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Contract Insurance Adjuster Jobs in Texas (NOW HIRING)

Sr. Injury Claims Adjuster

San Antonio, TX · On-site +1

$63K - $121K/yr

Deep knowledge and understanding of the auto claims contract as well as application of case law and ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

Sr. Injury Claims Adjuster

San Antonio, TX · On-site +1

$63K - $121K/yr

Deep knowledge and understanding of the auto claims contract as well as application of case law and ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

Sr. Injury Claims Adjuster

San Antonio, TX · On-site +1

$63K - $121K/yr

Deep knowledge and understanding of the auto claims contract as well as application of case law and ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

Deep knowledge and understanding of the auto claims contract as well as application of case law and ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

Injury Claims Adjuster

San Antonio, TX · On-site

$57K - $103K/yr

Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations. * Acquisition and maintenance of insurance adjuster license within 90 ...

Injury Claims Adjuster

San Antonio, TX · Hybrid

$57K - $103K/yr

Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations. * Acquisition and maintenance of insurance adjuster license within 90 ...

Injury Claims Adjuster

San Antonio, TX · Hybrid

$57K - $103K/yr

Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations. * Acquisition and maintenance of insurance adjuster license within 90 ...

Injury Claims Adjuster

San Antonio, TX · Hybrid

$57K - $103K/yr

Working knowledge and understanding of the auto claims contract as well as application of case and state laws and regulations. * Acquisition and maintenance of insurance adjuster license within 90 ...

Showing results 21-40

Contract Insurance Adjuster information

What is a contract insurance adjuster?

Contract insurance adjusters are professionals who work independently or through third-party firms to investigate and assess insurance claims on behalf of insurance companies. Unlike staff adjusters, who are direct employees, contract adjusters are hired on a temporary or project basis, often during periods of high claim volume or for specialized cases. They evaluate damages, determine coverage, and negotiate settlements with policyholders or claimants. Their role helps ensure that insurance claims are processed efficiently and fairly, especially during catastrophic events or in areas with staffing shortages.

What are the key skills and qualifications needed to thrive as a contract insurance adjuster?

To thrive as a Contract Insurance Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, estimating tools like Xactimate, and industry certifications such as AIC or CPCU are commonly required. Strong analytical thinking, negotiation abilities, and effective communication help build trust with clients and resolve claims efficiently. These skills ensure accurate claim assessments, regulatory compliance, and positive client relationships in a highly detail-oriented field.

What are some common challenges faced by contract insurance adjusters when managing multiple claims simultaneously?

Contract Insurance Adjusters often handle several claims at once, which can be challenging due to varying deadlines, complex documentation requirements, and frequent communication with clients, claimants, and other parties. Staying organized and prioritizing tasks is essential to ensure timely investigations and accurate reporting. Adjusters must also adapt to different types of claims and policy guidelines, while maintaining strong customer service and compliance with legal standards.

How do independent insurance adjusters get jobs?

Independent insurance adjusters typically find work through staffing agencies, insurance companies, or online job boards that specialize in claims adjusting. Building a network of contacts and obtaining relevant certifications, such as the Certified Adjuster designation, can also help secure assignments. Many adjusters work on a contract basis, responding to claims as needed in various locations.

What are the most commonly searched types of Insurance Adjuster jobs in Texas?

The most popular types of Insurance Adjuster jobs in Texas are:

What job categories do people searching Contract Insurance Adjuster jobs in Texas look for?

The top searched job categories for Contract Insurance Adjuster jobs in Texas are:

What cities in Texas are hiring for Contract Insurance Adjuster jobs?

Cities in Texas with the most Contract Insurance Adjuster job openings:

Infographic showing various Contract Insurance Adjuster job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Senior Claims Auto Adjuster - Non-Injury

USAA

San Antonio, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


USAA rating

8.2

Company rating: 8.2 out of 10

Based on 265 frontline employees who took The Breakroom Quiz

52nd of 174 rated banks


Job description

Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Sr Auto Adjuster, you will adjust highly complex auto insurance claims presented by or against our members to include the end-to-end claims process and settling claims in compliance with state laws and regulations. Accountable for delivering best in class service, through setting appropriate expectations, proactive communications, advice, and empathy.
We offer a flexible work environment that requires an individual to be in the office 3 days per week, after completing 6 months in office. This position is based in the San Antonio, TX location. Relocation assistance is not available for this position.
What you'll do:
  • Investigates to determine coverage, liability, and physical damage including total loss settlements for highly complex auto claims.
  • Negotiates liability for comparative negligence (claimant or adverse carrier).
  • Identifies coverage concerns, reviews prior loss history, determines, and creates Special Investigation Unit (SIU) referrals, when appropriate.
  • Interacts with multiple parties to gather information (police reports, recorded statements, witness statements) determine liability.
  • Analyzes information obtained to establish compliance for regulatory requirements and settlement value.
  • Evaluates and negotiates settlement of automobile first and third-party physical damage claims within established settlement authority limits and negotiates any excessive storage charges.
  • Resolves claims through proactive problem solving and decision making, within authority guidelines and under moderate supervision, overcoming obstacles, and effectively prioritizing the workload.
  • Clearly documents thought process including damage evaluation, investigation, negotiation, and settlement decisions.
  • Collaborates and sets expectations with external and internal business partners to facilitate claims resolution.
  • Supports members, business partners, and claimants, through use of varying communication channels to include utilization of digital tools to drive timely and effective resolutions through exceptional service.
  • Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance policy contracts, coverages and internal claims handling process and procedures.
  • May serve as an informal resource for team members.
  • Applies proficient knowledge of Auto Physical Damage to adjust claims.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:
  • High School Diploma or General Equivalency Diploma.
  • 2 years of customer service experience.
  • 1 year of experience handling low to moderately complex auto non injury liability claims.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
  • Experience determining auto liability coverage.
  • Proficient knowledge and understanding of the auto claims contract as well as application of case law and state laws and regulations.
  • Demonstrated negotiation, investigation, communication, and conflict resolution skills.
  • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
  • Ability to organize, analyze, and effectively determine risk and appropriate response.
  • Successful completion of a job-related assessment may be required.

What sets you apart:
  • Experience handling claims from initial contact through resolution, including follow-up, diary management, pending inventory, documentation, and claim resolution tasks.
  • 1-2 years recent multi-vehicle claims liability to include comparative negligence
  • Guidewire Claims Center experience
  • Contract Interpretation experience: Liability & Physical Damage Coverage and Uninsured/Underinsured Motorists Property Damage (Part C)
  • Dispute resolution experience: Liability Investigation/Comparative Negligence, Unrelated Prior Vehicle Damages, Total Loss Valuation/Negotiation, Non-Owned Vehicles/Rideshare/Permissive Driver, Exceeding Coverage Limits
  • Arbitration/Subrogation knowledge
  • Bachelor's degree
  • Active Adjuster's License
  • US military experience through military service or a military spouse/domestic partner

Compensation range: The salary range for this position is: $54,550.00 - $97,750.00
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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