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Complex Claims Adjuster Jobs (NOW HIRING)

Claims Adjuster

Denver, CO ยท On-site

$85K/yr

Write denial letters, reservation of rights, tenders and other routine and complex correspondence ... CLAIMS ADJUSTER QUALIFICATIONS: * College/Technical degree or equivalent business experience.

Claims Adjuster II or Sr. Claims Adjuster, depending on experience Job Duties: - Manages complex, high exposure claims and lawsuits arising out of Dallas Area Rapid Transit operations to obtain the ...

Job Title : Healthcare Claims Adjuster Location : Baltimore, Maryland (meetings and tranings) Type ... Exposure to complex claims and dispute resolution * High-impact work on claim backlog * Mostly ...

Job Title : Healthcare Claims Adjuster Location : Baltimore, Maryland (meetings and tranings) Type ... Exposure to complex claims and dispute resolution * High-impact work on claim backlog * Mostly ...

Claims Adjuster Level II

$50K - $66K/yr

Claims Manager Summary As a Claims VSC Adjuster II, you will play a key role in our operations by adjudicating multicomponent, moderately complex claims. This position is ideal for someone with a ...

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Job Title : Healthcare Claims Adjuster Location : Baltimore, Maryland (meetings and tranings) Type ... Exposure to complex claims and dispute resolution * High-impact work on claim backlog * Mostly ...

Job Title : Healthcare Claims Adjuster Location : Baltimore, Maryland (meetings and tranings) Type ... Exposure to complex claims and dispute resolution * High-impact work on claim backlog * Mostly ...

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Complex Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do complex claims adjuster jobs pay per year?

As of Jul 18, 2026, the average yearly pay for complex claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What does a complex adjuster do?

A complex claims adjuster investigates and evaluates insurance claims that involve complicated or high-value issues, such as multiple parties, extensive damages, or specialized coverage. They analyze policy details, gather evidence, negotiate settlements, and may require advanced knowledge of insurance policies and claims management software.

What are the key skills and qualifications needed to thrive as a Complex Claims Adjuster, and why are they important?

To thrive as a Complex Claims Adjuster, you need in-depth knowledge of insurance policies, claims investigation procedures, and strong analytical skills, often backed by a bachelor's degree and relevant industry experience. Familiarity with claims management software, legal research tools, and sometimes certifications like AIC (Associate in Claims) are typically required. Exceptional negotiation, communication, and critical thinking skills help you manage high-stakes claims and effectively collaborate with clients and legal professionals. These skills are crucial for resolving complex cases efficiently while minimizing risk and maintaining customer trust.

What are some common challenges faced by Complex Claims Adjusters, and how can they be addressed?

Complex Claims Adjusters often handle intricate cases involving multiple parties, large losses, or disputed liability, which can make investigations and negotiations challenging. Time management and attention to detail are crucial, as these cases frequently require coordinating with legal teams, experts, and policyholders while navigating tight deadlines. Building strong communication skills and staying organized can help manage workloads and ensure thorough, fair outcomes. Ongoing training and mentorship within the claims department are also valuable for developing expertise and confidence in handling complex scenarios.

How to get a job as a claims adjuster with no experience?

To become a claims adjuster with no experience, focus on obtaining relevant certifications such as the Property and Casualty (P&C) license, which is often required. Gaining knowledge of insurance policies, developing strong communication skills, and applying for entry-level positions or internships can also improve your chances of starting in this role.

What is the difference between Complex Claims Adjuster vs Property Claims Adjuster?

AspectComplex Claims AdjusterProperty Claims Adjuster
CredentialsAdjuster license, industry certificationsAdjuster license, industry certifications
Work EnvironmentHandling complex, high-value claims, often in specialized sectorsManaging standard property damage claims, residential or commercial
Employer & Industry UsageInsurance companies, third-party administratorsInsurance companies, public adjusters
Search & Comparison IntentUnderstanding roles involving complex claimsComparing to standard property claims roles

The Complex Claims Adjuster specializes in handling high-value, intricate claims that require advanced knowledge and detailed investigation. In contrast, the Property Claims Adjuster manages more straightforward property damage claims. Both roles require similar credentials but differ mainly in claim complexity and scope.

Is claim adjusting a dying field?

Complex claims adjusters play a vital role in evaluating and settling complex insurance claims, and demand for experienced professionals remains steady due to ongoing industry needs. While automation and technology are changing some aspects of claims processing, skilled adjusters with certifications and strong analytical skills continue to be essential in the field.

What type of claim adjuster makes the most money?

In the claims adjusting field, specialized roles such as catastrophe or large-loss claim adjusters tend to earn the highest salaries due to the complexity and scale of their cases. These adjusters often handle high-value claims in areas like commercial property or complex liability, and may require advanced certifications and experience. Their compensation reflects the demanding nature and expertise required for such claims.

What does a Complex Claims Adjuster do?

A Complex Claims Adjuster investigates, evaluates, and resolves insurance claims that are complicated due to their size, severity, or unique circumstances. These professionals handle cases involving significant damages, multiple parties, or legal complexities, such as large property losses, liability disputes, or catastrophic events. They work closely with policyholders, legal teams, and other experts to determine coverage, assess damages, and negotiate settlements. Their goal is to ensure fair and timely resolution of claims while adhering to company policies and regulatory guidelines.
More about Complex Claims Adjuster jobs
What cities are hiring for Complex Claims Adjuster jobs? Cities with the most Complex Claims Adjuster job openings:
What states have the most Complex Claims Adjuster jobs? States with the most job openings for Complex Claims Adjuster jobs include:
Infographic showing various Complex Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Internship, 94% Full Time, 2% Part Time, and 3% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.
Claims Adjuster

$85K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Job description

Network Adjusters is seeking skilled insurance claims adjusters with experience in General Liability, Professional Liability, or Employment & Public Officials Liability for a third-party claims adjuster position. As a claims adjuster you will investigate, evaluate, determine liability, negotiate, and settle assigned multi-line commercial claims in accordance with Network Adjusters' Best Practices. This position provides quality claim handling and exceptional customer service throughout the entire claims process while engaging in indemnity, expense & diary management.


CLAIMS ADJUSTER JOB DESCRIPTION:

Handle primarily third-party liability damage insurance claims with varying degrees of complexity and severity under General Liability, Professional Liability, and Employment Liability & Public Officials Liability coverages. This includes but is not limited to, third party property damage, bodily injuries, wrongful employment practices, wrongful acts, and professional liability claims handling.


CLAIMS ADJUSTER RESPONSIBILITES:

  • Provide superior customer service to meet the needs of the insured, claimant, all internal and external customers, including carrier clients.
  • Fulfill specific client requirements including reporting of claim details and analysis.
  • Review and analyze coverage and apply policy conditions, provisions, exclusions and endorsements.
  • Recognize and apply jurisdictional issues that impact the claim (i.e.: negligence laws, financial responsibility limits, immunity, etc.)
  • Investigate facts to establish negligence, determine liability, other sources of recovery as appropriate by contacting and interviewing appropriate parties.
  • Manage liability and other claim types requiring specialized investigation and utilization of external experts in accordance with local laws.
  • Establish and maintain appropriate claim and expense reserves in a timely fashion.
  • Develop and continually update a plan of action for file resolution including maintaining an effective diary.
  • Document claim file activities in accordance with established procedures.
  • Write denial letters, reservation of rights, tenders and other routine and complex correspondence to insureds and claimants.
  • Confer with higher level technical claim personnel for guidance and direction to ensure files are handled properly.
  • Determine settlement amounts based on independent judgment, application of applicable limits and deductibles.
  • Negotiate settlements within authority limits.
  • Identify subrogation opportunities.
  • Meet all quality standards and expectations based on Best Practices.
  • Assure compliance with state specific regulations.
  • Effectively manage multiple competing priorities to ensure timely payment, follow-up and claim resolution.


CLAIMS ADJUSTER QUALIFICATIONS:

  • College/Technical degree or equivalent business experience.
  • Minimum of 3 years of claims handling experience in either General Liability, Professional Liability, Employment Liability or Public Officials Liability.
  • Obtain Adjusters licenses as required to meet business need.
  • Complete continuing education to maintain licenses.
  • Strong verbal and written communication skills.
  • General software skills including MS Word, Outlook and Excel.
  • Customer service and empathy skills.
  • Solid analytical and decision-making skills in order to evaluate claims and make sound decisions.
  • Excellent negotiation skills and ability to effectively handle conflict.
  • Strong organization and time management skills.
  • Ability to multi-task and adapt to a changing environment.
  • Attention to detail, ensuring accuracy.
  • Strong investigative skills and creativity to achieve optimal results.
  • Ability to maintain confidentiality.
  • Knowledge of Security Industry and/or Elevator Industry is beneficial.


CLAIMS ADJUSTER BENEFITS:

  • Training/Development and growth opportunities
  • 401(k) with company match / retirement planning
  • Paid time off / company paid holidays
  • Comprehensive health plans including dental and vision coverage
  • Flex spending account
  • Company paid life insurance
  • Company paid long term disability
  • Supplemental life insurance
  • Opportunity to buy into short term disability
  • Strong work/family and employee assistance programs


We have openings in Farmingdale, New York and Denver, Colorado. Remote work may be available for experienced candidates who meet the required criteria.


The starting salary for this position is $85,000 and up, depending on factors such as licensure, certifications, and relevant experience. Become a part of a dynamic, energetic workforce in which you can make a difference. We are committed to encouraging your professional growth through a variety of training and development opportunities.


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for almost seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All of our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable resultsโ€”the proof is in our extensive track record of settled claims and unmatched recovery abilities.