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Consumer Lending Product Manager Jobs (NOW HIRING)

APGFCU

Product Manager - Lending Portfolio

Edgewood, MD · On-site

$91K - $155K/yr

The Lending Product Manager partners closely with Consumer Lending, Mortgage, Commercial Lending, Marketing, Finance, Risk, Branch Leadership, and Digital Channels to ensure lending products meet the ...

Millbury Credit Union

Consumer Lending Manager

Millbury, MA · On-site

$78K - $83K/yr

... Lending Manager assists the Loan Operations and Retail Banking staff on the day-to-day lending ... Train staff on changes to consumer loan products as well as consumer add-on products such as life ...

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Consumer Lending Product Manager information

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$51.5K

$159.4K

$197K

How much do consumer lending product manager jobs pay per year?

As of Sep 11, 2026, the average yearly pay for consumer lending product manager in the United States is $159,405.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,000.00 and $197,000.00 per year, depending on experience, location, and employer.

What is a consumer lending product manager?

A Consumer Lending Product Manager is a professional responsible for developing, managing, and improving financial products such as personal loans, auto loans, and credit cards offered to individual consumers. They work with cross-functional teams to design products that meet customer needs, ensure regulatory compliance, and drive business growth. Their role involves market research, product strategy, pricing, and monitoring product performance to ensure profitability and customer satisfaction.

How does a consumer lending product manager typically collaborate with cross-functional teams during the product development lifecycle?

A Consumer Lending Product Manager frequently works with cross-functional teams, including engineering, marketing, risk, compliance, and customer service, to guide products from conception to launch. This collaboration ensures that products meet regulatory requirements, align with market needs, and deliver a seamless customer experience. The Product Manager often leads meetings to gather input, set priorities, and resolve issues, serving as the key liaison between business objectives and technical implementation. Strong communication and project management skills are crucial for successfully coordinating these efforts and keeping projects on track.

What are the key skills and qualifications needed to thrive as a consumer lending product manager, and why are they important?

To thrive as a Consumer Lending Product Manager, you need expertise in product development, financial services, market analysis, and typically a bachelor’s degree in business, finance, or a related field. Familiarity with product management platforms, data analytics tools, and regulatory compliance frameworks is essential. Strategic thinking, stakeholder management, and effective communication are crucial soft skills that set top performers apart. These skills ensure the successful launch and management of lending products that meet customer needs while adhering to industry regulations and driving business growth.

What is the difference between Consumer Lending Product Manager vs Loan Officer?

AspectConsumer Lending Product ManagerLoan Officer
Primary RoleDevelops and manages consumer lending products, oversees product lifecycle, and strategizes market positioning.Evaluates, authorizes, and processes individual loan applications for consumers.
Required CredentialsTypically requires a bachelor’s degree in finance, marketing, or related field; certifications like CAMS or CFP are common.Often requires a high school diploma or bachelor’s degree; licenses such as NMLS are required for mortgage loans.
Work EnvironmentWorks in corporate offices, collaborating with marketing, analytics, and product teams.Works directly with clients in bank branches or loan centers, interacting face-to-face or via phone.

While both roles involve consumer lending, the Consumer Lending Product Manager focuses on product development and strategy, whereas the Loan Officer handles individual loan applications and client interactions. Understanding these differences helps in choosing the right career path or job search focus.

What cities are hiring for Consumer Lending Product Manager jobs?

Cities with the most Consumer Lending Product Manager job openings:

What states have the most Consumer Lending Product Manager jobs?

States with the most job openings for Consumer Lending Product Manager jobs include:

What are popular job titles related to Consumer Lending Product Manager jobs?

For Consumer Lending Product Manager jobs, the most frequently searched job titles are:

Product Manager - Lending Portfolio

Edgewood, MD • On-site

APGFCU
201 - 500 employees
Learn more about APGFCUexternal

$91K - $155K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 26 days ago

Job description

Where Banking Feels Like Belonging
At APGFCU, our values are at the heart of everything we do, empowering us as leaders in the credit union movement. We prioritize purpose and connection in how we serve our members, co-workers and communities - helping to navigate life's little and big moments.
Position Summary
The Lending Product Manager is responsible for the performance, profitability, and strategic direction of the credit union's Credit Card, Consumer Lending, Home Loans, and Commercial Loans portfolios. This role is not a technical product manager position. Instead, it focuses on market analysis, portfolio performance, pricing optimization, credit trends, and member/business value creation.
The Lending Product Manager partners closely with Consumer Lending, Mortgage, Commercial Lending, Marketing, Finance, Risk, Branch Leadership, and Digital Channels to ensure lending products meet the member's needs, support business growth, and stay competitive in the market.
Key Responsibilities
Product Strategy & Market Positioning
  • Own the product lifecycle for Credit Cards, Consumer Lending, Home Loans, and Commercial Loans from concept through retirement.
  • Develop and execute strategies to drive portfolio growth, product usage, and member/business value.
  • Conduct competitive market research on rates, fees, terms, promotions, and lending trends across all three lending areas.
  • Identify opportunities to expand or refine products based on consumer, homeowner, and business needs.

Portfolio & Performance Management
  • Monitor performance metrics for Credit Cards, Consumer Lending, Home Loans, and Commercial Loans, including volume, yield, profitability, delinquency, and charge offs.
  • Recommend pricing, terms, and promotional strategies that improve product and portfolio performance.
  • Partner with Finance to model projected impacts on pricing adjustments or new product introductions.
  • Analyze trends across auto, personal loans, credit cards, mortgages, home equity, small business loans, and commercial real estate.

Cross Functional Leadership
  • Collaborate with Marketing on campaigns and communication strategies tailored to consumer, homeowner, and business audiences.
  • Work with Lending Operations, Mortgage Operations, and Commercial Lending teams to enhance processes and member/business experience.
  • Partner with Risk and Compliance to ensure all lending products align with regulatory requirements and credit policy.
  • Coordinate with Data & Analytics to build reporting and dashboards for each lending category.

Product Governance & Execution
  • Maintain accurate product documentation, disclosures, policies, and marketing assets for all three lending groups.
  • Present regular performance updates and strategic recommendations to leadership.
  • Support digital and branch channels with product training, rollout coordination, and performance insights.
  • Ensure product delivery is consistent across channels and aligned with the credit union's service standards.

Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).
Qualifications
Required
  • Bachelor's degree in business, Finance, Economics, Marketing, or related field.
  • 3-5+ years of experience in product management, lending operations, portfolio management, or financial services.
  • Experience with Credit Card and lending product performance, strategy, analytics, and business outcomes.
  • Experience developing pricing or competitive strategies.
  • Strong analytic skills; ability to interpret financial, performance, and risk data for all lending segments.
  • Ability to lead cross-functional work without direct authority.
  • Excellent written and verbal communication skills.
  • Hybrid - Must be able to come into the office once a week.

What This Role Is Not: It is not a Technical Product Manager position and does not include responsibility for system architecture, APIs, software development planning, backlog ownership, sprint planning, or technical requirements gathering.
Preferred
  • Experience in Credit Card, and other lending products like Consumer Lending, Mortgage Lending, or Commercial Lending.
  • Familiarity with credit risk metrics and underwriting concepts across multiple lending lines.
  • Understanding of digital lending environments and member/business journey design.

Success Measures
  • Portfolio growth and profitability for Consumer Lending, Home Loans, and Commercial Loans.
  • Improved product competitiveness, conversion rates, and member/business satisfaction.
  • Effective rate/fee strategies that balance growth and risk.
  • Strengthened internal alignment across all lending and support departments.
  • Accurate, data-driven recommendations that guide organizational decisions.

Compensation information: $91,600 to $155,600 annually
Offers are based on experience and education.
APGFCU provides comprehensive benefits such as medical and dental (shared expense), vision, 401(k), life and disability insurance, flexible spending account, employee assistance program, referral program, educational assistance, holidays, annual leave and sick leave.
APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status. Please use the attached link to view the EEO law poster http://www1.eeoc.gov/employers/poster.cfm
APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e-mail address.
APGFCU participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You can view the details by clicking here or returning to the careers homepage.
APGFCU participa en E-Verify y proporcionará al gobierno federal la información de su Formulario I-9 para confirmar que usted está autorizado para trabajar en los EE.UU.. Puede ver los detalles haciendo clic aquí o regresando a la página de inicio de carreras profesionales.

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