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Credit Check Jobs in California (NOW HIRING)

Axos Bank

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre ...

Axos Bank

Credit Analyst I

San Diego, CA · On-site

$20 - $31/hr

Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre ...

SESLOC Credit Union

Teller

Atascadero, CA · On-site

$21.25 - $23.75/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment. Job Posted by ApplicantPro

SESLOC Credit Union

Teller

Arroyo Grande, CA · On-site

$21.25 - $23.75/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment. Job Posted by ApplicantPro

SESLOC Credit Union

Teller

Atascadero, CA · On-site

$21.25 - $23.75/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment.

SESLOC Credit Union

Teller

Arroyo Grande, CA · On-site

$21.25 - $23.75/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment.

SESLOC Federal Credit Union

Teller

Atascadero, CA

$17 - $21.25/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment.

SESLOC Federal Credit Union

Teller

Arroyo Grande, CA · On-site

$16.75 - $21/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment.

SESLOC Credit Union

BSA Analyst

San Luis Obispo, CA · On-site

$27.79 - $32.69/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment. Job Posted by ApplicantPro

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Credit Check information

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$32

How much do credit check jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for credit check in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What is a credit check?

A credit check is a process where a person's or organization's credit history is reviewed, usually by a lender or employer, to assess their creditworthiness. It involves looking at information such as previous loans, payment history, outstanding debts, and overall credit score. Credit checks are commonly performed when applying for loans, credit cards, rentals, or jobs that require financial responsibility. The results help determine whether the applicant is likely to repay borrowed funds or manage financial obligations responsibly.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with credit risk modeling tools, financial statement analysis software, and proficiency in Excel or similar platforms is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for evaluating risk and presenting findings. These competencies ensure accurate risk assessments and sound credit decisions, which are crucial for minimizing financial losses and supporting business growth.

What are some common challenges faced by professionals conducting credit checks, and how can they be managed?

Professionals conducting credit checks often encounter challenges such as incomplete or inconsistent applicant data, tight turnaround times for processing requests, and the need to balance accuracy with efficiency. To manage these issues, it's essential to develop strong attention to detail, maintain clear communication with applicants or internal teams for clarifications, and stay updated on regulatory requirements regarding data privacy. Leveraging credit reporting tools and adhering to standardized processes can also help streamline workflows and minimize errors.

What is the difference between Credit Check vs Credit Analyst?

AspectCredit CheckCredit Analyst
Required CredentialsBasic background check, sometimes credit report accessDegree in finance, economics, or related field; certifications often preferred
Work EnvironmentOften performed by HR or lending institutions; administrative settingFinancial institutions, banks, or credit agencies; analytical environment
Employer & Industry UsageUsed by lenders, landlords, employers for screeningUsed by banks, credit bureaus, and financial firms for risk assessment
Search & Comparison IntentUnderstanding screening processes or background checksAssessing creditworthiness and financial risk

While a credit check involves reviewing an individual's credit report for screening purposes, a credit analyst evaluates credit data to determine financial risk and make lending decisions. Both roles are integral to financial and lending industries but serve different functions in the credit process.

What kind of jobs run credit checks?

Jobs that involve financial responsibilities, access to sensitive information, or positions in banking, finance, or government often require credit checks. These checks help employers assess a candidate's financial responsibility and trustworthiness, especially for roles such as financial advisors, loan officers, or executive positions. Some companies also perform credit checks as part of background screening processes.

What shows up on a credit check for a job?

A credit check for a job typically reveals your credit report, which includes your credit history, outstanding debts, payment history, and public records such as bankruptcies or liens. Employers use this information to assess financial responsibility, especially for roles involving financial management or access to sensitive information. The check is usually conducted with your consent and may involve a soft or hard inquiry depending on the employer's policies.

What are popular job titles related to Credit Check jobs in California?

For Credit Check jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Check jobs in California look for?

The top searched job categories for Credit Check jobs in California are:

Credit Check jobs near you
Infographic showing various Credit Check job openings in California as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 2% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $47,607 per year, or $22.9 per hour.

Credit Analyst I

Axos Bank

San Diego, CA • On-site

$20 - $31/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Job description

Axos Bank
Target Range:
$20.00/Hr. - $31.00/Hr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit files, tracking document receipt and exceptions, preparing credit-related reports, coordinating with internal stakeholders on outstanding documentation, and ensuring data integrity within the loan administration system.
This role is critical to maintaining complete, compliant, and audit-ready credit records for the bank's third-party credit relationships.
Responsibilities:
  • Perform loan research and analysis as directed
  • Assist in the monitoring of a portfolio of commercial loans
  • Complete ad hoc credit analysis as directed, for a specific component of a loan
  • Complete projects and process improvements as directed

Qualifications:
  • Bachelor's degree in Finance, Business Administration, Accounting, or related field required
  • 0-2 years of experience in credit administration, loan operations, or banking
  • Exposure to loan documentation, credit file management, or document tracking preferred

Axos Employee Benefits May Include:
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
IER Right to Work Poster (English/Spanish)
E-Verify Participation Poster (English/Spanish)

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