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Contract Life Insurance Agent Jobs in Springfield, MO

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ... Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance ...

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ... Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance ...

Showing results 21-40

Contract Life Insurance Agent information

See Springfield, MO salary details

$16.4K

$80.9K

$131.9K

How much do contract life insurance agent jobs pay per year?

As of Aug 23, 2026, the average yearly pay for contract life insurance agent in Springfield, MO is $80,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,300.00 and $111,000.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Springfield, MO?

The most popular types of Life Insurance Agent jobs in Springfield, MO are:

What cities near Springfield, MO are hiring for Contract Life Insurance Agent jobs?

Cities near Springfield, MO with the most Contract Life Insurance Agent job openings:

Insurance Agent - Springfield, MO

Country Financial

Springfield, MO • On-site

Full-time

Re-posted 18 days ago


COUNTRY Financial rating

8.2

Company rating: 8.2 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

144th of 311 rated insurance


Job description

We're looking for ambitious, entrepreneurial professionals who want to own their business and help clients prepare for life's planned and unexpected moments with the right insurance products.
COUNTRY Financial Insurance Agents have the opportunity and the autonomy to build a rewarding, financially stable career while enriching lives in the communities we serve.

The Career
Our insurance agents take a consultative approach to grow business with existing and prospective clients. As independent contractors, they
are in business for themselves but not by themselves, and they:

  • Diversify their income through our portfolio of property and casualty, life and health lines.

  • Have the flexibility to manage their schedules to balance their careers and personal interests.

  • Educate clients and prospects about our products and services.

  • Collaborate with COUNTRY Trust Bank Financial Advisors to inform clients of our financial products and services.

  • Establish an office and build a staff.

We Offer
COUNTRY Financial Insurance Agents have uncapped earning potential and:

  • Opportunities to earn performance-based global trips and financial rewards.

  • Access to continued learning and marketing resources.

  • Affiliation with our 100-year-old brand heritage and family-focused culture that values authenticity and integrity.

  • There is no buy-in required.

Qualifications
Successful COUNTRY Financial Insurance Agents are:

  • Entrepreneurial, motivated, and goal driven.

  • A strong communicator with excellent business acumen.

  • Committed to linking your efforts with tangible rewards.

  • Passionate about making positive impacts in their communities.

Required Licenses*

  • Property/Casualty State Insurance License*

  • Life/Health State Insurance License*

Preferred Experience

  • Bachelor's Degree

  • 2+ years of experience in the insurance and or financial services industry

  • 5+ years of business ownership or managerial experience

About Us

COUNTRY Financial is the trade name for a collective of affiliated insurance and financial services companies. This means we have an extended family of support and a large backing.

Since 1925, COUNTRY Financial has been dedicated to helping others plan for their future while also protecting what matters most to them. What started long ago as a simple commitment on Midwest farmlands has expanded to become a FORTUNE 1000 insurance and financial services organization proudly serving 19 states.


Our insurance agents, financial advisors, and employees remain dedicated to serving nearly one million households with our diverse range of personal and business insurance products as and financial services products. And our consistent AM Best A+ rating means we have the financial strength to keep the promises we make to our clients.

*These licenses are not required to apply; however, the candidate's ability to obtain these licenses is essential when a contract decision is made.

COUNTRY Financial is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY Life Insurance Company, COUNTRY Mutual Insurance Company, and their respective subsidiaries, located in Bloomington, Illinois.

Investment management, retirement, trust, and planning services provided by COUNTRY Trust Bank. The investment objectives, risks, charges, and expenses of an investment company should be carefully considered before investing.


What COUNTRY Financial employees say

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