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Consumer Lending Manager Jobs in Rochester, MI (NOW HIRING)

Vibe Credit Union

Consumer Lending Manager

Waterford, MI · On-site

$90 - $140/hr

Consumer Lending Manager: As the Consumer Lending Manager, you will lead and oversee Vibe Credit Union's consumer lending operations, including underwriting, loan processing, and home equity lending.

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OneMain Financial

Consumer Lending Advisor

Livonia, MI · On-site

Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations * Engage with customers and other departments through multiple ...

Huntington

Branch Manager- Richmond, MI

Richmond, MI · On-site

Demonstrating acumen in banking, investments, consumer lending, business banking, business lending, sales, sales leadership, customer service, process management, coaching, colleague development ...

Huntington

Branch Manager- Richmond, MI

Richmond, MI · On-site

$70 - $100/hr

Demonstrating acumen in banking, investments, consumer lending, business banking, business lending, sales, sales leadership, customer service, process management, coaching, colleague development ...

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All JobsConsumer Lending JobsConsumer Lending Manager JobsConsumer Lending Manager Jobs in Rochester, MI

Consumer Lending Manager information

See Rochester, MI salary details

$42.8K

$99K

$186.4K

How much do consumer lending manager jobs pay per year?

As of Aug 21, 2026, the average yearly pay for consumer lending manager in Rochester, MI is $99,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $120,600.00 per year, depending on experience, location, and employer.

What does a consumer lending manager do?

A Consumer Lending Manager oversees the process of providing loans to individual consumers, such as personal loans, auto loans, and credit lines. They manage a team of loan officers, ensure compliance with lending regulations, and develop strategies to meet lending targets. Their responsibilities also include evaluating loan applications, assessing credit risk, and maintaining relationships with clients. By guiding the lending team and optimizing processes, they help ensure both customer satisfaction and the financial health of the organization.

What does a consumer lending manager do?

As a consumer lending manager, your job is to supervise the approval of loans at a bank or credit union. This includes balancing how many loans are given out, deciding when to approve or deny requests from consumers, and ensuring the bank follows all lending regulations. Consumer lending managers also help to improve the operation of a lending company by looking for ways to attract better customers, drive sales of the bank's other products and services, and increase the rate of repayments from customers. At some lending institutions, you may be asked to create offers for select customers or support groups with which the bank is negotiating. For example, your bank may offer faster approval of car loans as a perk for customers who work at a particular company.

What are the key skills and qualifications needed to thrive as a consumer lending manager, and why are they important?

To thrive as a Consumer Lending Manager, you need a solid understanding of lending regulations, credit analysis, and financial products, typically supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Strong leadership, communication, and customer service skills help build high-performing teams and foster positive client relationships. These competencies ensure sound lending decisions, regulatory compliance, and sustained business growth in a competitive financial environment.

What are some common challenges consumer lending managers face when balancing loan growth and credit risk?

Consumer Lending Managers often navigate the challenge of achieving loan growth targets while maintaining prudent credit risk standards. This means carefully assessing applicants, ensuring compliance with lending policies, and adapting strategies to changing market conditions. Additionally, they must lead teams to deliver excellent customer service and resolve borrower issues, all while monitoring portfolio performance. Success in this role requires strong analytical skills, risk management expertise, and the ability to communicate effectively with both staff and senior management.

What is the difference between Consumer Lending Manager vs Loan Officer?

AspectConsumer Lending ManagerLoan Officer
ResponsibilitiesOversees consumer loan portfolios, manages lending teams, develops lending strategiesAssesses loan applications, approves or denies loans, interacts directly with borrowers
CredentialsBachelor's degree, experience in lending, sometimes relevant certificationsBachelor's degree often preferred, relevant licensing or certifications may be required
Work EnvironmentBank branches, lending departments, managerial settingsBank branches, mortgage or loan offices, direct customer interaction
Industry UsageCommon in banking and financial institutions for leadership rolesCommon in retail banking, mortgage companies, and credit unions for direct lending

The main difference is that a Consumer Lending Manager oversees the lending process and manages teams, while a Loan Officer directly evaluates and approves individual loan applications. The manager focuses on strategy and team leadership, whereas the loan officer handles customer interactions and loan assessments.

More about Consumer Lending Manager jobs

What cities near Rochester, MI are hiring for Consumer Lending Manager jobs?

Cities near Rochester, MI with the most Consumer Lending Manager job openings:

Consumer Lending Manager jobs near you
Infographic showing various Consumer Lending Manager job openings in Rochester, MI as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $99,000 per year, or $47.6 per hour.

Consumer Lending Manager

Vibe Credit Union

Waterford, MI • On-site

Full-time

Posted 22 days ago

Job description

Our Purpose
At Vibe, we are driven by our mission to elevate community and create opportunity. We believe in fostering an environment of inclusivity where every team member has the chance to grow professionally. Guided by our core values – be inclusive, educate, embrace change, and seek opportunities - we are dedicated to making a positive impact in the lives of our members and communities. As we continue to grow and expand our team, we are seeking passionate individuals who share our vision and are eager to join us in our journey. If you are someone who is passionate about making a difference and is committed to creating a brighter future for our communities, we invite you to explore this exciting opportunity at Vibe!
Your Role: Consumer Lending Manager:
As the Consumer Lending Manager, you will lead and oversee Vibe Credit Union's consumer lending operations, including underwriting, loan processing, and home equity lending. This role is responsible for delivering an exceptional lending experience across all channels while supporting the growth and success of our lending portfolio.
Above all, this leader embodies Vibe's "Lending With Purpose philosophy". Every application represents a member with a unique story, not just a credit score. You will empower your team to look beyond traditional lending models, seek responsible ways to say "yes," and help members rebuild credit, access affordable financing, and move forward with confidence. When we find the right solution responsibly, everyone wins and our communities become stronger.
What You'll Do:

Leadership amp; Team Development
  • Lead, coach, and develop the underwriting, loan processing, and home equity teams.
  • Foster a positive, engaged, and high-performing team culture.
  • Conduct regular coaching sessions, performance reviews, and goal-setting discussions.
  • Ensure team members receive ongoing training and development opportunities.
  • Effectively lead and support teams in a hybrid work environment.
Consumer Lending Strategy amp; Operations
  • Manage all aspects of consumer lending, including direct consumer loans, home equity products, small dollar commercial loans, and indirect lending.
  • Collaborate with Senior Leadership to develop innovative lending strategies that align with organizational goals and risk appetite.
  • Own lending production, pipeline management, and performance reporting.
  • Monitor application volume, approval ratios, and loan production trends to identify opportunities and operational bottlenecks.
  • Ensure outstanding service delivery throughout the lending process.
Lending Innovation amp; Process Improvement
  • Lead implementation of new lending technology, systems, and process improvements.
  • Manage projects from initial concept through implementation, testing, training, and post-launch support.
  • Partner with retail lending teams to improve workflow efficiency between origination, underwriting, processing, and funding.
  • Support lending initiatives that expand access to credit through second-look reviews, responsible counteroffers, and consistent decision-making practices.
Risk Management amp; Compliance
  • Maintain administration and oversight of the Credit Union's consumer loan portfolios to ensure quality and soundness.
  • Support loan decisioning activities within established lending authority.
  • Provide backup underwriting support, including review and approval of standard and complex loan requests.
  • Ensure compliance with Credit Union policies and all applicable state and federal lending regulations.
  • Maintain expertise in BSA, AML, CIP, CDD, and lending compliance requirements.
Relationship Management
  • Build and maintain strong relationships with business partners, dealers, team members, and members.
  • Promote Vibe Credit Union products and services that provide value to members while supporting organizational growth.
  • Stay informed of industry trends, market changes, and emerging lending technologies.
What We're Looking For:

Education amp; Experience
  • Minimum of five years of consumer lending experience within the banking or credit union industry.
  • Experience in underwriting and consumer loan decisioning required.
  • Leadership experience required.
  • Project management experience with demonstrated success delivering initiatives from concept through implementation.
  • Experience interpreting lending policies, underwriting guidelines, and state and federal regulations.
  • Experience developing lending policies and procedures preferred.
  • Home equity lending experience and knowledge of real estate lending operations strongly preferred.
  • Experience with Corelation KeyStone or similar lending/core systems preferred.
Skills amp; Abilities
  • Strong leadership, coaching, and employee development skills.
  • Excellent communication and relationship-building abilities.
  • Ability to use data and reporting to drive decisions and measure performance.
  • Strong project management and organizational skills.
  • Ability to multitask and manage competing priorities in a fast-paced environment.
  • Strategic thinker with a passion for process improvement and innovation.
  • Ability to work effectively under pressure while delivering exceptional member service.
  • Strong analytical and problem-solving capabilities.
  • Travel between Waterford Operations and Novi Headquarters
Why You'll Love It Here:
  • You'll lead a team that helps members achieve financial goals through meaningful lending solutions.
  • You'll have the opportunity to shape the future of consumer lending at a growing Credit Union.
  • You'll drive innovation through new technology, systems, and process improvements.
  • You'll work closely with leadership to create lending strategies that expand access to credit and strengthen communities.
  • You'll be part of a mission-driven organization committed to Elevating Community and Creating Opportunity every day.
  • You'll help bring Vibe's Lending With Purpose philosophy to life by empowering members with financial opportunities that make a real difference.
Physical Requirements
The physical demands described represent those required to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions. While performing this role, the employee may be required to hear, see, talk, stand, walk, stoop, kneel, lift, push, pull, and grasp.

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