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Contract Mortgage File Reviewer Jobs (NOW HIRING)

CrossCountry Mortgage

Pre-Approval Manager

Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, including ...

CrossCountry Mortgage

Pre-Approval Manager

Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, including ...

Efinity Mortgage

Mortgage Underwriter

Los Angeles, CA

$100K/yr

Our mortgage company is expanding, and we are seeking an experienced Senior Mortgage Underwriter ... Utilize automated underwriting systems (AUS), such as DU and LP, to assess loan files. * Review ...

Heritage Bank

Mortgage Processor

Hastings, NE · On-site

$39K - $53K/yr

Manage residential mortgage files from application through closing, funding, and post-closing completion * Review loan applications and supporting documentation for completeness, accuracy, compliance ...

New

Heritage Bank

Mortgage Processor

Hastings, NE · On-site

$39K - $53K/yr

Manage residential mortgage files from application through closing, funding, and post-closing completion * Review loan applications and supporting documentation for completeness, accuracy, compliance ...

Waterstone Mortgage

Mortgage Loan Processor III

Ashburn, VA · On-site

$40K - $56K/yr

... from contract through closing. In this role, you will manage the full processing lifecycle ... Review new file within 48 hours of receipt and verify that compliance documents were issued within ...

Waterstone Mortgage

Mortgage Loan Partner II

Argyle, TX · On-site

$38K - $52K/yr

Responsible for meeting deadline dates on the loan contracts along with rate lock expiration dates ... Experience reviewing and structuring loan files, preparing preapprovals, and managing loans from ...

New

U.S. Bank

Mortgage Loan Assistant

Clinton, IA · On-site

$20 - $23/hr

... mortgage file -Experience in meeting multiple deadlines with understanding priorities If there ... by law Review our full benefits available by employment status here. U.S. Bank is an equal ...

New

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Contract Mortgage File Reviewer information

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How much do contract mortgage file reviewer jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for contract mortgage file reviewer in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.91 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Contract Mortgage File Reviewer, and why are they important?

To thrive as a Contract Mortgage File Reviewer, you need thorough knowledge of mortgage compliance, loan documentation, and underwriting guidelines, often backed by experience in mortgage processing or a related field. Familiarity with loan origination systems (LOS), document management software, and regulatory compliance tools is typically required. Strong attention to detail, analytical thinking, and effective communication are essential soft skills for success in this role. These skills and qualifications ensure accurate review processes, minimize errors, and help maintain compliance with industry regulations.

What are the main challenges a Contract Mortgage File Reviewer faces when working with multiple lenders or clients?

As a Contract Mortgage File Reviewer, one of the main challenges is adapting to the varying documentation standards, checklists, and compliance requirements of different lenders or clients. Each organization may have unique processes, timelines, and expectations, requiring strong attention to detail and flexibility. Additionally, managing workflow efficiently while ensuring accuracy and completeness in each file is essential, as mistakes can lead to delays or regulatory issues. Good communication and organizational skills are crucial for success in this dynamic, often remote or hybrid work environment.

What is the difference between Contract Mortgage File Reviewer vs Mortgage Underwriter?

AspectContract Mortgage File ReviewerMortgage Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like MLO or mortgage processing coursesRequires mortgage licensing, certifications such as MLO, and often a bachelor’s degree in finance or related field
Work EnvironmentMostly office-based, reviewing mortgage files remotely or on-siteOffice setting, often working closely with loan officers and underwriters
Industry UsageCommonly employed by mortgage lenders, banks, and loan processing companiesPrimarily employed by banks, mortgage companies, and lending institutions

The Contract Mortgage File Reviewer primarily focuses on reviewing mortgage documents for completeness and accuracy, often with less decision-making authority. In contrast, a Mortgage Underwriter evaluates the risk and approves or denies loan applications. Both roles require familiarity with mortgage regulations and documentation, but underwriters typically have more advanced credentials and decision-making responsibilities.

What are Contract Mortgage File Reviewers?

Contract Mortgage File Reviewers are professionals hired on a contract basis to examine and verify mortgage loan files for accuracy, completeness, and compliance with regulatory guidelines. They review documentation such as loan applications, credit reports, income statements, and closing documents to ensure all required information is present and meets lending standards. Their work helps lenders and financial institutions minimize risk, maintain regulatory compliance, and ensure the quality of their loan portfolios.
What cities are hiring for Contract Mortgage File Reviewer jobs? Cities with the most Contract Mortgage File Reviewer job openings:
What are the most commonly searched types of Mortgage File Reviewer jobs? The most popular types of Mortgage File Reviewer jobs are:
What states have the most Contract Mortgage File Reviewer jobs? States with the most job openings for Contract Mortgage File Reviewer jobs include:
Contract Mortgage File Reviewer jobs near you
Pre-Approval Manager

Pre-Approval Manager

CrossCountry Mortgage

Remote

Full-time

Medical, Dental, Vision, Retirement

Re-posted 23 days ago

CrossCountry Mortgage rating

7.4

Company rating: 7.4 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

Job description

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Pre Approval Manager serves as a liaison between the organization's internal and external clients. The Pre Approval Manager oversees and is directly involved in the loan process from start to finish in efforts to aid CrossCountry Mortgage borrowers to the best financial program.
Job Responsibilities:
  • Provide customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents.
  • Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability.
  • Review mortgage loan disclosure packages and deliver to borrower, including but not limited to rate disclosure and re-disclosure packages.
  • Assist in managing a pipeline consisting of Conventional, FHA, VA, and USDA loans, along with 203k, Jumbo, and reverse mortgage products.
  • Ensure structure of the loan presents the best program based on the borrower's financial circumstances.
  • Review the file for any missing documentation that best supports approval.
  • Communicate loan program and costs with borrowers (license required for this duty to be performed.)
  • Pre-underwrite items to help support approval of the loan (paystubs, credit reports, W2's bank statements, court orders, etc.)
  • Input feed for disclosures, present and set up loan to best fit borrower's needs.

Qualifications and Skills:
  • Bachelor's degree and/or equivalent combination of education/experience.
  • 3-5 years' residential mortgage processing experience.
  • Experience with Encompass LOS, preferred.
  • Prior underwriting experience, a plus.
  • Knowledge of RESPA guidelines and all mortgage and consumer regulations.
  • Excellent math and analytics skills.
  • Excellent communication skills.
  • Excellent prioritization and time management skills to meet deadlines.
  • Proficiency in DU, LP, Microsoft Outlook, and Windows.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org

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