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Credit Card Collections Jobs in Arizona (NOW HIRING)

Accounting Clerk

Phoenix, AZ · On-site

$16 - $20/hr

... payable, collections, and more. Specific Job Duties: * AR: * Daily invoicing of shipments ... Credit card charge entries * Check run reports * Customer Service: * Answering inbound calls, and ...

Accounting Clerk

Phoenix, AZ · On-site

$16 - $20/hr

... payable, collections, and more. Specific Job Duties: * AR: * Daily invoicing of shipments ... Credit card charge entries * Check run reports * Customer Service: * Answering inbound calls, and ...

Registrar Lead

Mesa, AZ

$17.28 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ · On-site

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ · On-site

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ · On-site

$18 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Registrar Lead

Mesa, AZ · On-site

$17.28 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

Accounting Assistant

Phoenix, AZ · On-site

$18.50 - $24/hr

Process customer credit card payments and perform monthly credit card reconciliations * Support ... Basic understanding of accounting and collections processes * Proficiency in Microsoft Excel and ...

Registrar Lead

Mesa, AZ

$17.28 - $24.41/hr

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... Service Collections. You will also be responsible for accurate data input and record keeping ... credit card handling processes due to potential access to sensitive third-party credit card ...

... with credit card payments, statement inquiries, audits, and collections Work collaboratively with co-workers to ensure all deadlines for department are met in an efficient manner Other essential ...

Collection Specialist

Phoenix, AZ · On-site

$19 - $25/hr

... with credit card payments, statement inquiries, audits, and collections • Work collaboratively with co-workers to ensure all deadlines for department are met in an efficient manner • Other ...

Showing results 21-40

Credit Card Collections information

See Arizona salary details

$50.8K

$81.2K

$118.4K

How much do credit card collections jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit card collections in Arizona is $81,176.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,200.00 and $93,200.00 per year, depending on experience, location, and employer.

What is a credit card collections?

A Credit Card Collections job involves contacting customers who have overdue credit card payments to remind them of their balances and help them find ways to make payments. Collections agents negotiate payment plans, provide information about outstanding debts, and follow company policies and legal regulations. The goal is to recover past-due payments while maintaining a professional and respectful relationship with the cardholder. Strong communication, problem-solving, and negotiation skills are essential for success in this role.

What are some common challenges faced in a credit card collections role and how are they managed?

One of the main challenges in a Credit Card Collections role is effectively communicating with customers who may be experiencing financial difficulties, leading to emotionally charged or sensitive conversations. To manage this, collectors receive training in de-escalation techniques and negotiation strategies, allowing them to find mutually agreeable payment solutions while maintaining professionalism and empathy. Additionally, strict adherence to regulatory guidelines, such as the Fair Debt Collection Practices Act (FDCPA), is essential in every interaction. Successful collectors focus on building rapport and trust with customers, which helps increase recovery rates and supports long-term customer retention.

What are the key skills and qualifications needed to thrive in credit card collections, and why are they important?

To thrive in Credit Card Collections, you need strong communication and negotiation skills, a keen understanding of financial processes, and often a high school diploma or equivalent. Familiarity with collections software, CRM systems, and basic office applications is commonly required, and certifications in credit and collections can be advantageous. Empathy, patience, problem-solving, and resilience are valuable soft skills that help navigate challenging customer interactions. These competencies are crucial for recovering outstanding payments while maintaining positive customer relations and adhering to industry regulations.

Is working in credit card collections a good job?

Working in credit card collections involves contacting delinquent customers to recover unpaid debts, often requiring strong communication and negotiation skills. The job can be stressful due to rejection and pressure to meet targets, but it offers opportunities for commission, performance bonuses, and experience in finance and customer service. Job satisfaction varies based on individual preferences and work environment.

What cities in Arizona are hiring for Credit Card Collections jobs?

Cities in Arizona with the most Credit Card Collections job openings:

Infographic showing various Credit Card Collections job openings in Arizona as of August 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $81,176 per year, or $39 per hour.

Bilingual Credit Assistance Specialist 2nd Shift Phoenix AZ

Phoenix, AZ • On-site


Bank of America
Finance and Insurance • 10K+ employees

8.2

Company rating: 8.2 out of 10

Based on 530 frontline employees who took The Breakroom Quiz

51st of 172 rated banks

People enjoy working here

Good employer

Recommended by students


$17 - $21.75/hr

Full-time

This job post has expired today. Applications are no longer accepted.


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for providing credit assistance and solutions to our clients. Key responsibilities include handling primarily outbound calls for a single product at any stage of delinquency or risk, including pre-charge off, and recovery. Job expectations include leveraging problem solving competencies, sound judgement and decision making, and providing exceptional client service and empathy while meeting both the bank's and client needs.

Responsibilities:

  • Reaches out to delinquent clients to secure payment and determines reason for delinquency on active or inactive loan, deposit, and credit card accounts

  • Negotiates repayment of outstanding debt that benefits both the client and lender in a positive and professional manner, leveraging tools and resources where applicable

  • Determines the right solution for the client while staying within collections compliance guidelines

  • Demonstrates empathy for the client's situation using ethical behavior that is consistent with the bank's code of conduct

  • Achieves quality standards and meets key performance indicators

  • Works an established list of accounts on an automated collections system, auto-dialer, or manual calling and helps mitigate losses

Required Qualifications:

  • Proficient in Spanish and English

  • Minimum of one year of customer service experience

  • Excellent verbal and written communication skills

  • Ability to work within the operating hours and days for this position as outlined in the posted job requisition

  • Commitment to exceptional customer service, including the ability to be empathetic and meet client needs

  • Proficient in dealing with customer issues in both a routine and complex environment

  • Demonstrated negotiation and persuasion skills and the ability to communicate and negotiate with a variety of customers and clients

  • Ability to navigate multiple computer systems while interacting with the customer, as well as the ability to think critically and use sound judgment in decision making

Desired Qualifications:

  • Bachelor's Degree in related field or equivalent work experience

  • Credit assistance and collections experience

  • Inbound/outbound call center experience

  • Banking/financial services experience

  • Knowledge of banking operations

Skills:

  • Active Listening

  • Attention to Detail

  • Client Solutions Advisory

  • Oral Communications

  • Account Management

  • Adaptability

  • Collaboration

  • Data Collection and Entry

  • Interpret Relevant Laws, Rules, and Regulations

  • Liquidity Management

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Schedule: Monday-Friday 11:00 AM-8:00 PM PT (Rotating Saturdays)

Shift:

2nd shift (United States of America)

Hours Per Week: 

40

Bank Of America logo

About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

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Pay

Benefits

Hours and flexibility

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