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Credit Financial Analyst Jobs (NOW HIRING)

Elevations Credit Union

Financial Analyst

Broomfield, CO · Hybrid

$71K - $89K/yr

Elevations Credit Union- Broomfield Basecamp * Hybrid: Employees who are able to perform the ... Evaluates financial performance and provides recommendations to management for achieving FP&A and ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Description Position Summary Seeking a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis / data science position. The Products team is responsible for ...

Credit One Bank

Financial Analyst III

Las Vegas, NV

$82K - $102K/yr

Position Summary The Senior Financial Analyst will be responsible for managing existing customer ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Credit One Bank

Financial Analyst III

Las Vegas, NV · On-site

$82K - $102K/yr

Position Summary The Senior Financial Analyst will be responsible for managing existing customer ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Position Summary Seeking a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis / data science position. The Products team is responsible for profitably ...

Relay Payments

Credit Analyst

Atlanta, GA · Hybrid

Underwrite new and existing credit requests through financial analysis, due diligence, and review of customer credit needs. * Follow up with customers regarding application requirements. * Coordinate ...

Relay Payments

Credit Analyst

Atlanta, GA · On-site

Underwrite new and existing credit requests through financial analysis, due diligence, and review of customer credit needs. * Follow up with customers regarding application requirements. * Coordinate ...

Credit One Bank

Financial Analyst III

Las Vegas, NV

$82K - $102K/yr

The Senior Financial Analyst will be performing deep dive analysis at the program level and ad hoc ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Lead Financial Analyst Position Summary We are currently looking for a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis/data science position. The ...

Midland Credit Management

Financial Analyst

San Diego, CA · On-site

$78K - $102K/yr

The Financial Analyst responsibilities include financial planning and analysis, budgeting ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

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All JobsCredit Financial Analyst Jobs

Credit Financial Analyst information

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$38.5K

$88.1K

$118K

How much do credit financial analyst jobs pay per year?

As of Jul 23, 2026, the average yearly pay for credit financial analyst in the United States is $88,111.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $110,500.00 per year, depending on experience, location, and employer.

How do Credit Financial Analysts typically collaborate with other departments within a financial institution?

Credit Financial Analysts frequently work cross-functionally, partnering with relationship managers, risk officers, and loan underwriters to assess the creditworthiness of clients and make recommendations. They may participate in joint meetings to discuss complex deals, coordinate with legal teams to ensure compliance, and provide insights to sales teams about client risk profiles. This collaborative environment allows analysts to gain a broader understanding of the business, develop strong communication skills, and potentially open pathways to roles in credit risk management, portfolio management, or client relationship management.

What are the key skills and qualifications needed to thrive as a Credit Financial Analyst, and why are they important?

To thrive as a Credit Financial Analyst, a strong background in finance, accounting, and quantitative analysis is essential, often supported by a bachelor's degree in finance or related field. Expertise in financial modeling software, Excel, and familiarity with credit risk assessment tools or certifications like CFA are typically required. Attention to detail, analytical thinking, and effective communication skills help analysts interpret complex data and present findings clearly. These skills ensure accurate credit evaluations, support sound lending decisions, and help mitigate financial risk for organizations.

What is the difference between Credit Financial Analyst vs Credit Analyst?

AspectCredit Financial AnalystCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA are advantageous
Work EnvironmentFinancial institutions, corporate finance departments, credit agenciesBanking institutions, lending companies, credit departments
Employer & Industry UsageUsed in banking, investment firms, and corporate finance for assessing credit riskPrimarily in banking and lending sectors for evaluating borrower creditworthiness

The main difference is that a Credit Financial Analyst typically performs in-depth financial analysis to assess credit risk and make investment or lending decisions, often requiring advanced financial skills. A Credit Analyst focuses more on evaluating individual or corporate creditworthiness to approve or deny credit applications. Both roles are essential in credit assessment but differ in scope and complexity.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. Entry-level positions may start lower, but experienced analysts with certifications like CFA can command higher pay, often supplemented by bonuses and benefits.

What are Credit Financial Analysts?

Credit Financial Analysts are professionals who evaluate the creditworthiness of individuals, companies, or securities. They analyze financial statements, credit reports, market trends, and economic conditions to assess the risk of lending money or extending credit. Their work helps financial institutions make informed decisions about loans, credit lines, and investment opportunities. In addition to risk assessment, they may also recommend credit limits, monitor existing accounts, and identify potential financial issues. Effective Credit Financial Analysts possess strong analytical skills, attention to detail, and a solid understanding of financial markets.

What does a financial credit analyst do?

A financial credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess risk to help lenders decide whether to approve credit applications and determine appropriate loan terms, often using financial modeling and industry knowledge. Strong analytical skills and familiarity with credit scoring tools are essential for this role.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

How much is the salary of a credit analyst?

The average salary of a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses.
More about Credit Financial Analyst jobs
What cities are hiring for Credit Financial Analyst jobs? Cities with the most Credit Financial Analyst job openings:
What job categories do people searching Credit Financial Analyst jobs look for? The top searched job categories for Credit Financial Analyst jobs are:
Credit Financial Analyst jobs near you
Infographic showing various Credit Financial Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $88,111 per year, or $42.4 per hour.
Financial Services Analyst

Financial Services Analyst

D and H Distributing Co

Harrisburg, PA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 25 days ago

D&H Distributing rating

6.1

Company rating: 6.1 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

299th of 370 rated retail wholesalers

Job description

Financial Services Analyst
This is a hybrid role that can be based in either Harrisburg, PA or Tampa, FL.
D&H is growing! Join 100+ year old Employee-Owned technology distributor, offering end-to-end solutions for today's resellers, retailers, and the clients they serve across the SMB and Consumer markets.
• We are empowered by our employee Co-Owners who provide the industry's best service, and we promote a collaborative culture.
• We offer an Employee Stock Ownership Plan, 401k, Paid Time Off, Medical, Prescription, Dental and Vision benefits as well as Gym Reimbursement, Work from Home Reimbursement, Employee Purchase Program, Tuition Assistance and much more!
• As a D&H Co-Owner you receive numerous discounts on services.
• We feel strongly about giving back to the community and promoting sustainable, eco-friendly business practices.
SUMMARY
Responsible for assisting in preparation, coordination, and documentation of financial analysis projects. Provides analytical support for forward-looking financial and business-related projects. Assists in the preparation of forecasts and analysis of trends in general business conditions, and other related areas. Assists in financial forecasting and reconciliation of internal accounts.
Responsibilities
  • Responsible for the credit decision on new and existing customers. Ensure that decisions are sound and adhere to D&H Credit policy. Ensure that decisions maintain receivable portfolio, or portion thereof, as assigned, is maintained in the highest quality possible related to sale ability, delinquencies, and bad debt.
  • Execute all duties with a high degree of accuracy and efficiency.
  • High degree of expertise in several discrete software applications required.
  • Communicate with co-workers and customers in a professional and positive manner.
  • Read and interpret a variety of credit data.

Requirements
  • Four-year degree in business, finance, economics or similar required.

• Experience in credit, financial analysis, and accounting is very helpful.
Why Should You Apply?
  • Opportunities for growth and development
  • Great benefits
  • Competitive industry pay
  • Excellent Work/Life Balance

EOE

What D&H Distributing employees say

Pay

Benefits

Hours and flexibility

Workplace

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About D&H Distributing

Sourced by ZipRecruiter

D&H is one of Forbes Top Largest Private Companies and brings the latest brands and technology solutions to etailers, retailers and providers across North America. With 106 years of experience, D&H partners with top brands to offer the latest in IT and electronics to thousands of accounts nationally. As a privately held Employee Stock Ownership Plan, D&H's team of employees are vested in the success of the company as they too are c -owners of the organization.

Industry

Computer and computer peripheral equipment and software wholesalers

Company size

1,001 - 5,000 Employees

Headquarters location

Harrisburg, PA, US

Year founded

1918

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