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Credit Financial Analyst Jobs (NOW HIRING)

Tolleson Wealth Management

Credit Analyst

Dallas, TX · On-site

Conduct thorough financial analysis of applicants, including reviewing financial statements and tax ... Evaluate the strength of collateral offered by applicants to secure credit, ensuring its adequacy ...

RER Solutions, Inc.

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

RER Solutions, Inc.

Financial Analyst

Washington, DC · On-site

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

RER SOLUTIONS, INC

Financial Analyst

Washington, DC

The Financial Analyst will conduct comprehensive credit analyses for new loans and loan guarantee applications and participate in ongoing portfolio management activities on-site within the Department ...

Macquarie Group Limited

Credit Analyst

New York, NY · On-site

$90K - $110K/yr

We are a global financial services group operating in 30 markets with 57 years of unbroken ... Press space or enter keys to toggle section visibility As a Credit Analyst, you will support the ...

C&N

Credit Analyst II

Doylestown, PA

Financial Analysis & Loan Underwriting - Reviewing and analyzing financial statements for complex ... Credit Approval Documentation - Preparing detailed credit approval documents, and assessing ...

C&N

Credit Analyst II

Doylestown, PA · On-site

Financial Analysis & Loan Underwriting - Reviewing and analyzing financial statements for complex ... Credit Approval Documentation - Preparing detailed credit approval documents, and assessing ...

ATLANTICUS

Financial Analyst

Atlanta, GA

These products include retail and healthcare, private label credit and general-purpose credit cards ... The Role Financial Analyst Overview An industry-leading provider of alternative finance solutions ...

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All JobsCredit Financial Analyst Jobs

Credit Financial Analyst information

See salary details

$38.5K

$88.1K

$118K

How much do credit financial analyst jobs pay per year?

As of Jul 24, 2026, the average yearly pay for credit financial analyst in the United States is $88,111.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $110,500.00 per year, depending on experience, location, and employer.

How do Credit Financial Analysts typically collaborate with other departments within a financial institution?

Credit Financial Analysts frequently work cross-functionally, partnering with relationship managers, risk officers, and loan underwriters to assess the creditworthiness of clients and make recommendations. They may participate in joint meetings to discuss complex deals, coordinate with legal teams to ensure compliance, and provide insights to sales teams about client risk profiles. This collaborative environment allows analysts to gain a broader understanding of the business, develop strong communication skills, and potentially open pathways to roles in credit risk management, portfolio management, or client relationship management.

What are the key skills and qualifications needed to thrive as a Credit Financial Analyst, and why are they important?

To thrive as a Credit Financial Analyst, a strong background in finance, accounting, and quantitative analysis is essential, often supported by a bachelor's degree in finance or related field. Expertise in financial modeling software, Excel, and familiarity with credit risk assessment tools or certifications like CFA are typically required. Attention to detail, analytical thinking, and effective communication skills help analysts interpret complex data and present findings clearly. These skills ensure accurate credit evaluations, support sound lending decisions, and help mitigate financial risk for organizations.

What is the difference between Credit Financial Analyst vs Credit Analyst?

AspectCredit Financial AnalystCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA are advantageous
Work EnvironmentFinancial institutions, corporate finance departments, credit agenciesBanking institutions, lending companies, credit departments
Employer & Industry UsageUsed in banking, investment firms, and corporate finance for assessing credit riskPrimarily in banking and lending sectors for evaluating borrower creditworthiness

The main difference is that a Credit Financial Analyst typically performs in-depth financial analysis to assess credit risk and make investment or lending decisions, often requiring advanced financial skills. A Credit Analyst focuses more on evaluating individual or corporate creditworthiness to approve or deny credit applications. Both roles are essential in credit assessment but differ in scope and complexity.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. Entry-level positions may start lower, but experienced analysts with certifications like CFA can command higher pay, often supplemented by bonuses and benefits.

What are Credit Financial Analysts?

Credit Financial Analysts are professionals who evaluate the creditworthiness of individuals, companies, or securities. They analyze financial statements, credit reports, market trends, and economic conditions to assess the risk of lending money or extending credit. Their work helps financial institutions make informed decisions about loans, credit lines, and investment opportunities. In addition to risk assessment, they may also recommend credit limits, monitor existing accounts, and identify potential financial issues. Effective Credit Financial Analysts possess strong analytical skills, attention to detail, and a solid understanding of financial markets.

What does a financial credit analyst do?

A financial credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess risk to help lenders decide whether to approve credit applications and determine appropriate loan terms, often using financial modeling and industry knowledge. Strong analytical skills and familiarity with credit scoring tools are essential for this role.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

How much is the salary of a credit analyst?

The average salary of a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses.
More about Credit Financial Analyst jobs
What cities are hiring for Credit Financial Analyst jobs? Cities with the most Credit Financial Analyst job openings:
What job categories do people searching Credit Financial Analyst jobs look for? The top searched job categories for Credit Financial Analyst jobs are:
Credit Financial Analyst jobs near you
Infographic showing various Credit Financial Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $88,111 per year, or $42.4 per hour.
Financial Analyst

Financial Analyst

First New York Federal Credit Union

Albany, NY • On-site

$70K - $80K/yr

Full-time

Posted 14 days ago

Job description

Description:

The incumbent works under the direct supervision of the VP/CFO. Assists in the planning, analysis and reporting of financial activities. Responsible for product profitability analysis, budgeting, forecasting, monitoring financial performance and supporting strategic initiatives that promote financial strength and long term success. Develop reports and performance metrics that help management evaluate the effectiveness and profitability of products and services. Provide departments with financial reports, data analysis, and performance metrics to support decision making and improve the effectiveness of products, services and operations.


Duties & Responsibilities

  • Analyze the profitability and usage of all products and services on a regular basis; recommend improvements.
  • Support strategic planning and development through financial analysis and forecasting
  • Support project teams by providing reports, analysis and performance data to help projects stay on track and achieve their goals.
  • Create analytical reports to support a variety of projects and products.
  • Evaluate financial implications of new products, services and strategic initiatives.
  • Extract, organize and provide ad hoc member data to managers from various systems.
  • Work with the AI and Data team to automate reports, dashboards and financial analysis tools so information is faster, more accurate and easier to produce.
  • Conduct scenario modeling and financial impact analysis to assess the effects of changes in interest rates, loan growth, deposits and other key financial drivers.
  • Prepare reports, analysis and presentations for ALCO, pricing and lending committees to support financial decision making and performance oversight.
  • Develop, monitor and report on the annual budget and asset/liability management forecasting program, including expense forecasting, variance analysis and periodic reforecasting to reflect changing business conditions and financial expectations.
  • Identify and explain income statement budget variances monthly.
  • Monitors all balance sheet, income and expense accounts monthly and recommends methods and techniques for eliminating or minimizing costs.
  • Ensure sound fiscal management by monitoring and forecasting operating expenses and recommending cost-saving strategies.
  • Administer the CECL based Allowance for Credit Losses (ACL) methodology, including analysis for loans loss trends, reserve adequacy and reporting to management.
  • Assist the CFO in the development and execution of the credit union’s investment strategy.
  • Prepare various monthly and quarterly reports for senior management, ALCO and the Board as needed.
  • Ensure ongoing data integrity across the organization.
  • Perform other duties and responsibilities as required or assigned.
Requirements:
  • A BS or BA degree in Business Administration, Accounting or Finance.
  • Three years of financial institution or relevant experience.
  • Knowledge of general ledger and accounting systems.
  • Ability to prepare and interpret financial and statistical reports.
  • Strong analytical skills.
  • Strong written and oral communication skills.
  • PC/Internet literate with strong knowledge of Microsoft Excel and Word.

Work Schedule

Monday - Friday 8:15am - 5:00pm


Work Location

Fully On-Site