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Credit Acceptance Jobs (NOW HIRING)

Credit Acceptance

Analyst, Analytics - Strategy

$90K - $120K/yr

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who ...

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How much do credit acceptance jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for credit acceptance in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What does a Credit Acceptance representative do?

A Credit Acceptance representative typically works for a financial services company that specializes in auto loans, particularly for customers with subprime credit. Their main responsibilities include reviewing loan applications, assisting customers and dealerships with financing options, and ensuring compliance with company and regulatory standards. Representatives also provide customer service by answering questions, resolving issues, and guiding clients through the loan process. The role requires strong communication, attention to detail, and an understanding of financial products.

What are some typical challenges a Credit Acceptance analyst might face in their day-to-day responsibilities?

Credit Acceptance Analysts often juggle multiple tasks such as evaluating credit applications, ensuring compliance with lending policies, and communicating with both customers and internal teams. A common challenge is balancing the need for thorough risk assessment with the company's service standards and turnaround times. Analysts must also stay updated on changing regulations and use critical thinking to identify potential fraud or inconsistencies in applications. Collaboration with sales, underwriting, and customer service teams is crucial to resolve issues and deliver efficient decisions.

What are the key skills and qualifications needed to thrive as a Credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong financial analysis skills, attention to detail, and a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial modeling software, and spreadsheet applications like Excel is typically required. Excellent communication, critical thinking, and problem-solving abilities help analysts present findings and build client relationships. These skills are crucial for accurately assessing creditworthiness and supporting sound lending decisions that minimize risk.

What is the difference between Credit Acceptance vs Auto Loan Specialist?

AspectCredit AcceptanceAuto Loan Specialist
Required CredentialsHigh school diploma or equivalent; some roles may prefer experience in financeHigh school diploma or equivalent; sales or finance experience beneficial
Work EnvironmentOffice setting, finance or collections departmentDealerships, sales floor, customer-facing environment
Industry UsageFinance companies, auto lenders, dealershipsAuto dealerships, finance departments, lending institutions
Common Search/ComparisonCredit Acceptance vs Auto Loan Specialist

Credit Acceptance primarily focuses on providing auto financing solutions and managing credit portfolios within finance companies and dealerships. An Auto Loan Specialist typically works directly with customers at dealerships, assisting with loan applications and explaining financing options. While both roles involve auto finance, Credit Acceptance is more centered on credit management and approval processes, whereas Auto Loan Specialists focus on customer service and sales in the dealership environment.

What is the credit acceptance hiring process?

The hiring process for Credit Acceptance typically involves submitting an online application, followed by phone or in-person interviews, and sometimes skills assessments. Candidates may also undergo background checks and reference verification before an offer is extended.
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What cities are hiring for Credit Acceptance jobs?

Cities with the most Credit Acceptance job openings:

What states have the most Credit Acceptance jobs?

States with the most job openings for Credit Acceptance jobs include:

What job categories do people searching Credit Acceptance jobs look for?

The top searched job categories for Credit Acceptance jobs are:

Credit Acceptance jobs near you
Infographic showing various Credit Acceptance job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Director, Predictive Modeling and Machine Learning

Credit Acceptance

Remote

$205K - $301K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 7 days ago

Credit Acceptance rating

9.3

Company rating: 9.3 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

Job description

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we've grown into a leading provider of used and new car financing across the country.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

The Director is a strategic, senior-level individual contributor who defines and drives the modeling strategy across credit risk, servicing, and collections. This role combines deep technical expertise with business acumen and cross-functional influence. While not initially a people manager, the Director may lead initiatives and mentor others, with potential to transition into formal leadership.Outcomes and Activities
  • Define and execute the strategic roadmap for predictive modeling and machine learning
  • Lead cross-functional initiatives integrating analytics into business processes
  • Oversee development, deployment, and monitoring of high-impact models
  • Serve as a strategic advisor to senior leadership on data strategy and innovation
  • Represent Predictive Analytics in regulatory, audit, and governance forums
  • Foster partnerships across the organization
Requirement:
  • Bachelor's in a quantitative discipline
  • 10+ years of experience in predictive modeling and machine learning
  • 6+ years of experience leading strategic initiatives or mentoring senior-level peers
  • Deep expertise in credit risk modeling and ML techniques
  • Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS)
  • Strong understanding of cloud architecture and model lifecycle management
  • Proven ability to influence senior stakeholders
  • Experience with regulatory compliance in financial services
Preferred:
  • Ph.D. or Master's in a quantitative discipline
  • Experience in auto finance or consumer lending
  • Expertise with cloud platforms (AWS, Azure, GCP, etc.) and MLOps tools (MLflow, Kubeflow, etc.)

Target Compensation: $205,561 - $301,490 base salary + annual bonus

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

#LI-Remote

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Benefits

  • Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

  • Positive by maintaining resiliency and focusing on solutions
  • Respectful by collaborating and actively listening
  • Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
  • Direct by effectively communicating and conveying courage
  • Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

  • Remain compliant with our policies processes and legal guidelines
  • All other duties as assigned
  • Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.

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