ZipRecruiter

Log In

2

Entry Level Credit Analyst Jobs in Ridgewood, NJ

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

Provident Bank

Credit Analyst I

Jefferson Township, NJ · On-site

$54 - $77/hr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

New

Provident Bank

Credit Analyst I

Oak Ridge, NJ

$53K - $76K/yr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

Luminace

Analyst, Power Markets

Manhattan, NY · On-site

The Power Markets Analyst supports the management of community solar, renewable energy credit (REC), and incentive program activities across the company's project portfolio. This entry-level role is ...

ORIX USA

Analyst, Associate Development Program

New York, NY · On-site

$70K - $90K/yr

... entry-level analyst and associate talent. Participants in the ADP will undergo a comprehensive internal training program in commercial real estate, credit analysis, and Lument products, with exposure ...

ORIX

Analyst, Associate Development Program

New York, NY

$70K - $90K/yr

... entry-level analyst and associate talent. Participants in the ADP will undergo a comprehensive internal training program in commercial real estate, credit analysis, and Lument products, with exposure ...

next page

Showing results 1-20

All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Ridgewood, NJ

Entry Level Credit Analyst information

See Ridgewood, NJ salary details

$15

$30

$49

How much do entry level credit analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for entry level credit analyst in Ridgewood, NJ is $30.28, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $34.04 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Ridgewood, NJ?

The most popular types of Credit Analyst jobs in Ridgewood, NJ are:

What are popular job titles related to Entry Level Credit Analyst jobs in Ridgewood, NJ?

For Entry Level Credit Analyst jobs in Ridgewood, NJ, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Ridgewood, NJ look for?

The top searched job categories for Entry Level Credit Analyst jobs in Ridgewood, NJ are:

What cities near Ridgewood, NJ are hiring for Entry Level Credit Analyst jobs?

Cities near Ridgewood, NJ with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Ridgewood, NJ as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, and 17% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $62,976 per year, or $30.3 per hour.

Credit Analyst I

Provident Bank

Oak Ridge, NJ • On-site

$53K - $76K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience.
POSITION SUMMARY:
Under direction from peers and manager, this position is responsible for completing the various Credit Underwriting training courses/exercises to gain hands-on experience in credit analysis, risk assessment, customer relationship strategies, detailed industry research, financial spreading, short term extensions, and various special projects. The Credit Analyst I will participate in training sessions (both provided internally and externally) on credit analysis, risk management, industry assessments, and various financial tools. This is an entry level position that will assist the various Commercial Credit Underwriting teams (both CRE and C&I) with annual reviews, financial spreading, and small renewals or modifications that assists with any overflow of the entire department. The incumbent will also provide administrative support to the Credit Administration team, including data research and entry, and special projects and initiatives, as warranted. The expectation is for this individual to have a foundation built to grow in experience and the ability to exercise independent judgment within established Underwriting Guidelines and Credit Policy.
KEY RESPONSIBILITIES:
  • Participate in the various training classes and opportunities to learn about the Bank's Credit Culture and Risk Management approach.
  • Prepare and spread business financial statements and cash flows, in addition to personal financial statements and cash flow for personal guarantors.
  • Prepare small loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short term extension of existing loans.
  • Conduct third party research, inclusive of industry reports, personal credit reports, real estate analysis with market assessments, etc.
  • Shadow and train with peers and management to enhance overall commercial credit skills

MINIMUM QUALIFICATIONS:
  • Bachelor's degree in with a preferred concentration in Finance, Accounting or Economics.
  • 0 - 3 years in banking, finance, or accounting.
  • Basic understanding of the financial world.
  • Good grasp of accounting.
  • Computer skills.
  • Strong verbal and written communicative and analytical skills.

WORKING CONDITIONS
Work is mainly performed in a normal office environment. Noise levels usually are moderate.
  • Prolonged sitting
  • Lifting from 5 to 10 lbs. (printer paper, storage boxes)
  • Occasional bending or overhead lifting (storing files or boxes)
  • The hazards are mainly those present in a normal office setting.

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Pay Details:
$53,800 - $76,800 annually
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.
About Provident Bank
For more than 180 years, Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services.
Volunteering is a Way of Life
Our brand promise - "Commitment you can count on" - supports the investments we make in the community and donations made by our employees. It's a promise also reflected in the volunteerism of our employees, who lend time and talent and countless hours to assist hundreds of organizations and thousands of people and animals each year.
Why do we love it?
  1. We get to volunteer in areas that are meaningful to the bank and impactful in the community.
  2. Through generous contributions, we have raised over $912,000 in 2022. No item or donation is too small; we find a home for it all.

Apply