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Credit Card Risk Analyst Jobs (NOW HIRING)

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

The Credit Card Operations Analyst plays a critical role in supporting daily credit card operations ... Ensure adherence to fraud prevention controls and support risk mitigation strategies. * Maintains ...

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit ... Credit risk experience in either indirect, small business or credit card industries in a scored ...

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

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Credit Card Risk Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit card risk analyst jobs pay per year?

As of Jun 24, 2026, the average yearly pay for credit card risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Card Risk Analysts in their daily work?

Credit Card Risk Analysts often encounter the challenge of balancing fraud prevention with a positive customer experience. They must analyze large volumes of transaction data to identify unusual patterns without causing unnecessary account holds or declines for legitimate customers. Staying current with rapidly evolving fraud techniques and regulatory requirements is also essential. Collaboration with data scientists, compliance teams, and customer service is frequent to ensure holistic risk management and effective communication across departments.

What are the key skills and qualifications needed to thrive as a Credit Card Risk Analyst, and why are they important?

To thrive as a Credit Card Risk Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of credit risk principles. Proficiency with data analysis tools like SAS, SQL, and Excel, as well as familiarity with risk modeling systems and credit bureau data, is typically required. Attention to detail, critical thinking, and effective communication are vital soft skills for interpreting data and collaborating with cross-functional teams. These competencies are crucial for identifying potential risks, minimizing losses, and ensuring the financial health of credit card portfolios.

What does a Credit Card Risk Analyst do?

A Credit Card Risk Analyst evaluates the potential risks associated with credit card lending and transactions. They analyze customer credit data, spending behavior, and market trends to identify potential fraud and minimize financial losses for the issuing bank or financial institution. Their responsibilities also include developing risk models, setting credit limits, and making recommendations to improve credit policies and procedures. By monitoring account activities and assessing overall creditworthiness, they help ensure responsible lending and protect the institution from significant risk exposure.
More about Credit Card Risk Analyst jobs
Infographic showing various Credit Card Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.
Strategic Planning Business Credit Card Risk - Vice President

Strategic Planning Business Credit Card Risk - Vice President

JPMorgan Chase & Co

Wilmington, DE

Full-time

Medical, Retirement

Posted 13 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 470 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Bring your Expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Strategic Planning Business Credit Card Risk - Vice President, you will be the Strategic Planning lead for Business Credit Card Risk, you will play a pivotal role in ensuring JPMorganChase remains strong, resilient, and compliant. You will drive strategic and operational initiatives, facilitate collaboration across teams, and help anticipate and address emerging risks. This role requires a high level of integrity, attention to detail, and the ability to deliver results in a dynamic, regulated environment.

Job Responsibilities

  • Support the leadership team in planning, directing, and executing strategic, operational, and administrative activities to meet business and regulatory objectives.
  • Guide core business planning activities and strategic initiatives, ensuring tight coordination, proactive management, and on-time delivery of key risk and business deliverables.
  • Oversee and enhance risk management policies and procedures, ensuring compliance with all applicable regulations (e.g., FCRA, Regulation B, USA PATRIOT Act).
  • Lead and coordinate periodic reporting (weekly, monthly, quarterly, annually) and functional review processes; ensure accountability and completion of action items.
  • Facilitate communication and collaboration with internal and external partners, including risk, compliance, legal, and business units.
  • Develop, revise, and communicate risk management policies, procedures, and guidelines; coordinate annual reviews and updates.
  • Prepare and present executive-level communications, dashboards, and risk reports for senior management and regulatory stakeholders.
  • Act as a trusted advisor and thought partner to the Chief Risk Officer, providing strategic input and recommendations on organizational structure, resource allocation, and emerging risks.
  • Maintain confidentiality and exercise superior judgment in all matters.

Required qualifications, skills and capabilities

  • Bachelor's degree in a relevant discipline.
  • At least 7 years of professional experience in risk management, compliance, financial services, or a related field.
  • Prior experience in project management and/or credit risk, with a demonstrated ability to turn findings into executable plans.
  • Outstanding analytical, problem-solving, and decision-making skills.
  • Superior written and oral communication skills, with the ability to prepare and edit executive-level communications.
  • Strong interpersonal skills and proven ability to influence senior leaders and collaborate across functions.
  • High degree of initiative, self-direction, and ability to manage multiple priorities under tight deadlines.
  • Proven ability to handle confidential information in a professional manner.
  • Strong organizational and project management skills; proficiency in Microsoft PowerPoint and Excel.

Preferred qualifications, skills and capabilities

  • Experience with regulatory compliance and risk governance in a financial institution.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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