ZipRecruiter

Log In

1

Credit Check Jobs in California (NOW HIRING)

Axos Bank

Sr. Portfolio Associate

San Diego, CA · On-site

$75K - $87K/yr

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a ...

Axos Bank

Sr. Portfolio Associate

San Diego, CA

$75K - $87K/yr

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a ...

next page

Showing results 1-20

All JobsCredit Check JobsCredit Check Jobs in California

Credit Check information

See California salary details

$12

$22

$32

How much do credit check jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for credit check in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with credit risk modeling tools, financial statement analysis software, and proficiency in Excel or similar platforms is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for evaluating risk and presenting findings. These competencies ensure accurate risk assessments and sound credit decisions, which are crucial for minimizing financial losses and supporting business growth.

What are some common challenges faced by professionals conducting credit checks, and how can they be managed?

Professionals conducting credit checks often encounter challenges such as incomplete or inconsistent applicant data, tight turnaround times for processing requests, and the need to balance accuracy with efficiency. To manage these issues, it's essential to develop strong attention to detail, maintain clear communication with applicants or internal teams for clarifications, and stay updated on regulatory requirements regarding data privacy. Leveraging credit reporting tools and adhering to standardized processes can also help streamline workflows and minimize errors.

What is a credit check?

A credit check is a process where a person's or organization's credit history is reviewed, usually by a lender or employer, to assess their creditworthiness. It involves looking at information such as previous loans, payment history, outstanding debts, and overall credit score. Credit checks are commonly performed when applying for loans, credit cards, rentals, or jobs that require financial responsibility. The results help determine whether the applicant is likely to repay borrowed funds or manage financial obligations responsibly.

What is the difference between Credit Check vs Credit Analyst?

AspectCredit CheckCredit Analyst
Required CredentialsBasic background check, sometimes credit report accessDegree in finance, economics, or related field; certifications often preferred
Work EnvironmentOften performed by HR or lending institutions; administrative settingFinancial institutions, banks, or credit agencies; analytical environment
Employer & Industry UsageUsed by lenders, landlords, employers for screeningUsed by banks, credit bureaus, and financial firms for risk assessment
Search & Comparison IntentUnderstanding screening processes or background checksAssessing creditworthiness and financial risk

While a credit check involves reviewing an individual's credit report for screening purposes, a credit analyst evaluates credit data to determine financial risk and make lending decisions. Both roles are integral to financial and lending industries but serve different functions in the credit process.

What are popular job titles related to Credit Check jobs in California? For Credit Check jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Check jobs in California look for? The top searched job categories for Credit Check jobs in California are:
Credit Check jobs near you
Infographic showing various Credit Check job openings in California as of July 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution, with an average salary of $47,607 per year, or $22.9 per hour.
SVP, Credit Administrator - Leveraged Finance

SVP, Credit Administrator - Leveraged Finance

Axos Bank

San Diego, CA

$125K - $200K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Axos Bank

Target Range:

$125,000.00/Yr. - $200,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 25%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

*Target bonus can range from 25%-50% depending on level of experience*
The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.

Responsibilities:

  • As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented
  • Credit products covered may include, but not be limited to: primarily cash flow leveraged loans
  • Approve proposed extensions of credit within authorized loan limits
  • Develop alternative strategies on complex credits through a collaborative effort with business units
  • Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action
  • Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers
  • Approve periodic loan reviews and confirm the accuracy of the risk rating
  • Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching
  • Assist in managing problem loan credits
  • Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions
  • Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures

Qualifications:

  • Bachelor's degree
  • 15+ years' related experience
  • Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
  • Superior Credit Analysis skills
  • Completion of a formal Credit Training Program at a major financial institution
  • Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
  • Ability to work in a team environment

Axos Employee Benefits May Include:

  • Medical, Dental, Vision, and Life Insurance

  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)

  • HSA or FSA account and other voluntary benefits

  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

Apply