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Credit Check Jobs in California (NOW HIRING)

BSA Analyst

San Luis Obispo, CA ยท On-site

$27.79 - $32.69/hr

Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment. Job Posted by ApplicantPro

Showing results 21-40

Credit Check information

See California salary details

$12

$22

$32

How much do credit check jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for credit check in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What kind of jobs run credit checks?

Jobs that involve financial responsibilities, access to sensitive information, or positions in banking, finance, or government often require credit checks. These checks help employers assess a candidate's financial responsibility and trustworthiness, especially for roles such as financial advisors, loan officers, or executive positions. Some companies also perform credit checks for customer-facing roles or positions with security clearance requirements.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with credit risk modeling tools, financial statement analysis software, and proficiency in Excel or similar platforms is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for evaluating risk and presenting findings. These competencies ensure accurate risk assessments and sound credit decisions, which are crucial for minimizing financial losses and supporting business growth.

What are some common challenges faced by professionals conducting credit checks, and how can they be managed?

Professionals conducting credit checks often encounter challenges such as incomplete or inconsistent applicant data, tight turnaround times for processing requests, and the need to balance accuracy with efficiency. To manage these issues, it's essential to develop strong attention to detail, maintain clear communication with applicants or internal teams for clarifications, and stay updated on regulatory requirements regarding data privacy. Leveraging credit reporting tools and adhering to standardized processes can also help streamline workflows and minimize errors.

What is a credit check?

A credit check is a process where a person's or organization's credit history is reviewed, usually by a lender or employer, to assess their creditworthiness. It involves looking at information such as previous loans, payment history, outstanding debts, and overall credit score. Credit checks are commonly performed when applying for loans, credit cards, rentals, or jobs that require financial responsibility. The results help determine whether the applicant is likely to repay borrowed funds or manage financial obligations responsibly.

What is the difference between Credit Check vs Credit Analyst?

AspectCredit CheckCredit Analyst
Required CredentialsBasic background check, sometimes credit report accessDegree in finance, economics, or related field; certifications often preferred
Work EnvironmentOften performed by HR or lending institutions; administrative settingFinancial institutions, banks, or credit agencies; analytical environment
Employer & Industry UsageUsed by lenders, landlords, employers for screeningUsed by banks, credit bureaus, and financial firms for risk assessment
Search & Comparison IntentUnderstanding screening processes or background checksAssessing creditworthiness and financial risk

While a credit check involves reviewing an individual's credit report for screening purposes, a credit analyst evaluates credit data to determine financial risk and make lending decisions. Both roles are integral to financial and lending industries but serve different functions in the credit process.

Infographic showing various Credit Check job openings in California as of August 2026, with employment types broken down into 1% As Needed, 58% Full Time, 37% Part Time, 2% Temporary, and 2% Contract. Highlights an 97% Physical, and 3% Remote job distribution, with an average salary of $47,607 per year, or $22.9 per hour.

Senior Business Lending Relationship Manager

SESLOC Credit Union

San Luis Obispo, CA โ€ข On-site

$120K - $156K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 29 days ago


Job description

Senior Business Lending Relationship ManagerAt SESLOC, it is the people that make the place. Rooted in academics, and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals are serious business.Job Summary:The Senior Business Lending Relationship manager drives new business growth through proactive prospecting and relationship development, originating commercial real estate and business loans to meet member and organizational goals. Delivers tailored financing solutions aligned with member needs. Structures and underwrites loans by gathering and analyzing financial information, assessing credit risk, and recommending appropriate loan terms. Manages an ongoing portfolio of member business loans, with accountability for portfolio quality, profitability, and performance.For a detailed description of job responsibilities, please view the attached job description.Key Qualifications:Demonstrated success in business development, including cultivating new relationships and expanding existing commercial portfoliosAbility to achieve production expectations through proactive sourcing effortsStrong financial and credit analysis skills, including the ability to analyze tax returns, financial statements, and cash flowExperience structuring and underwriting commercial real estate and business loans, including lines of credit and term financingAbility to manage complex lending relationships and maintain a high-performing portfolio Knowledge of commercial lending practices, risk assessment, and regulatory requirementsStrong interpersonal, communication, and relationship-building skills with the ability to work cross-functionallyAbility to balance multiple priorities, manage deadlines, and exercise sound judgment in decision-makingCommitment to staying informed on industry trends and market conditions that impact commercial lendingEducation/Experience:A bachelor's degree in Business, Finance, Economics or related field and five to eight years of progressive commercial lending or related experience with a financial institution, or an equivalent combination of education and experience.SESLOC has a collegial, team focused work environment. We offer competitive compensation and excellent benefits including fully paid employee medical, dental and vision; vacation, sick, holiday time off; and a 401k with generous employer match.Be sure to attach a cover letter explaining how you are the perfect fit for this role and a current resume.EOEAs part of the recruitment process, SESLOC may run a bond check, credit check and criminal history check as part of the recruitment process.  If SESLOC runs these reports, we will obtain your authorization first. 
Job Posted by ApplicantPro