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Credit Manager Jobs in Sun Prairie, WI (NOW HIRING)

Capitol Bank

Senior Credit Analyst

Madison, WI · On-site

The position reports to a Chief Credit Officer and supports the Bank's credit policies, risk-management standards, and regulatory compliance obligations. Job Responsibilities: * Independently ...

Park Bank

SVP Credit Administration

Madison, WI · On-site

This role manages data integration and analysis to support independent credit risk assessments, ensures compliance with regulatory and IT requirements, and provides reporting and insights to ...

The Park Bank

SVP Credit Administration

Madison, WI · Hybrid

This role manages data integration and analysis to support independent credit risk assessments, ensures compliance with regulatory and IT requirements, and provides reporting and insights to ...

gpac

Commercial Credit Analyst

Evansville, WI · On-site

The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial loan clients. The right credit analyst will perform detailed ...

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Showing results 21-40

All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Sun Prairie, WI

Credit Manager information

See Sun Prairie, WI salary details

$24.8K

$65.8K

$125.5K

How much do credit manager jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit manager in Sun Prairie, WI is $65,828.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Sun Prairie, WI?

The most popular types of Credit jobs in Sun Prairie, WI are:

What job categories do people searching Credit Manager jobs in Sun Prairie, WI look for?

The top searched job categories for Credit Manager jobs in Sun Prairie, WI are:

What cities near Sun Prairie, WI are hiring for Credit Manager jobs?

Cities near Sun Prairie, WI with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Sun Prairie, WI as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $65,828 per year, or $31.6 per hour.

Senior Credit Analyst

Capitol Bank

Madison, WI • On-site

Full-time

Re-posted 16 days ago

Job description

The Senior Credit Analyst is responsible for independently underwriting complex commercial credit requests and providing clear, well-supported recommendations to the Bank's lending and credit teams. This position analyzes borrowers, guarantors, financial performance, repayment capacity, collateral, industry conditions, and transaction structure across a diversified commercial loan portfolio.
This position partners closely with commercial lenders, provides ongoing portfolio guidance, assists with borrower and prospect meetings, and mentors less-experienced credit analysts. The position reports to a Chief Credit Officer and supports the Bank's credit policies, risk-management standards, and regulatory compliance obligations.
Job Responsibilities:
  • Independently underwrite new commercial loans, renewals, modifications, and annual reviews involving complex borrowing relationships.
  • Analyze commercial real estate, investment real estate, C&I, operating line, construction and development, and SBA loan requests.
  • Spreading financial statements and evaluating an entity's historical performance including strengths and weaknesses.
  • Researching and analyzing industry trends and economic factors affecting the
  • business.
  • Perform cash flow, collateral, ratio, and trend analysis on borrower and/or guarantors.
  • Prepare complete, accurate, and well-supported credit presentations for approval by the appropriate lending authority or loan committee.
  • Preparing detailed narratives of company background, management expertise, and financial performance.
  • Partner with commercial lenders to gather information, evaluate transaction structure, and resolve underwriting questions.
  • Assess strengths, weaknesses, major risk factors, overall risk, and Bank's ability to mitigate key risks identified.
  • Identify key credit risks and mitigating factors and recommend appropriate loan structures, covenants, collateral requirements, reporting requirements, and risk ratings.
  • Review compliance with Loan Policy and Procedures (e.g. LTV, lending limits, collateral, etc.).
  • Document loan policy exceptions (e.g. LTV, lending limits, collateral, etc.).
  • Compiling the required information and documents.
  • Participate in credit presentation at loan committee.
  • Being a resource for others on Loan Policy and Lending Procedures.
  • Monitoring loan renewals and collaborating with Lenders to obtain all required documents and information to maintain timely loan renewals.
  • Monitor financial statement exceptions and assist Lenders in collecting the necessary information.
  • Providing recommendations on loan structure and courses of action.
  • Coordinating the order of commercial real estate appraisals and evaluations.
  • Assist with the internal review of real estate valuations (e.g. appraisals, evaluations, validations).
  • Identifying and recommending additional business and personal services for new and existing clients.
  • Collection efforts and other support as needed (e.g. OREO, inspections, etc.).
  • Support Loan Operations in documentation and ensuring lending policies and procedures are followed on an ongoing basis.
  • Recommend risk rating changes when applicable.
  • Assist with the Bank's annual review and portfolio stress testing processes.
  • Service and maintain covenant tracking spreadsheet.
  • Mentor junior credit analysts by reviewing work, explaining credit concepts, and providing guidance on financial analysis and underwriting practices.
  • Interact by phone and in person with customers, prospects, and COI's to obtain critical information for loan analysis and underwriting.
  • Remain informed about economic, industry, and regulatory developments that may affect the Bank's commercial loan portfolio.
  • Attend outside trainings and report information to the team.
  • Provide administrative support and other duties as needed.
  • Complete all work by following established policies and operating procedures.
  • Treat all client inquiries, questions, complaints with respect and follow through.
  • Maintain the Bank's goal to be accessible to the client and to provide premium quality service.
  • Maintain a high level of ethical behavior with clients and prospects.
  • Assist the Bank in keeping abreast of the competition in terms of rates, services, and products.
  • Be aware of and support the Bank's efforts in meeting Community Reinvestment Act (CRA).
  • Help in the ongoing management of the Bank's loan management software.

Skillset & Experience:
  • Effective communication when working with customers and/or employees.
  • Ability to communicate with employees and understand their functions/processes.
  • Be involved in developing solutions to meet the needs of the customer and/or employees.
  • Flexibility to meet changing workload; highly self-motivated.
  • Be a team player and be respectful to all staff, customers, and prospects. Provide leadership where assigned.
  • Proficient in Microsoft Office Suite and other applicable software.
  • Demonstrated ability to independently underwrite complex commercial credit relationships.
  • Must be detail-oriented with effective written and verbal communication skills.
  • Must be familiar with accounting principles.
  • Be familiar with banking laws, regulations, policies, and practices preferred.
  • Strong organizational skills.
  • Strong interpersonal skills and the ability to articulate in front of others.
  • Must possess a desire to learn and expand knowledge across the organization.
  • Must be flexible and patient.
  • Bachelor's degree in finance, business, accounting, or economics preferred.
  • 3+ years of progressively responsible commercial credit analysis or underwriting experience.
  • Banking experience required.

Working Conditions:
  • Must be able to sit for periods greater than 45 minutes at a time.
  • Must be able to stand for periods greater than 30 minutes at a time.
  • Must be able to lift a minimum of 25 pounds.
  • Must be able to use computer monitors for periods greater than 45 minutes at a time.
  • Must be able to perform basic typing functions.
  • Some area travel - approximately 5%.

Note: This job description is not intended to be all-inclusive. Employee may perform other duties as assigned to meet the ongoing needs of the Bank.

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