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Contract Life Insurance Agent Jobs in Springfield, MO

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Contract Life Insurance Agent information

See Springfield, MO salary details

$16.4K

$80.9K

$131.9K

How much do contract life insurance agent jobs pay per year?

As of Aug 23, 2026, the average yearly pay for contract life insurance agent in Springfield, MO is $80,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,300.00 and $111,000.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Springfield, MO?

The most popular types of Life Insurance Agent jobs in Springfield, MO are:

What are popular job titles related to Contract Life Insurance Agent jobs in Springfield, MO?

For Contract Life Insurance Agent jobs in Springfield, MO, the most frequently searched job titles are:

What job categories do people searching Contract Life Insurance Agent jobs in Springfield, MO look for?

The top searched job categories for Contract Life Insurance Agent jobs in Springfield, MO are:

What cities near Springfield, MO are hiring for Contract Life Insurance Agent jobs?

Cities near Springfield, MO with the most Contract Life Insurance Agent job openings:

Contract Life Insurance Agent jobs near you

Financial Services Representative - State Farm Agent Team Member

State Farm

Nixa, MO • On-site

$45K - $85K/yr

Full-time

Medical, PTO

Posted 11 days ago

State Farm rating

7.3

Company rating: 7.3 out of 10

Based on 1,558 frontline employees who took The Breakroom Quiz

239th of 311 rated insurance

Job description

Replies within 24 hours
Benefits:
  • Health insurance
  • Paid time off
  • Bonus based on performance
  • Competitive salary

ROLE DESCRIPTION:As a Financial Services Representative - State Farm Agent Team Member with David Dupree - State Farm Agent, you will successfully market the financial products that manage everyday risks. Your proficient knowledge of financial products reinforces your sales-minded and consultative approach to educating customers on their financial options. Your analytical precision makes you an invaluable resource to customers and a competitive addition to a successful agency.
RESPONSIBILITIES:
  • Consult customers with financial planning and investment options.
  • Assist customers with portfolio management and asset allocation.
  • Conduct financial reviews and recommend appropriate products.
  • Maintain compliance with financial regulations.

QUALIFICATIONS:
  • 3+ years of experience in financial services.
  • Analytical and communication skills.
  • Series 6/63/65 or SIE licenses preferred.
  • SIE, Series 6/63/65, and other relevant certifications.

Compensation: $45,000.00 - $85,000.00 per year
Do you want to work with someone who will help you achieve YOUR goals?
We are a very busy office and are looking for our next great team member. We are an established, growth-oriented agency with a team of highly motivated individuals. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our well-trained team uses state of the art technology to achieve outstanding results. We want to work alongside those who are equally committed to excellence and personal achievement. If you want to work in an environment that is fun, challenging, and rewarding, then David Dupree - State Farm Agent may be the right fit for you!
About Our Agency
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Business Insurance, Health Insurance, and Renters Insurance.
  • Our office is located in Nixa.
  • I have been a State Farm agent since 2003.
  • We currently have 6 team members at our agency.

Apply now and let us put you on the path to success
State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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