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Community Bank Jobs (NOW HIRING)

Universal Banker

Stoughton, WI ยท On-site

$17.50 - $21.75/hr

One Community Bank in Stoughton, WI is seeking a dynamic individual to join our team as a full-time Universal Banker. This position offers an exciting chance to work onsite in a professional and ...

Universal Banker

Waunakee, WI ยท On-site

$18.50 - $23/hr

One Community Bank in Waunakee, WI is seeking a dynamic individual to join our team as a full-time Universal Banker. This position offers an exciting chance to work onsite in a professional and ...

Universal Banker

Stoughton, WI ยท On-site

$17.50 - $21.75/hr

One Community Bank in Stoughton, WI is seeking a dynamic individual to join our team as a full-time Universal Banker. This position offers an exciting chance to work onsite in a professional and ...

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How much do community bank jobs pay per hour?

As of Jul 1, 2026, the average hourly pay for community bank in the United States is $18.46, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.71 per hour, depending on experience, location, and employer.

What are some of the common challenges faced by employees working at a community bank?

Employees at community banks often navigate the balance between providing personalized customer service and meeting regulatory requirements. Unlike larger banks, staff may wear multiple hats, covering everything from customer inquiries to loan processing, which can be both rewarding and demanding. Adapting to evolving financial technologies and maintaining strong relationships within the local community are also key challenges. However, these aspects foster a close-knit work environment where employees can develop a broad skill set and make a tangible impact.

What are the key skills and qualifications needed to thrive as a Community Banker, and why are they important?

To thrive as a Community Banker, you need a solid understanding of financial products, customer service, and regulatory compliance, often supported by a degree in finance or business. Familiarity with banking software, loan processing systems, and anti-money laundering (AML) tools is commonly required. Strong interpersonal skills, attention to detail, and problem-solving abilities help build trust with clients and address their financial needs effectively. These skills are vital for fostering customer relationships, ensuring regulatory adherence, and supporting the growth and reputation of the community bank.

What is the difference between Community Bank vs Commercial Banker?

AspectCommunity BankCommercial Banker
CredentialsTypically requires a high school diploma or bachelor's degree in finance or related fieldUsually requires a bachelor's degree, often with certifications like Series 7 or 63
Work EnvironmentLocal branch setting, community-focusedCorporate or branch setting, client-facing roles
Employer & Industry UsageRegional or local banks serving community needsFinancial institutions providing business loans and services
Common Search & ComparisonYesYes

Community Bank and Commercial Banker roles both operate within the banking industry but differ mainly in scope and focus. Community Bank positions are centered around serving local communities with personal banking services, while Commercial Bank roles focus on providing financial services to businesses, including loans and credit. Both roles require relevant banking knowledge, but certifications and work environments vary accordingly.

What is a community bank?

A community bank is a locally owned and operated financial institution that primarily serves the banking needs of individuals, small businesses, and families within a specific geographic area. Unlike large national banks, community banks focus on personalized customer service and building relationships within their communities. They typically offer a range of services, including savings and checking accounts, loans, and mortgages, and are known for making lending decisions locally. Community banks play a crucial role in supporting local economies and fostering community development.
More about Community Bank jobs
What cities are hiring for Community Bank jobs? Cities with the most Community Bank job openings:
What states have the most Community Bank jobs? States with the most job openings for Community Bank jobs include:
What job categories do people searching Community Bank jobs look for? The top searched job categories for Community Bank jobs are:
Infographic showing various Community Bank job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $38,398 per year, or $18.5 per hour.

Community Bank Deposit Manager

Stearns Bank NA.

Saint Cloud, MN โ€ข On-site

$90K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


Key responsibilities

  • Supervise and manage deposit operations, teller operations, deposit product sales, and customer service for the St. Cloud branch.

  • Provide leadership, coaching, and training to tellers and universal bankers, including overseeing performance, scheduling, and professional development.

  • Monitor customer activity for possible fraudulent intent, review overdrawn accounts and suspicious transactions, and ensure compliance with bank and federal regulations.


Job description

At Stearns Bank, weโ€™re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, weโ€™re currently looking for a Community Bank Deposit Manager. This is an in-person role at our St. Cloud branch.


Come see how weโ€™re doing business unusual and charting our own path to reimagine a more inclusive financial services and banking ecosystem for all.

BENEFITS

Stearns Bank understands and respects that everyone is managing unique career, family, and wellness needs. Thatโ€™s why we offer industry-leading benefits to employees to help them live healthy lives and bring their full selves to work every day. Benefits may vary for part-time positions. Some of those benefits include:

  • Employee Stock Ownership Plan & 401k Plan

  • Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)

  • 12-week Paid Parental Leave and Medical Leave: With a cap of 20 weeks for eligible team members who qualify for both Medical and Parental Leave related to the birth of a child.

  • $5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, Down Payment Assistance

  • PTO from 13 to 23 days depending on tenure. Cashout and Carryover options

  • 10 Days Sick Time

  • 11 Paid Holidays

  • 4 Days Volunteer Time

  • 2 Days Self Allowance Time

  • Tuition Assistance

For this position, we anticipate an annual salary range between $90,000 - $120,000.

Final employment offers will be dependent upon the selected candidateโ€™s relevant qualifications and experience.

JOB SUMMARY

Responsible for the day-to-day management of deposit operations, teller operations, deposit product sales and customer service for the St. Cloud branch in the pursuit of maintaining the highest level of customer satisfaction. Provide supervision for tellers and universal bankers to optimally train, coach, evaluate, recognize, and reward performance. Committed to helping Stearns Bank to become and remain a successful organization.

RESPONSIBILITIES

  • Develop and implement individual referral, sales, and services goals for all branch staff.
  • Assess and monitor accountability to ensure that team members meet their individual and collective responsibilities, goals, and expectations.
  • Provide leadership, direction and assistance to tellers and universal bankers in daily operations by being available to:
    • Coach and mentor to develop superior sales and services behaviors.
    • Answer questions and solve problems.
    • Authorize payment of checks over frontline staff limits.
    • Assist with complex or questionable transactions.
    • Plan for and implement changes as appropriate.
    • Drive daily sales initiatives to promote outreach and deposit growth.
  • Work with internal departments to create fliers, social media content, and demos that can be shared with current and prospective customers.
  • Attend local civic and business events to represent Stearns Bank and build relationships; encourage the team to do so as well.
  • Supervise all teller operations and deposit account operations continually to ensure all policies and procedures are followed to provide efficient customer service.
  • Assist customers with service problems or requests and personally resolve problems or direct them to the appropriate individual to ensure that customer problems are efficiently and courteously resolved in a timely manner.
  • Lead the monitoring of customer activity for possible fraudulent intent and the review of customer-overdrawn accounts and suspicious transactions and take appropriate action including but not limited to advising appropriate internal staff, notifying law enforcement and closure of customer account(s) if deemed appropriate. Review Kiting Report daily. File a SAE (Suspicious Activity Elevation) in accordance with requirements of the Bank Secrecy Act.
  • Lead the monitoring of the daily overdraft report for employees and NSF activity. May include closing employee accounts as directed by company policy and procedures.
  • Supervise internal control functions such as, dual control, cash limits, surprise cash audits, compliance to bank and federal regulations.
  • Monitor the ATM operation to ensure that it is serviced and balanced according to specifications.
  • Responsible for security of vault monies. Monitors the supply of currency, coin, cashierโ€™s checks, and travelers checks to ensure the adequate supply for customer needs.
  • Schedule teller and deposit account operations work hours ensure adequate, yet efficient staffing.
  • Coordinate, control and maintain training for new and expert tellers on an on-going basis to ensure flexibility in scheduling needs. This includes conducting or delegating training, developing or acquiring training materials, systems and methods, and monitoring effectiveness of training programs.
  • Conduct routine team meetings to promote bank unity and collaboration. Meetings include customer service sales issues and technical training issues, pass-along information, and compliance training.
  • Provide backup to branch staff and serve as a resource regarding deposit-related activities.
  • Orients employees to department policies and procedures, clearly communicating job duties and responsibilities and providing sufficient training so individuals may proceed with certainty in the performance of their positions.
  • Monitors the work performance of assigned personnel on a continual basis, conducts effective performance reviews coaches team members when appropriate.
  • Creates a working climate in which assigned personnel are motivated to develop their skills and abilities and demonstrates by personal example the desired standards of conduct and work performance.
  • Accept incoming phone calls related to general loan inquiries and refer to appropriate lending area team member.
  • Administers company policies in a fair and equitable manner.
  • Coordinate with Corporate Compliance to develop, implement, and administrate all aspects of Bankโ€™s Compliance Management Program.
  • Oversee day-to-day operational compliance activities.
  • Perform duties as Bank Secrecy Act Coordinator.
  • Responsible for staff training related to new hires as well as ongoing compliance related training.
  • Responsible for supervision of compliance duties assigned to support staff.
  • Maintain a solid understanding of all legal and regulatory compliance issues as they pertain to this position.
  • Assist with supervising the maintenance of assigned branch. Obtain quotes for projects and arrange for work to be completed when approved. Provide minor maintenance repairs, arrange for supply orders, negotiate and maintain contracts with vendors who provide services such as lawn maintenance and snow removal.
  • Loss prevention and security as applicable for this position.
  • Complete required training.
  • Performs other responsibilities and special projects as assigned.

REQUIREMENTS

  • Occasionally lift and/or move up to 10 lbs.
  • Literacy in English.
  • Ability to sit for extended periods of time, twist, bend, sit, walk use hands to twist, handle or feel objects, tools, or controls, such as computer mouse, computer keyboard, calculator, stapler, telephone, staple puller, etc., reach with hands and arms, balance, stoop, kneel, talk, or hear.
  • Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus.

QUALIFICATIONS

  • Associateโ€™s degree and 7-10 years banking experience.
  • Strong knowledge of products and services, planning, goal setting, project/time management and selling techniques.
  • Knowledge Fiserv Premier core system preferred.
  • Excellent business development and client relationship skills.
  • Detail orientated with exceptional sales and analytical skills.
  • Aim to consistently meet or exceed objectives.
  • Sales and service-oriented teammate with excellent interpersonal skills.
  • Highly motivated and grow with a team where you can make a big impact.
  • Great listening skills and a problem-solver with a 'can-do' attitude.
  • Strong digital literacy.
  • Flexible.


THE COMPANY

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $3.2 billion, independently owned financial institution with locations in Minnesota, Florida and Arizona, and over 35,000 small business customers nationwide. Specializing in affordable housing financing, USDA and SBA lending, and small business and equipment financing, Stearns Bank is regularly recognized as one of the countryโ€™s top-performing banks and โ€œBest Banks to Work Forโ€ by American Banker.

As a Star Tribune Top Workplaces award recipient and an award recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota, Stearns takes pride in their team and holds their employees in extremely high regard. We offer a competitive salary and benefit package including our Employee Stock Ownership Program-one of the best long-term incentive programs in the nation. To learn more about Stearns Bank, visit www.StearnsBank.com



EQUAL OPPORTUNITY EMPLOYER /AFFIRMATIVE ACTION PLAN

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, or creed, religion, sex, marital status, familial status, sexual orientation, national origin, age, disability, veteranโ€™s status, status with regard to public assistance, or any other class protected by Federal, State, local laws governing nondiscrimination in employment.