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Credit Financial Analyst Jobs (NOW HIRING)

Attain Finance

Financial Analyst

Greenville, SC · On-site +1

$70K - $90K/yr

Join a leading consumer credit lender that thrives on innovation and collaboration, where your ... Responsibilities As a Financial Analyst, you will play a critical role in developing financial ...

Zionsbank Corp

Credit Analyst - Seattle, WA

Seattle, WA · On-site

$82K - $114K/yr

The Credit Analyst provides top notch customer service to our clients and customers at our ... Analyzes financial statements and related material. * Analyzes financial conditions and trends.

Zionsbank Corp

Credit Analyst - Seattle, WA

Seattle, WA · On-site

$79K - $114K/yr

The Credit Analyst provides top notch customer service to our clients and customers at our ... Analyzes financial statements and related material. * Analyzes financial conditions and trends.

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Position Summary Seeking a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis / data science position. The Products team is responsible for profitably ...

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Description Position Summary Seeking a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis / data science position. The Products team is responsible for ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Credit One Bank

Lead Financial Analyst

Las Vegas, NV · Hybrid

Position Summary Seeking a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis / data science position. The Products team is responsible for profitably ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Elevations Credit Union

Financial Analyst

Broomfield, CO · Hybrid

$71K - $89K/yr

Elevations Credit Union- Broomfield Basecamp * Hybrid: Employees who are able to perform the ... Evaluates financial performance and provides recommendations to management for achieving FP&A and ...

Countybank

Financial Analyst

Greenwood, SC · On-site

Financial Analyst Countybank Location: Greenwood, South Carolina (on-site) Countybank is seeking a ... This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate ...

Credit One Bank

Financial Analyst III

Las Vegas, NV

$82K - $102K/yr

Position Summary The Senior Financial Analyst will be responsible for managing existing customer ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Credit One Bank

Financial Analyst III

Las Vegas, NV

$82K - $102K/yr

The Senior Financial Analyst will be performing deep dive analysis at the program level and ad hoc ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Credit One Bank

Financial Analyst III

Las Vegas, NV

$82K - $102K/yr

Position Summary The Senior Financial Analyst will be responsible for managing existing customer ... Optimize strategies to grow the company's bottom line including testing of various fees, credit ...

Midland Credit Management

Financial Analyst

San Diego, CA · On-site

$78K - $102K/yr

The Financial Analyst responsibilities include financial planning and analysis, budgeting ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

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All JobsCredit Financial Analyst Jobs

Credit Financial Analyst information

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$38.5K

$88.1K

$118K

How much do credit financial analyst jobs pay per year?

As of Jun 30, 2026, the average yearly pay for credit financial analyst in the United States is $88,111.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $110,500.00 per year, depending on experience, location, and employer.

How do Credit Financial Analysts typically collaborate with other departments within a financial institution?

Credit Financial Analysts frequently work cross-functionally, partnering with relationship managers, risk officers, and loan underwriters to assess the creditworthiness of clients and make recommendations. They may participate in joint meetings to discuss complex deals, coordinate with legal teams to ensure compliance, and provide insights to sales teams about client risk profiles. This collaborative environment allows analysts to gain a broader understanding of the business, develop strong communication skills, and potentially open pathways to roles in credit risk management, portfolio management, or client relationship management.

What is the salary of credit analyst in JP Morgan?

The average salary for a credit analyst at JP Morgan typically ranges from $60,000 to $85,000 per year, depending on experience and location. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a Credit Financial Analyst, and why are they important?

To thrive as a Credit Financial Analyst, a strong background in finance, accounting, and quantitative analysis is essential, often supported by a bachelor's degree in finance or related field. Expertise in financial modeling software, Excel, and familiarity with credit risk assessment tools or certifications like CFA are typically required. Attention to detail, analytical thinking, and effective communication skills help analysts interpret complex data and present findings clearly. These skills ensure accurate credit evaluations, support sound lending decisions, and help mitigate financial risk for organizations.

What is the difference between Credit Financial Analyst vs Credit Analyst?

AspectCredit Financial AnalystCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA are advantageous
Work EnvironmentFinancial institutions, corporate finance departments, credit agenciesBanking institutions, lending companies, credit departments
Employer & Industry UsageUsed in banking, investment firms, and corporate finance for assessing credit riskPrimarily in banking and lending sectors for evaluating borrower creditworthiness

The main difference is that a Credit Financial Analyst typically performs in-depth financial analysis to assess credit risk and make investment or lending decisions, often requiring advanced financial skills. A Credit Analyst focuses more on evaluating individual or corporate creditworthiness to approve or deny credit applications. Both roles are essential in credit assessment but differ in scope and complexity.

What are Credit Financial Analysts?

Credit Financial Analysts are professionals who evaluate the creditworthiness of individuals, companies, or securities. They analyze financial statements, credit reports, market trends, and economic conditions to assess the risk of lending money or extending credit. Their work helps financial institutions make informed decisions about loans, credit lines, and investment opportunities. In addition to risk assessment, they may also recommend credit limits, monitor existing accounts, and identify potential financial issues. Effective Credit Financial Analysts possess strong analytical skills, attention to detail, and a solid understanding of financial markets.

What does a financial credit analyst do?

A financial credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess risk to help lenders or companies make informed lending or credit decisions, often using financial modeling and industry knowledge. Strong analytical skills and familiarity with credit scoring tools are essential for this role.

Do credit analysts make good money?

Credit analysts typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced analysts earning over $80,000. They often work in financial institutions, using skills in financial analysis and credit risk assessment, and may pursue certifications like the CFA to increase earning potential.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.
More about Credit Financial Analyst jobs
What cities are hiring for Credit Financial Analyst jobs? Cities with the most Credit Financial Analyst job openings:
What job categories do people searching Credit Financial Analyst jobs look for? The top searched job categories for Credit Financial Analyst jobs are:
Credit Financial Analyst jobs near you
Infographic showing various Credit Financial Analyst job openings in the United States as of June 2026, with employment types broken down into 6% As Needed, 53% Full Time, and 41% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,111 per year, or $42.4 per hour.

Credit Risk Analyst

MSIG Holdings USA, Inc.

Alexandria, VA • On-site

Full-time

Posted 22 days ago

Key responsibilities

  • Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.

  • Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.

  • Provide objective credit and political risk analysis to underwriters for new submissions and renewals.

Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department's risk selection, exposure monitoring, and policy development, ensuring alignment with the company's risk appetite and strategic objectives.

Key Responsibilities

  • Credit & Financial Analysis

    • Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
    • Develop credit profiles and internal ratings to support underwriting decisions.
    • Maintain financial models and provide forward-looking assessments of credit risk.

    Country & Political Risk Assessment

    • Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
    • Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
    • Contribute to country risk ratings and exposure management strategies.

    Underwriting Support

    • Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
    • Draft concise credit memoranda summarizing key risks and recommendations for internal review.
    • Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.

    Portfolio Monitoring & Reporting

    • Track counterparty and country exposures across the portfolio.
    • Monitor and escalate adverse credit or political developments that may impact insured risks.
    • Assist in portfolio stress testing, scenario analysis, and concentration management.

    Internal Collaboration

    • Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
    • Contribute to refining risk assessment methodologies, models, and underwriting tools.
    • Prepare internal reports and presentations for risk committees and senior management.

    Qualifications

    • Bachelor's degree in Finance, Economics, Accounting, International Relations, or related field; advanced degree or CFA designation preferred.
    • 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
    • Strong financial statement analysis and credit modeling skills.
    • Knowledge of political and country risk factors impacting international trade and investment.
    • High attention to detail and strong problem-solving ability.
    • Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody's, Fitch).
    • Strong written and verbal communication skills for internal reporting and presentations.
    • Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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