr

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... You will partner with other control functions to analyze and aggregate risks and serve as a central ...

New

Demonstrate strong credit skills in analyzing credit risk within the underwriting process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines ...

Demonstrate strong credit skills in analyzing credit risk within the underwriting process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines ...

Demonstrate strong credit skills in analyzing credit risk within the underwriting process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines ...

Director, Community Banking

Kearney, NE · On-site

$107K - $182K/yr

They will enable business customer growth and retention in line with credit and risk strategies ... Proficient credit analysis knowledge and skills * Proven experience prioritizing and handling ...

Sr Actuarial Analyst

Omaha, NE · On-site +1

$63K - $92K/yr

Risk Management * Economic capital modeling * Actuarial support for ERM analysis and reporting ... credit check (when required for position), fingerprint check (when required for position), drug ...

... credit). * Develop and maintain financial models to evaluate investment performance, risk, and ... Strong analytical and quantitative skills with proficiency in financial modeling and data analysis.

VP, Ceded Reinsurance

Omaha, NE · On-site

$214K - $257K/yr

Counterparty oversight: manage reinsurance credit risk by ensuring all participating reinsurers meet group security standards * Strategic analysis: conduct ad-hoc analysis on capital impacts and ...

Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... Analyzes risk to business activities and operations - including financial, cyber, and regulatory ...

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Credit Risk Analyst information

See Nebraska salary details

$35.3K

$108.6K

$188.3K

How much do credit risk analyst jobs pay per year?

As of Jul 10, 2026, the average yearly pay for credit risk analyst in Nebraska is $108,580.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,700.00 and $134,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst is approximately $70,000 to $90,000 annually, depending on experience, location, and the company's size. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can assist with data processing and risk modeling, human analysts are still essential for complex decision-making and nuanced assessments. The role is evolving to include managing AI outputs and maintaining oversight of automated systems.

Does credit risk pay well?

Credit risk analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like CFA or FRM, salaries can increase significantly, often reaching above the national average for financial roles.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and market conditions using tools like spreadsheets and credit scoring models to assess risk and support lending decisions.
What are the most commonly searched types of Credit Risk Analyst jobs in Nebraska? The most popular types of Credit Risk Analyst jobs in Nebraska are:
What are popular job titles related to Credit Risk Analyst jobs in Nebraska? For Credit Risk Analyst jobs in Nebraska, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Nebraska look for? The top searched job categories for Credit Risk Analyst jobs in Nebraska are:
What are popular job titles related to Credit Risk Analyst jobs in NE? For Credit Risk Analyst jobs in NE, the most frequently searched job titles are:
OEV Specialist

OEV Specialist

Security First Bank

Cozad, NE • On-site, Remote

Full-time

Re-posted 18 days ago


Job description

Position Overview

The OEV Specialist is responsible for evaluating and validating property values based on owner-provided estimates and supporting data to inform lending decisions. This role plays a key part in the credit underwriting and risk assessment process by ensuring property valuations are reasonable, well-supported, and aligned with market conditions.

The ideal candidate combines real estate knowledge, analytical skills, and attention to detail to assess valuation accuracy, identify potential risks, and support high-quality lending outcomes.

Key Responsibilities

  • Review and assess Owner’s Estimated Value (OEV) submissions for residential or commercial real estate loan applications
  • Analyze supporting documentation such as comparable sales (comps), market trends, tax assessments, and property condition data
  • Validate property values using internal tools, AVMs (Automated Valuation Models), broker price opinions (BPOs), and third-party valuation sources
  • Identify inconsistencies, valuation risks, or potential over/understatements and escalate as needed
  • Partner with underwriting, appraisal review, credit risk, and collateral teams to support loan decisioning
  • Document findings and maintain clear audit trails in loan origination or credit systems
  • Ensure compliance with regulatory guidelines (e.g., FIRREA, USPAP) and internal valuation policies
  • Support collateral risk management by recommending when full appraisals or additional reviews are required
  • Monitor real estate market trends to inform valuation assessments
  • Meet service level agreements (SLAs) for turnaround time and quality standards

Qualifications and Experience

Required:

  • Bachelor’s degree in finance, real estate, business, or a related field (or equivalent experience)
  • 2–5 years of experience in mortgage lending, real estate valuation, appraisal review, or credit underwriting support
  • Strong understanding of residential and/or commercial real estate valuation principles
  • Ability to interpret appraisal reports, comps, and market data
  • Strong analytical and problem-solving skills
  • Excellent attention to detail and documentation accuracy
  • Proficiency in Microsoft Excel and loan origination or valuation platforms

Preferred:

  • Experience with AVMs (e.g., CoreLogic, Black Knight, Collateral Analytics)
  • Exposure to appraisal review, collateral underwriting, or property risk analysis
  • Familiarity with regulatory requirements governing appraisals and valuations (USPAP, FIRREA, Interagency Guidelines)
  • Relevant certifications (e.g., Real Estate License, Appraisal Trainee, or progress toward appraisal certification)

Why Security First Bank

Security First Bank offers an excellent opportunity within a communityfocused financial institution recognized for integrity, customer trust, and operational excellence. We welcome applicants from a wide range of backgrounds and provide a supportive environment where you can develop valuable skills, contribute to a servicedriven team, and build a strong foundation for your career.

We offer competitive wages and one of the most comprehensive benefits packages in Nebraska and South Dakota, designed to support both your professional development and personal wellbeing. Starting pay is based on experience, and additional benefit details are available on our Careers page.

How to Apply

Qualified candidates are encouraged to complete the online application through Security First Bank’s secure applicant portal by visiting our website and selecting the careers page.

For application assistance or accommodation requests, please contact: 
Security First Bank
202 W 8th St, Cozad, NE 69130 or call 308-784-4400

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.