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Credit Card Risk Analyst Jobs (NOW HIRING)

Flex

Portfolio Risk Analytics Lead

Concord, NC · Remote

$150K - $250K/yr

Own end-to-end portfolio risk analytics for Flex's credit card book across small business and consumer segments -- end-to-end meaning full lifecycle visibility, from pre-acquisition through charge ...

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH · On-site

The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... card experience is a plus * Strong analytical and problem-solving skills * Must have strong ...

Flex

Portfolio Risk Analytics Lead

Own end-to-end portfolio risk analytics for Flex's credit card book across small business and consumer segments - end-to-end meaning full lifecycle visibility, from pre-acquisition through charge-off:

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... card experience is a plus * Strong analytical and problem-solving skills * Must have strong ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

TreviPay

Credit Risk Analyst II

Overland Park, KS

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in ... card experience is a plus * Strong analytical and problem-solving skills * Must have strong ...

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Credit Card Risk Analyst information

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$37K

$113.9K

$197.5K

How much do credit card risk analyst jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit card risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Card Risk Analysts in their daily work?

Credit Card Risk Analysts often encounter the challenge of balancing fraud prevention with a positive customer experience. They must analyze large volumes of transaction data to identify unusual patterns without causing unnecessary account holds or declines for legitimate customers. Staying current with rapidly evolving fraud techniques and regulatory requirements is also essential. Collaboration with data scientists, compliance teams, and customer service is frequent to ensure holistic risk management and effective communication across departments.

What are the key skills and qualifications needed to thrive as a Credit Card Risk Analyst, and why are they important?

To thrive as a Credit Card Risk Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of credit risk principles. Proficiency with data analysis tools like SAS, SQL, and Excel, as well as familiarity with risk modeling systems and credit bureau data, is typically required. Attention to detail, critical thinking, and effective communication are vital soft skills for interpreting data and collaborating with cross-functional teams. These competencies are crucial for identifying potential risks, minimizing losses, and ensuring the financial health of credit card portfolios.

What does a Credit Card Risk Analyst do?

A Credit Card Risk Analyst evaluates the potential risks associated with credit card lending and transactions. They analyze customer credit data, spending behavior, and market trends to identify potential fraud and minimize financial losses for the issuing bank or financial institution. Their responsibilities also include developing risk models, setting credit limits, and making recommendations to improve credit policies and procedures. By monitoring account activities and assessing overall creditworthiness, they help ensure responsible lending and protect the institution from significant risk exposure.
More about Credit Card Risk Analyst jobs
What job categories do people searching Credit Card Risk Analyst jobs look for? The top searched job categories for Credit Card Risk Analyst jobs are:
Credit Card Risk Analyst jobs near you
Card Risk Portfolio Analytics VP

Card Risk Portfolio Analytics VP

JPMorgan Chase & Co.

Columbus, OH • On-site

Full-time

Medical, Retirement

Re-posted 26 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 491 frontline employees who took The Breakroom Quiz

58th of 149 rated banks

Job description


Bring your expertise to JPMorgan Chase. As part of our Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Card Risk Portfolio Analytics Lead, you'll work with the risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring.
Job Responsibilities:
  • Directly manage a team of analytics professionals to deliver analysis on emerging trends in the card portfolio and influence improvements to card risk management
  • Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
  • Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
  • Conduct ad hoc analytics and contribute to various projects representing risk management
  • Influence senior leadership with compelling recommendations that benefit risk management

Required qualifications, skills, and/or capabilities:
  • MS degree in statistics, econometric, quantitative finance, or other quantitative field required and 3 years Risk Management or other quantitative experience preferred
  • Otherwise, BS degree and minimum 5 years Risk Management or other quantitative experience required
  • Advanced understanding of data analysis tools such as SAS, Python, SQL, Alteryx, Tableau, etc.
  • Ability to query large amounts of data from a big data environment and transform the raw data into actionable management information
  • Familiarity with risk analytic techniques
  • Strong analytical and problem-solving abilities
  • Strong written and oral communication skills
  • Experience delivering recommendations to management
  • Leading and developing a team of analytics professionals

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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