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Credit Assistant Jobs in Ridgewood, NY (NOW HIRING)

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Credit Assistant information

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How much do credit assistant jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for credit assistant in Ridgewood, NY is $20.93, according to ZipRecruiter salary data. Most workers in this role earn between $18.70 and $22.88 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit assistant, and why are they important?

To thrive as a Credit Assistant, you need a solid understanding of credit principles, attention to detail, and skills in financial data analysis, usually supported by a high school diploma or associate’s degree in finance or a related field. Familiarity with credit management software, databases, and proficiency in Microsoft Excel are commonly required, and some employers may prefer candidates with certifications like NACM's Credit Business Associate (CBA). Strong organizational skills, effective communication, and the ability to multitask make someone stand out in this position. These abilities are crucial for accurately processing credit applications, minimizing risk, and supporting the credit team’s efficiency.

How does a credit assistant typically collaborate with other departments within a company?

As a Credit Assistant, you’ll often work closely with teams such as sales, accounts receivable, and customer service to ensure smooth credit processing and timely payments. You may coordinate with sales to verify customer orders and payment terms, assist accounts receivable with tracking outstanding balances, and communicate with customer service regarding credit holds or disputes. This collaborative environment helps maintain accurate financial records and supports positive client relationships, making strong communication skills essential in this role.

What is a credit assistant?

Credit Assistants are professionals who support credit departments in financial institutions or companies by processing credit applications, conducting basic financial analysis, and assisting with the management of credit accounts. They help gather and verify customer information, prepare reports, and communicate with clients or internal teams regarding credit decisions. This role is essential for ensuring that the credit approval process runs smoothly and that records are accurate and up to date.

How much does a credit assistant make?

A credit assistant typically earns between $35,000 and $50,000 annually, depending on experience, location, and the size of the employer. They often work in office environments, using software like spreadsheets and credit management systems, and may require basic financial or credit-related certifications.

What is the difference between Credit Assistant vs Accounts Payable Clerk?

AspectCredit AssistantAccounts Payable Clerk
Primary RoleAssists with credit evaluations, manages customer credit accounts, and supports credit approval processes.Processes vendor invoices, manages payments, and maintains accounts payable records.
Required SkillsCredit analysis, customer service, data entry, attention to detail.Invoice processing, bookkeeping, attention to detail, organizational skills.
CertificationsGenerally no formal certification required; familiarity with credit management helpful.Bookkeeping or accounting certifications beneficial but not mandatory.
Work EnvironmentOffice setting, finance or accounting departments.Office setting, finance or accounting departments.

While both roles support financial operations, a Credit Assistant focuses on credit management and customer accounts, whereas an Accounts Payable Clerk handles vendor payments and invoice processing. Understanding these differences helps in choosing the right career path or job search focus within finance and accounting roles.

What are the most commonly searched types of Credit jobs in Ridgewood, NY? The most popular types of Credit jobs in Ridgewood, NY are:
What cities near Ridgewood, NY are hiring for Credit Assistant jobs? Cities near Ridgewood, NY with the most Credit Assistant job openings:
Credit Assistant jobs near you
Infographic showing various Credit Assistant job openings in Ridgewood, NY as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 21% Part Time, 1% Temporary, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $43,529 per year, or $20.9 per hour.

Financial Institutions Department - Credit VP

Bank of China Limited, New York Branch

Manhattan, NY

$110K/yr

Full-time

Re-posted 5 days ago

Job description

Introduction

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

Overview

The Vice President, Credit Risk Analyst will conduct various types of credit analysis on loans and perform the annual review of credit limits. In addition to administer and maintain superb relationships with Financial Institutions to expand the bank's customer base and increase the business with each in correspondent in accordance with established policy and procedures. Coordinate with LCD, CRM and IAD to ensure the bank relationships follow the most up-to-date OCC and other regulations.

Responsibilities

Credit Portfolio Maintenance/Credit Officer

  • Conduct in-depth thorough analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews
  • Report any findings that may have an adverse effect on loan collateral or borrower's ability to pay/repay the loan
  • Present detailed credit analysis to relevant parties (e.g. Loan Officers)
  • Ensure all credit files are complete with supporting documentation
  • Perform annual file reviews
  • Update CRR and Credit usage tracker
  • Complete any credit related tasks/assessments requested by 2nd line in a timely manner
  • Participate in internal and external audit request, and take remediation actions is needed
  • Participate in special projects and other duties as assigned
  • Generate monthly reporting items for CRC and regulatory required items

Credit Review and Ongoing Screening

  • Conduct due diligence on CRR entities in accordance to bank policies, procedures and regulatory requirements
  • Report any unusual credit activities to supervisor and Department Head
  • Review loan files as needed to ensure quality, consistency, and compliance with regulatory requirements
  • Performing quality assurance and editorial function for the credit recommendation report and proposal  

Customer Service

  • Perform liaison functions for FI customers and relevant business departments to resolve their inquires
  • Actively support new type of customer and new product onboarding

Other Duties

  • This job description reflects management's assignment of essential functions, and it does not prescribe or restrict the tasks that may be assigned.
Qualifications
  • Bachelor's degree in business, accounting, computer science, economics, mathematics, finance or statistics required; Master's degree preferred
  • At least 3-5 years of experience in credit risk management required
  • Knowledge of credit risk, financial and statistical analysis.
  • Knowledge of credit administration, policies and procedures, and regulatory compliance.
  • PC proficiency utilizing a variety of software packages including Microsoft Office Suite.
  • Effective credit report writing skills.
  • Strong desire to proactively identify gaps/inefficiencies in existing processes and work towards resolving.
  • Excellent written and verbal communication and interpersonal skills required
  • Must be multi-tasked to be able to work in a fast pace environment
  • Ability to deal with all levels of personnel in a courteous and efficient manner
  • Must be organized and detail orientated with follow-up skills
Pay Range

Actual salary is commensurate with candidate's relevant years of experience, skillset, education and other qualifications.

USD $110,000.00 - USD $230,000.00 /Yr.Employment Type: FULL_TIME

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