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Credit Risk Analyst Jobs in Delaware (NOW HIRING)

You'll collaborate across risk and operations while improving processes that protect the firm and our clients. Job summary As a Credit Support Analyst in Wholesale Lending Services , you partner with ...

You'll collaborate across risk and operations while improving processes that protect the firm and our clients. Job summary As a Credit Support Analyst in Wholesale Lending Services , you partner with ...

You'll collaborate across risk and operations while improving processes that protect the firm and our clients. Job summary As a Credit Support Analyst in Wholesale Lending Services , you partner with ...

As a Strategic Analytics Associate within the Credit Risk Management Team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk ...

Showing results 41-60

Credit Risk Analyst information

See Delaware salary details

$37K

$114K

$197.7K

How much do credit risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit risk analyst in Delaware is $113,979.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,600.00 and $140,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk Analyst jobs in Delaware?

The most popular types of Credit Risk Analyst jobs in Delaware are:

What are popular job titles related to Credit Risk Analyst jobs in Delaware?

For Credit Risk Analyst jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Delaware look for?

The top searched job categories for Credit Risk Analyst jobs in Delaware are:

What cities in Delaware are hiring for Credit Risk Analyst jobs?

Cities in Delaware with the most Credit Risk Analyst job openings:

What are popular job titles related to Credit Risk Analyst jobs in DE?

For Credit Risk Analyst jobs in DE, the most frequently searched job titles are:

Infographic showing various Credit Risk Analyst job openings in Delaware as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 79% In-person, 6% Hybrid, and 15% Remote job distribution, with an average salary of $113,979 per year, or $54.8 per hour.

Credit Risk Portfolio Assurance VP - Risk Insights Lead

JPMorgan Chase & Co.

Wilmington, DE • On-site

Other

Posted 9 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks


Job description

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform research and analysis to provide credible challenge to credit risk decision frameworks and portfolio risk strategies. You use your credit risk and operations experience to identify key considerations across the account lifecycle and translate data into clear insights and recommendations. You partner with stakeholders to promote end-to-end solutions that mitigate risk while balancing revenue, expense, and customer impacts. You help us stay aligned to evolving regulatory and control expectations and drive effective risk outcomes.

Job responsibilities:
  • Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
  • Perform analyses that support risk assessments and provide credible challenge to risk decision frameworks and strategy criteria
  • Prepare executive presentations and clear narratives for risk leadership forums, committees, business reviews, and management meetings
  • Deliver persuasive, well-supported recommendations that drive decision-making and accountable follow-through
  • Monitor regulatory requirements, risk management policies, standards, procedures, and technology changes to validate ongoing control compliance
Required qualifications, capabilities, and skills:
  • Bachelor’s degree or equivalent experience
  • 7 years plus of experience in financial services in credit risk management, controls, audit, quality assurance, or compliance
  • Strong understanding of the account lifecycle, including underwriting, portfolio management, and collections
  • Detailed understanding of key performance metrics and profitability drivers across the account lifecycle
  • Functional knowledge of credit risk strategy, business development, product development, and project management
  • Understanding of cross-functional dependencies across first line of defense, product owners, and credit strategy to provide effective challenge aligned to risk appetite
  • Ability to articulate the impact of risks and issues on business outcomes
  • Excellent written and verbal communication skills with ability to influence senior stakeholders
  • Proficiency in Microsoft Office Suite, including Word, Excel, PowerPoint, and Visio
  • Ability to translate business problems into conceptual analytical and automation architecture
  • SAS or equivalent data mining expertise
Preferred qualifications, capabilities, and skills:
  • Master’s degree in a relevant field
  • Knowledge of small business lending or small business risk capabilities
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