1

Credit Manager Jobs in Secaucus, NJ (NOW HIRING)

Associate, Credit Manager

Manhattan, NY · On-site

$150K - $200K/yr

Associate, Credit Manager Location: 787 Seventh Avenue, New York, NY 10019 Duties:Manage systems, processes and personnel to uphold high standards of control on credit risk and operational governance.

Associate, Credit Manager

New York, NY · On-site

$150K - $200K/yr

Associate, Credit Manager Location: 787 Seventh Avenue, New York, NY 10019 Duties:Manage systems, processes and personnel to uphold high standards of control on credit risk and operational governance.

Manage NYR OREO portfolio. Supervise the NYR Credit Department staff. Provide training to Credit staffs internally and via outside professional development platform within the Bank's budget. Perform ...

Position Summary Carlyle's Global Credit business is looking for a Manager to sit with the Credit Opportunities Fund Management team. This individual will be responsible for assisting in all aspects ...

Position Summary Carlyle's Global Credit business is looking for a Manager to sit with the Credit Opportunities Fund Management team. This individual will be responsible for assisting in all aspects ...

next page

Showing results 1-20

Credit Manager information

See Secaucus, NJ salary details

$25.9K

$68.8K

$131.2K

How much do credit manager jobs pay per year?

As of Sep 3, 2026, the average yearly pay for credit manager in Secaucus, NJ is $68,787.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,600.00 and $94,000.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What job categories do people searching Credit Manager jobs in Secaucus, NJ look for?

The top searched job categories for Credit Manager jobs in Secaucus, NJ are:

What cities near Secaucus, NJ are hiring for Credit Manager jobs?

Cities near Secaucus, NJ with the most Credit Manager job openings:

$90K - $120K/yr

Other

Dental, Vision, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.


Job description

Benefits:

Holiday Pay

401(k)

401(k) matching

Competitive salary

Dental insurance

Paid time off

Vision insurance

We are currently hiring for an experienced CREDIT MANAGER to oversee the company’s credit and collections operations. This role is responsible for managing the company’s credit policies, customer credit approvals, collections, and risk exposure while supporting customer relationships and sales growth with responsible credit policies. This is a direct hire position with full benefits, $90K-$120K depending on experience.

Responsibilities

Credit Management (Key Task)

Evaluate customers’ creditworthiness (financial statements & credit reports, References by others)

Set and manage credit limit and payment terms

Approve or decline credit application

Accounts Receivable & Collections

Manage accounts receivable aging and collections.

Ensure follow up with customers on overdue invoices.

Work with sales teams to resolve credit and payment issues.

Negotiate payment plans and manage delinquent accounts.

Coordinate with sales staff on high-risk or large credit accounts.

Reporting & Financial Oversight

Prepare credit risk reports for management

Track daily sales outstanding and other KPIs

Produce weekly/monthly AR aging and credit exposure reports.

Analyze payment trends and identify risk accounts.

Assist management with cash flow forecasting related to receivables.

Team Management

Supervise AR staff

Improve collection procedures and credit policies.

Implement best practices for credit risk management.

Establish and monitor credit limits and payment terms.

Evaluate financial statements, credit reports, and trade references.

Maintain credit files and ensure compliance with company policies.

Cross Department Coordination

Work closely with sales, finance, and accounting teams

Support sales by balancing growth and risk

Qualifications

Ideally 3-5+ years’ experience in credit, accounts receivable, or credit management.

Experience in electrical and plumbing supply distribution a plus.

Experience managing credit accounts

Bi-lingual in Spanish is mandated

Salary range is $90,000.00 - $120,000.00 commensurate with experience with full company benefits