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Credit Card Risk Analyst Jobs (NOW HIRING)

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

Alliant

Principal Credit Risk Analyst

Chicago, IL · On-site

$119K - $204K/yr

Analyze origination risk factors and recommend improvements in underwriting criteria and loan ... as credit card, HELOCs, etc., and recommend line management strategies. * Support new data ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

PSECU

Credit Risk Analyst

Harrisburg, PA

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site +1

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as ...

HR Power 10

Credit & Risk Analyst

Louisville, KY · On-site

... market risk dynamics. Key Responsibilities Borrower Credit & Experience Analysis Lead all borrower pre-approval underwriting with a structured, evidence-based approach. Evaluate historical flip ...

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Credit Card Risk Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit card risk analyst jobs pay per year?

As of Jun 24, 2026, the average yearly pay for credit card risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Card Risk Analysts in their daily work?

Credit Card Risk Analysts often encounter the challenge of balancing fraud prevention with a positive customer experience. They must analyze large volumes of transaction data to identify unusual patterns without causing unnecessary account holds or declines for legitimate customers. Staying current with rapidly evolving fraud techniques and regulatory requirements is also essential. Collaboration with data scientists, compliance teams, and customer service is frequent to ensure holistic risk management and effective communication across departments.

What are the key skills and qualifications needed to thrive as a Credit Card Risk Analyst, and why are they important?

To thrive as a Credit Card Risk Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of credit risk principles. Proficiency with data analysis tools like SAS, SQL, and Excel, as well as familiarity with risk modeling systems and credit bureau data, is typically required. Attention to detail, critical thinking, and effective communication are vital soft skills for interpreting data and collaborating with cross-functional teams. These competencies are crucial for identifying potential risks, minimizing losses, and ensuring the financial health of credit card portfolios.

What does a Credit Card Risk Analyst do?

A Credit Card Risk Analyst evaluates the potential risks associated with credit card lending and transactions. They analyze customer credit data, spending behavior, and market trends to identify potential fraud and minimize financial losses for the issuing bank or financial institution. Their responsibilities also include developing risk models, setting credit limits, and making recommendations to improve credit policies and procedures. By monitoring account activities and assessing overall creditworthiness, they help ensure responsible lending and protect the institution from significant risk exposure.
More about Credit Card Risk Analyst jobs
What job categories do people searching Credit Card Risk Analyst jobs look for? The top searched job categories for Credit Card Risk Analyst jobs are:
Credit Card Risk Analyst jobs near you
Infographic showing various Credit Card Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.
Credit Risk Analyst I - P1

Credit Risk Analyst I - P1

Credit One Bank

Las Vegas, NV

Full-time

Posted 2 days ago

Job description

Position Summary
This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue-based products.
Summary of Essential Job Functions
  • Provide analysis and assist in building business processes including identification of internal control risks.
  • Produce narrative, presentations, reports, and analysis commensurate with the standards expected by senior management.
  • Utilize financial analytical skills and be able to read, interpret, and evaluate, financial time-series tracking reports (including vintage analysis).
  • Have fundamental knowledge of credit scoring, credit underwriting, and credit risk management.
  • Perform other duties as assigned
Position Requirements
  • Bachelor’s Degree in Economics, Finance, Business, Math or related field.
  • 1+ years analytical experience in Banking, Finance, or Gaming.
  • Technical competencies using SAS Enterprise Guide and Miner and/or SQL, Excel and Tableau are desired.
  • Effective data mining skills and the ability to explain changing data dynamics.
  • Intellectual horsepower with problem solving and analytical skills.
  • Knowledge of financial analysis and profitability drivers.
  • Self-starter, who can work independently with a high degree of organization on several projects at one time.
  • Sufficient self-confidence and ability to propose new ideas/solutions.
  • Ability to quickly assimilate and analyze large amounts of information.
  • Must be proficient in financial modeling procedures.
  • Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
Preferred
  • Advanced degree
  • Consumer Credit Card industry experience

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.