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Credit Financial Analyst Jobs (NOW HIRING)

Tolleson Wealth Management

Credit Analyst

Dallas, TX · On-site

Conduct thorough financial analysis of applicants, including reviewing financial statements and tax ... Evaluate the strength of collateral offered by applicants to secure credit, ensuring its adequacy ...

BMO Capital Markets

Financial Analyst

Irving, TX · On-site

$54K - $99K/yr

Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. * Performs financial analysis and calculations ...

RER Solutions, Inc.

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

RER Solutions, Inc.

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

BMO Capital Markets

Financial Analyst

Irving, TX · On-site

$54K - $99K/yr

Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. * Performs financial analysis and calculations ...

RER SOLUTIONS, INC

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

Macquarie Group Limited

Credit Analyst

New York, NY · On-site

$90K - $110K/yr

We are a global financial services group operating in 30 markets with 57 years of unbroken ... Press space or enter keys to toggle section visibility As a Credit Analyst, you will support the ...

C&N

Credit Analyst II

Doylestown, PA

Financial Analysis & Loan Underwriting - Reviewing and analyzing financial statements for complex ... Credit Approval Documentation - Preparing detailed credit approval documents, and assessing ...

Four Hands

Senior Financial Analyst, Credit

Austin, TX · On-site

$84K - $105K/yr

The Senior Financial Analyst leads Key Account credit operations, managing customer debits, rebates, deductions, account analysis, and complex issue resolution for large strategic customers across e ...

Four Hands

Senior Financial Analyst, Credit

Austin, TX · On-site

$84K - $105K/yr

The Senior Financial Analyst leads Key Account credit operations, managing customer debits, rebates, deductions, account analysis, and complex issue resolution for large strategic customers across e ...

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All JobsCredit Financial Analyst Jobs

Credit Financial Analyst information

See salary details

$38.5K

$88.1K

$118K

How much do credit financial analyst jobs pay per year?

As of Jun 30, 2026, the average yearly pay for credit financial analyst in the United States is $88,111.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $110,500.00 per year, depending on experience, location, and employer.

How do Credit Financial Analysts typically collaborate with other departments within a financial institution?

Credit Financial Analysts frequently work cross-functionally, partnering with relationship managers, risk officers, and loan underwriters to assess the creditworthiness of clients and make recommendations. They may participate in joint meetings to discuss complex deals, coordinate with legal teams to ensure compliance, and provide insights to sales teams about client risk profiles. This collaborative environment allows analysts to gain a broader understanding of the business, develop strong communication skills, and potentially open pathways to roles in credit risk management, portfolio management, or client relationship management.

What is the salary of credit analyst in JP Morgan?

The average salary for a credit analyst at JP Morgan typically ranges from $60,000 to $85,000 per year, depending on experience and location. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a Credit Financial Analyst, and why are they important?

To thrive as a Credit Financial Analyst, a strong background in finance, accounting, and quantitative analysis is essential, often supported by a bachelor's degree in finance or related field. Expertise in financial modeling software, Excel, and familiarity with credit risk assessment tools or certifications like CFA are typically required. Attention to detail, analytical thinking, and effective communication skills help analysts interpret complex data and present findings clearly. These skills ensure accurate credit evaluations, support sound lending decisions, and help mitigate financial risk for organizations.

What is the difference between Credit Financial Analyst vs Credit Analyst?

AspectCredit Financial AnalystCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA are advantageous
Work EnvironmentFinancial institutions, corporate finance departments, credit agenciesBanking institutions, lending companies, credit departments
Employer & Industry UsageUsed in banking, investment firms, and corporate finance for assessing credit riskPrimarily in banking and lending sectors for evaluating borrower creditworthiness

The main difference is that a Credit Financial Analyst typically performs in-depth financial analysis to assess credit risk and make investment or lending decisions, often requiring advanced financial skills. A Credit Analyst focuses more on evaluating individual or corporate creditworthiness to approve or deny credit applications. Both roles are essential in credit assessment but differ in scope and complexity.

What are Credit Financial Analysts?

Credit Financial Analysts are professionals who evaluate the creditworthiness of individuals, companies, or securities. They analyze financial statements, credit reports, market trends, and economic conditions to assess the risk of lending money or extending credit. Their work helps financial institutions make informed decisions about loans, credit lines, and investment opportunities. In addition to risk assessment, they may also recommend credit limits, monitor existing accounts, and identify potential financial issues. Effective Credit Financial Analysts possess strong analytical skills, attention to detail, and a solid understanding of financial markets.

What does a financial credit analyst do?

A financial credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess risk to help lenders or companies make informed lending or credit decisions, often using financial modeling and industry knowledge. Strong analytical skills and familiarity with credit scoring tools are essential for this role.

Do credit analysts make good money?

Credit analysts typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced analysts earning over $80,000. They often work in financial institutions, using skills in financial analysis and credit risk assessment, and may pursue certifications like the CFA to increase earning potential.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.
More about Credit Financial Analyst jobs
What cities are hiring for Credit Financial Analyst jobs? Cities with the most Credit Financial Analyst job openings:
What job categories do people searching Credit Financial Analyst jobs look for? The top searched job categories for Credit Financial Analyst jobs are:
Credit Financial Analyst jobs near you
Infographic showing various Credit Financial Analyst job openings in the United States as of June 2026, with employment types broken down into 6% As Needed, 53% Full Time, and 41% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,111 per year, or $42.4 per hour.
Financial Analyst

Financial Analyst

New York City Housing Development Corporation

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Key responsibilities

  • Participate in the development and monitoring of credit risk management policies and procedures.

  • Analyze lending proposals and program participant credit quality in accordance with HDC's credit policies.

  • Develop and maintain financial models for assessing credit quality and asset management.

Job description

The New York City Housing Development Corporation (HDC) is a public benefit corporation and the nation’s largest municipal Housing Finance Agency.  HDC’s programs support the construction and preservation of multi-family affordable housing in New York City.  
 
Area of Talent:  Credit Risk/Affordable Housing
Position Type:   Full Time/Exempt
Salary Range:    $70,000 to $80,000 annually
Location:             NYC/Financial District
 
Position Summary:
The Financial Analyst reports to the Managing Director-Credit Risk and will be an active participant in monitoring and analyzing HDC’s credit risk exposures, policies, and procedures.  The Financial Analyst will be responsible for performing analysis related to HDC’s credit risk exposures both in the mortgage loan portfolio as well as the short-term investment portfolio.  Additionally, the Financial Analyst will assist with special projects as directed by Risk Management staff.
 
Responsibilities:
  • Participate in the development and monitoring of credit risk management policies and procedures.
  • Analyze the various types of lending proposals in accordance with HDC’s credit policies.
  • Research and report on program participant credit quality in accordance with HDC’s credit policies.
  • Develop and maintain financial models for assessing credit quality and asset management.
  • Assist with coordination of the Corporation’s Credit Committee, including review and dissemination of credit memos and maintenance of the Committee’s minutes.
  • Monitor and update credit rating agency actions (primarily Moody’s and S&P).
  • Assist in the subsidy layering review process for projects utilizing the FHA Risk Share Program.
  • Perform the annual maintenance and operating (M&O) expense review for underwriting affordable housing development, including the research of each line item’s history and the projection of future increases.
  • Perform periodic financial reviews of HDC’s bank exposures.
  • Keep current on financial, accounting, and tax changes related to real estate and affordable housing development that may impact HDC’s credit policies.
  • Perform such other duties as assigned by the Chief Risk Officer or Managing Director-Credit Risk.
Required Qualifications:
  • Bachelor’s degree from an accredited college or university in finance, real estate, or related disciplines; 1 – 2 years of analytical experience (particularly in the affordable housing industry) would be a plus.
  • Proficiency and working knowledge of computer programs for financial analysis and database management, including Microsoft Office (Excel, Word, and PowerPoint). Knowledge of Oracle BI would be a plus.
  • Working knowledge of nationally recognized statistical ratings organizations (NRSRO) (– Moody’s and S&P).
  • Excellent oral and written communication skills.
  • Exceptional organizational skills and attention to detail.
  • Excellent data analysis and financial modeling skills.
  • Ability to work independently or in coordination with other team members.
  • Ability to multitask and prioritize multiple projects.
 
It is strongly preferred that you submit a cover letter with your resume. You may also fax your resume and cover letter to (212)227-6816. 
HDC demonstrates a strong commitment to its employees by providing a salary that is competitive and commensurate with experience and excellent benefits, including:  
  • Health Benefits at a reasonable cost 
  • Dental and Vision Benefits at no cost 
  • Retirement savings plan with a generous match and a pension plan 
  • Paid holiday, vacation, sick time and parental leave 
  • Professional development opportunities  
  • Public Service Loan Forgiveness for eligible employees  
  • Wellness reimbursement  
  • Back-up Caregiver Benefit  
HDC is an inclusive equal opportunity employer committed to recruiting and retaining a diverse workforce and providing a work environment that is free from discrimination and harassment based upon any legally protected status or protected characteristic, including but not limited to an individual's sex, race, color, ethnicity, national origin, age, religion, disability, sexual orientation, veteran status, gender identity, or pregnancy.
HDC is committed to the full inclusion of all qualified individuals. As part of this commitment, HDC will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please complete the reasonable accommodations section on the application or contact Human Resources by emailing jobs@NYCHDC.com.