Credit Analyst
Manhattan, NY · On-site
Credit Analyst will be responsible for the portfolio management. Responsibilities include: • Performing due diligence and regularly scheduling credit reviews • Analyzing credit risk • Preparing ...
Credit Analyst
Manhattan, NY · On-site
Credit Analyst will be responsible for the portfolio management. Responsibilities include: • Performing due diligence and regularly scheduling credit reviews • Analyzing credit risk • Preparing ...
Credit Analyst
Manhattan, NY · On-site
\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...
Credit Analyst
Manhattan, NY · On-site
\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...
Credit Analyst
Greenwich, CT · On-site
Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...
Credit Analyst
Greenwich, CT · On-site
Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...
Credit Analyst
Greenwich, CT · On-site
Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...
Credit Analyst
Greenwich, CT · On-site
Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...
Credit Analyst
Manhattan, NY · On-site
$95K - $105K/yr
This is a junior credit analyst position to support the bank's U.S. leveraged loans investment platform. The junior credit analyst will work with portfolio managers, senior credit analysts and ...
Quick apply
Credit Analyst
Manhattan, NY · On-site
$95K - $105K/yr
This is a junior credit analyst position to support the bank's U.S. leveraged loans investment platform. The junior credit analyst will work with portfolio managers, senior credit analysts and ...
Credit Analyst
Manhattan, NY · On-site
Global financial institution seeks Credit Analyst to be able to analyze financial statements of corporate clients in New York. Must be able to commute and work with proper work authorization. No visa ...
Credit Analyst
Manhattan, NY · On-site
Global financial institution seeks Credit Analyst to be able to analyze financial statements of corporate clients in New York. Must be able to commute and work with proper work authorization. No visa ...
Credit Analyst
Manhattan, NY · On-site
$70K - $90K/yr
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Credit Analyst
Manhattan, NY · On-site
$70K - $90K/yr
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Credit Analyst
Manhattan, NY · Hybrid
$95K - $105K/yr
This is a junior credit analyst position to support the bank's U.S. leveraged loans investment platform. The junior credit analyst will work with portfolio managers, senior credit analysts and ...
Quick apply
Credit Analyst
Manhattan, NY · Hybrid
$95K - $105K/yr
This is a junior credit analyst position to support the bank's U.S. leveraged loans investment platform. The junior credit analyst will work with portfolio managers, senior credit analysts and ...
Credit Analyst
Manhattan, NY · On-site
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Credit Analyst
Manhattan, NY · On-site
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Qualified candidates must have: - Minimum 2~5 years of experience in financial credit analysis or risk management (preferred) BA, BS, or equivalent - Solid knowledge of technical finance and ...
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Qualified candidates must have: - Minimum 2~5 years of experience in financial credit analysis or risk management (preferred) BA, BS, or equivalent - Solid knowledge of technical finance and ...
Credit Analyst Location: 186 US-46, Fairfield , NJ 07004 Duration: Temp to Perm Office status: H ybrid Manager Notes: This person will be responsible for determining the credit worthiness of our ...
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Credit Analyst Location: 186 US-46, Fairfield , NJ 07004 Duration: Temp to Perm Office status: H ybrid Manager Notes: This person will be responsible for determining the credit worthiness of our ...
Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 - $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
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Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 - $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
Credit Analyst
New York, NY · On-site
$70K - $90K/yr
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Quick apply
Credit Analyst
New York, NY · On-site
$70K - $90K/yr
Credit Analysis and Loan Underwriting Department: New York Private Finance LLC Employment Status: Full-Time, Exempt Office Location: Midtown Manhattan Firm Overview New York Private Finance LLC ...
Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
Quick apply
Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 - $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
Quick apply
Credit Analyst
$60K - $80K/yr
Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 - $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses ...
Credit Analyst
Ridgefield Park, NJ · On-site
$50K - $100K/yr
Qualifications * - 0-3 years of experience in financial credit analysis or risk management (preferred) * - BA, BS, or equivalent * - Solid knowledge of technical finance and accounting concepts ...
Credit Analyst
Ridgefield Park, NJ · On-site
$50K - $100K/yr
Qualifications * - 0-3 years of experience in financial credit analysis or risk management (preferred) * - BA, BS, or equivalent * - Solid knowledge of technical finance and accounting concepts ...
Credit Analyst
Teaneck, NJ · On-site
$40K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Credit Analyst
Teaneck, NJ · On-site
$40K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Credit Analyst
Teaneck, NJ · On-site
$55K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Credit Analyst
Teaneck, NJ · On-site
$55K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Credit Analyst
Teaneck, NJ · On-site
$40K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Credit Analyst
Teaneck, NJ · On-site
$40K - $70K/yr
About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...
Prepare detailed and accurate credit analysis on existing and potential clients, as directed. Such analysis to include the spreading of financial statements using Moody's Risk Analyst software.
New
Prepare detailed and accurate credit analysis on existing and potential clients, as directed. Such analysis to include the spreading of financial statements using Moody's Risk Analyst software.
New
Credit Analyst information
See Ridgewood, NJ salary details
$15.32 - $18.44
4% of jobs
$18.44 - $21.56
11% of jobs
$23.01 is the 25th percentile. Wages below this are outliers.
$21.56 - $24.68
22% of jobs
The median wage is $27.27 / hr.
$24.68 - $27.79
16% of jobs
$27.79 - $30.91
14% of jobs
$33.05 is the 75th percentile. Wages above this are outliers.
$30.91 - $34.03
13% of jobs
$34.03 - $37.15
7% of jobs
$37.15 - $40.26
6% of jobs
$40.26 - $43.38
3% of jobs
$43.38 - $46.50
2% of jobs
$46.50 - $49.62
2% of jobs
$15
$30
$49
How much do credit analyst jobs pay per hour?
As of Jun 10, 2026, the average hourly pay for credit analyst in Ridgewood, NJ is $30.28, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $34.04 per hour, depending on experience, location, and employer.
Will AI replace credit analyst?
AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and interpreting complex financial information, which are less likely to be fully replaced by AI in the near term.
What qualifications do you need to be a credit analyst?
A credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are essential; some roles may also require relevant certifications such as the CFA or credit-specific training.
What is the difference between Credit Analyst vs Loan Officer?
| Aspect | Credit Analyst | Loan Officer |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses | Bachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses |
| Work Environment | Office setting, analyzing financial data, assessing creditworthiness | Office or branch, meeting clients, processing loan applications |
| Employer & Industry Usage | Banks, credit unions, financial institutions | Banks, mortgage companies, credit unions |
While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.
What exactly does a credit analyst do?
A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed recommendations. Their work helps lenders decide whether to approve or deny credit applications and determine appropriate loan terms.
What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?
To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.
What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?
Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.
What does a Credit Analyst do?
A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.
Do credit analysts make a lot?
Credit analysts typically earn a moderate to high salary depending on experience, industry, and location. Entry-level positions may start with lower wages, while experienced analysts with certifications like CFA or CPA can earn higher salaries, often supplemented with bonuses and benefits.
What Does a Credit Analyst Do?
As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.
More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Ridgewood, NJ? The most popular types of Credit Analyst jobs in Ridgewood, NJ are:
What are popular job titles related to Credit Analyst jobs in Ridgewood, NJ? For Credit Analyst jobs in Ridgewood, NJ, the most frequently searched job titles are:
What cities near Ridgewood, NJ are hiring for Credit Analyst jobs? Cities near Ridgewood, NJ with the most Credit Analyst job openings:
Full-time
Posted 7 days ago
Job description
Job Description
Credit Analyst will be responsible for the portfolio management.
Responsibilities include:
• Performing due diligence and regularly scheduling credit reviews
• Analyzing credit risk
• Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.
• Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination
• Overseeing covenant compliance
• Communicating with customers
• Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)
• Advising account officers on credit risk issues, terms and conditions
• Contributing to the development and improvement of credit risk management procedures
• Coordinating the implementation process of the new Head Office rules and procedures
• Training and guiding junior staff
• Facilitating the approval process for credit actions and loan sales
Requirements
BA/BS in Business Administration, Accounting, Technology or related degree
• 3+ years of related credit review experience
• Experience preparing credit analysis
• Fluency in English and Japanese
Skill Set
BA/BS in Business Administration, Accounting, Technology or related degree • 3+ years of related credit review experience • Experience preparing credit analysis • Fluency in English and Japanese
Credit Analyst will be responsible for the portfolio management.
Responsibilities include:
• Performing due diligence and regularly scheduling credit reviews
• Analyzing credit risk
• Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.
• Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination
• Overseeing covenant compliance
• Communicating with customers
• Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)
• Advising account officers on credit risk issues, terms and conditions
• Contributing to the development and improvement of credit risk management procedures
• Coordinating the implementation process of the new Head Office rules and procedures
• Training and guiding junior staff
• Facilitating the approval process for credit actions and loan sales
Requirements
BA/BS in Business Administration, Accounting, Technology or related degree
• 3+ years of related credit review experience
• Experience preparing credit analysis
• Fluency in English and Japanese
Skill Set
BA/BS in Business Administration, Accounting, Technology or related degree • 3+ years of related credit review experience • Experience preparing credit analysis • Fluency in English and Japanese