ZipRecruiter

Log In

1

Credit Assistant Jobs in Oak Ridge, TN (NOW HIRING)

SmartBank

Consumer Credit Underwriter

Knoxville, TN · On-site

Compile, interpret, and communicate financial and credit data to support lending decisions. * Assist in evaluating and recommending consumer lending products, programs, and policies. * Maintain ...

SmartBank

Consumer Credit Underwriter

Maryville, TN · On-site

Compile, interpret, and communicate financial and credit data to support lending decisions. * Assist in evaluating and recommending consumer lending products, programs, and policies. * Maintain ...

Carter's, Inc.

Assistant Store Manager

Knoxville, TN · On-site

... credit Assist the Store Manager in building and retaining a successful team by participating in recruiting, hiring, training, and development of store team Recognize exceptional performance and ...

Carter's

Assistant Store Manager

Knoxville, TN

... credit Assist the Store Manager in building and retaining a successful team by participating in recruiting, hiring, training, and development of store team Recognize exceptional performance and ...

FirstBank

MH Jr. Credit Manager

Knoxville, TN · On-site

Pulling credit reports * Entering customer data into electronic databases * Analyzing credit history and financial information * Completing income calculations * Performing credit decisions ...

ORNL Federal Credit Union

Teller I - Kingston

Kingston, TN

$13.75 - $17.25/hr

... to assist members with personal balancing and research. Identifies cross-sell opportunities for new/existing members to enhance their relationship with the Credit Union. * Balances cash and ...

previous pagenext page

Showing results 21-40

All JobsCredit JobsCredit Assistant JobsCredit Assistant Jobs in Oak Ridge, TN

Credit Assistant information

See Oak Ridge, TN salary details

$12

$19

$24

How much do credit assistant jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for credit assistant in Oak Ridge, TN is $19.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.45 and $21.39 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit assistant, and why are they important?

To thrive as a Credit Assistant, you need a solid understanding of credit principles, attention to detail, and skills in financial data analysis, usually supported by a high school diploma or associate’s degree in finance or a related field. Familiarity with credit management software, databases, and proficiency in Microsoft Excel are commonly required, and some employers may prefer candidates with certifications like NACM's Credit Business Associate (CBA). Strong organizational skills, effective communication, and the ability to multitask make someone stand out in this position. These abilities are crucial for accurately processing credit applications, minimizing risk, and supporting the credit team’s efficiency.

How does a credit assistant typically collaborate with other departments within a company?

As a Credit Assistant, you’ll often work closely with teams such as sales, accounts receivable, and customer service to ensure smooth credit processing and timely payments. You may coordinate with sales to verify customer orders and payment terms, assist accounts receivable with tracking outstanding balances, and communicate with customer service regarding credit holds or disputes. This collaborative environment helps maintain accurate financial records and supports positive client relationships, making strong communication skills essential in this role.

What is a credit assistant?

Credit Assistants are professionals who support credit departments in financial institutions or companies by processing credit applications, conducting basic financial analysis, and assisting with the management of credit accounts. They help gather and verify customer information, prepare reports, and communicate with clients or internal teams regarding credit decisions. This role is essential for ensuring that the credit approval process runs smoothly and that records are accurate and up to date.

How much does a credit assistant make?

A credit assistant typically earns between $35,000 and $50,000 annually, depending on experience, location, and the size of the employer. They often work in office environments, using software like spreadsheets and credit management systems, and may require basic financial or credit-related certifications.

What is the difference between Credit Assistant vs Accounts Payable Clerk?

AspectCredit AssistantAccounts Payable Clerk
Primary RoleAssists with credit evaluations, manages customer credit accounts, and supports credit approval processes.Processes vendor invoices, manages payments, and maintains accounts payable records.
Required SkillsCredit analysis, customer service, data entry, attention to detail.Invoice processing, bookkeeping, attention to detail, organizational skills.
CertificationsGenerally no formal certification required; familiarity with credit management helpful.Bookkeeping or accounting certifications beneficial but not mandatory.
Work EnvironmentOffice setting, finance or accounting departments.Office setting, finance or accounting departments.

While both roles support financial operations, a Credit Assistant focuses on credit management and customer accounts, whereas an Accounts Payable Clerk handles vendor payments and invoice processing. Understanding these differences helps in choosing the right career path or job search focus within finance and accounting roles.

What are the most commonly searched types of Credit jobs in Oak Ridge, TN? The most popular types of Credit jobs in Oak Ridge, TN are:
What cities near Oak Ridge, TN are hiring for Credit Assistant jobs? Cities near Oak Ridge, TN with the most Credit Assistant job openings:
Credit Assistant jobs near you
Infographic showing various Credit Assistant job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 1% Temporary, 2% Contract, and 2% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $40,633 per year, or $19.5 per hour.

Consumer Credit Underwriter

SmartBank

Knoxville, TN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago

Job description

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

At SmartBank, we're more than a financial institution-we're a team of passionate professionals committed to helping our clients, communities, and associates thrive. Recognized as a Great Place to Work, we believe our success starts with investing in our people and fostering a culture built on trust, integrity, collaboration, and excellence.

If you enjoy analyzing complex financial information, making sound credit decisions, and partnering with talented bankers across multiple markets, we invite you to explore our Consumer Credit Underwriter opportunity.

What You'll Do

As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank make responsible lending decisions that support our clients' financial goals while protecting the bank's credit quality. You'll evaluate consumer and private banking loan requests, analyze financial and credit information, and collaborate closely with Relationship Managers and lending teams throughout SmartBank's geographic footprint.

This position reports to the Consumer/Private Banking Credit Officer and requires strong analytical thinking, sound judgment, and a commitment to delivering exceptional internal and external service.

Key Responsibilities
  • Analyze consumer and private banking loan applications, credit reports, and financial information to assess risk and determine creditworthiness.
  • Underwrite, structure, and monitor a variety of consumer lending requests.
  • Review loan requests for compliance with SmartBank lending policies and product guidelines.
  • Serve as a trusted resource to Relationship Managers and lending teams regarding SmartBank products, processes, policies, and culture.
  • Partner with loan officers to facilitate accurate and timely credit decisions.
  • Compile, interpret, and communicate financial and credit data to support lending decisions.
  • Assist in evaluating and recommending consumer lending products, programs, and policies.
  • Maintain accurate loan documentation and records.
  • Collaborate with Compliance and Credit Administration teams to ensure proper documentation and regulatory adherence.
  • Uphold all applicable federal, state, and local regulations, including Bank Secrecy Act requirements.
  • Support additional departmental initiatives and projects as assigned.
What We're Looking ForEducation
  • Bachelor's Degree in a related field preferred.
Experience
  • Two or more years of consumer loan underwriting experience preferred.
  • Experience underwriting consumer and private banking loans is strongly valued.
  • Experience with the nCino platform is a plus.
Skills & Competencies

Successful candidates will demonstrate:

  • Strong analytical and critical thinking abilities.
  • Sound judgment and decision-making skills.
  • Excellent written and verbal communication skills.
  • High attention to detail and organizational skills.
  • Ability to prioritize multiple requests and deadlines effectively.
  • Strong customer service mindset and collaborative approach.
  • Ability to maintain the highest level of confidentiality and professionalism.
  • Proficiency with Microsoft Office applications, including Word, Excel, and Outlook.
  • Adaptability, positivity, and a willingness to embrace change.
  • A high level of integrity and personal accountability.
Why SmartBank?

At SmartBank, we believe in taking care of our associates so they can bring their best selves to work every day. We offer a comprehensive benefits package designed to support your health, financial well-being, professional growth, and work-life balance.

Eligible associates may enjoy:

  • Competitive salary and incentive opportunities
  • Medical, dental, and vision insurance
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options
  • Company-paid life insurance and disability coverage
  • 401(k) retirement plan with company match
  • Paid time off
  • 11 bank holidays
  • Professional development and continuing education opportunities
  • Associate wellness initiatives and engagement programs
  • Community involvement and volunteer opportunities

At SmartBank, we're committed to fostering a workplace where associates feel supported, appreciated, and empowered to grow both professionally and personally.

We believe banking is about relationships, and those relationships begin with our associates. We strive to create an environment where team members feel valued, empowered, and supported in both their professional and personal growth.

Work Environment

This position primarily operates in an office environment and may require:

  • Extended periods of sitting and computer use.
  • Frequent use of hands, wrists, and fingers for typing and data entry.
  • Participation in training sessions, meetings, and occasional travel.
  • Additional hours as business needs require.
Ready to Make an Impact?

If you're a detail-oriented credit professional who enjoys balancing analytical rigor with relationship-focused service, we'd love to hear from you.

Apply today and discover what makes SmartBank a Great Place to Work while helping us deliver exceptional banking experiences to the clients and communities we serve.

Apply