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Entry Level Credit Analyst Jobs in Ridgewood, NJ

Verition Group LLC

Compliance Analyst

Greenwich, CT · On-site

$80K - $100K/yr

Verition focuses on global investment strategies including Global Credit, Global Convertible ... This entry-level position is ideal for candidates who are looking to develop a career in compliance ...

Verition Group LLC

Compliance Analyst

New York, NY

Verition focuses on global investment strategies including Global Credit, Global Convertible ... This entry-level position is ideal for candidates who are looking to develop a career in compliance ...

Bank of Montreal

Global Markets Analyst

New York, NY · On-site

$110K/yr

  • Medical

  • Life

  • Retirement

Capital Mrkts Sales & Service The Global Markets Analyst role is an entry-level position, designed ... credit, equity, securitization, and commodities. We provide competitive pricing, seek new ...

Brookfield

Jr. Capital Analyst

New York, NY · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

This is an entry-level position which supports the capital team primarily with maintaining and ... credit rating agency capital models (AM Best, S&P, Fitch). Supporting the company's internal ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter

Manhattan, NY

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

RAA Staffing

Be Seen First

Entry Level College Graduate - Business Services Coordinator

Riverdale, NJ · On-site

$21/hr

  • Medical

  • PTO

Analyze operational data and prepare reports using Microsoft Excel * Monitor business performance ... Process customer refunds, credit card chargebacks, and dispute resolutions * Submit, track ...

Bmo

Global Markets Analyst

New York, NY · On-site

$110K/yr

  • Medical

  • Life

  • Retirement

Capital Mrkts Sales & Service The Global Markets Analyst role is an entry-level position, designed ... credit, equity, securitization, and commodities. We provide competitive pricing, seek new ...

Randstad Canada

Global Markets Analyst

New York, NY · On-site

$110K/yr

  • Medical

  • Life

  • Retirement

Capital Mrkts Sales & Service The Global Markets Analyst role is an entry-level position, designed ... credit, equity, securitization, and commodities. We provide competitive pricing, seek new ...

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All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Ridgewood, NJ

Entry Level Credit Analyst information

See Ridgewood, NJ salary details

$15

$30

$49

How much do entry level credit analyst jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for entry level credit analyst in Ridgewood, NJ is $30.28, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $34.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What are the most commonly searched types of Credit Analyst jobs in Ridgewood, NJ?

The most popular types of Credit Analyst jobs in Ridgewood, NJ are:

What are popular job titles related to Entry Level Credit Analyst jobs in Ridgewood, NJ?

For Entry Level Credit Analyst jobs in Ridgewood, NJ, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Ridgewood, NJ look for?

The top searched job categories for Entry Level Credit Analyst jobs in Ridgewood, NJ are:

What cities near Ridgewood, NJ are hiring for Entry Level Credit Analyst jobs?

Cities near Ridgewood, NJ with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Ridgewood, NJ as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 15% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $62,976 per year, or $30.3 per hour.

Quantitative Trading & Research - Credit - Treasury CIO - Associate

JPMorgan Chase & Co

Manhattan, NY • On-site

Full-time

Medical, Retirement

Posted 25 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

The Credit Quantitative Research team is looking for an entry level or junior quant to join in a role which will focus on covering the Treasury CIO Business

This role will be focusing on the Credit needs, and thus it will be within the broader Credit QR team which is responsible for developing and maintaining models for valuation, risk, PL calculations, as well as any analytics for the Credit and Public Finance business. The responsibilities of the team span the full range from new model specification, going through model approval, ensuring compliance with internal policies and industry regulations, implementation of model in library, to integration into risk and PL systems.

Job Summary:

As an Analyst or Associate on the Quantitative Trading & Research Team, you will be covering the credit products in the scope of the Treasury & CIO business unit, delivering analytics and ensuring that the QR team is providing any quantitative support required. 

The role will be operating in a very dynamic environment which can be occasionally undergo some pressure due to situations developing in the market. This role is also expected to interact with other sub-teams within Credit QR, as well as the rest of the Treasury and CIO business hence a team player attitude is an absolute must. Excellent oral communication skills are required in our interaction with trading, technology, and control functions. 

Job Responsibilities:

  • Ensure that the team has the best-in-class analytics in order to effectively risk manage the substantial holdings within their business unit..
  • Ensure that all the ideas are documented, and either directly implement the solutions we propose or liaise with the broader team in order to achieve this.
  • Identifying areas where we can positively contribute by streamlining and increase the quality of the analytics that support their decision-making process.
  • Working with model control teams to facilitate timely and efficient review and approval of models
  • Excellent written communication skills are also required for meeting the high standards of the model documentation. 
  • A strong interest in good software design principles is a requirement as well. 

Required qualifications, capabilities, and skills:

  • An advanced degree in math, statistics, physics, financial engineering, computer science or equivalent subject
  • Exceptional analytical, quantitative and problem-solving skills
  • Strong software design and data science skills, preferably with Python knowledge and experience
  • Pro-active attitude: should have a natural interest to learn about our business, models, and infrastructure
  • Ability to work in a high-pressure environment
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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