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Commercial Risk Manager Jobs in Maine (NOW HIRING)

Td

Loan Review Commercial Examiner II (US)

Portland, ME · On-site

$100K - $150K/yr

Risk Management As an experienced credit professional and individual contributor on the team, the Loan Review Commercial Examiner II independently conducts borrower file reviews within the scope of ...

Misti Pett

Sales Service Supervisor

South Paris, ME · On-site

... manage commercial risk. • Travel to sales meetings, customer offices, and job sites as needed, potentially on short notice. • In conjunction with the Branch Manager, the Project Manager ...

Advance Auto Parts

Position partners with GM to manage Team Members. The role has expert knowledge of automotive ... chemicals; risk of electrical shock; explosives; and vibration. The noise level in the work ...

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Commercial Risk Manager information

How does a Commercial Risk Manager typically collaborate with other departments within an organization?

A Commercial Risk Manager works closely with various departments such as sales, finance, legal, and operations to identify, assess, and mitigate risks that could impact business objectives. This role often involves facilitating risk assessments, providing guidance on contract terms, and ensuring compliance with internal policies and external regulations. Effective communication and relationship-building are key, as the Commercial Risk Manager must translate complex risk concepts into actionable recommendations for different teams. Regular cross-functional meetings and risk reporting are common practices to keep all stakeholders informed and aligned.

What does a Commercial Risk Manager do?

A Commercial Risk Manager is responsible for identifying, assessing, and mitigating risks that could impact a company's business operations and profitability. They analyze internal and external factors, develop risk management strategies, and implement policies to minimize potential financial losses or legal liabilities. These professionals often collaborate with various departments to ensure compliance and maintain the organization's risk profile within acceptable limits.

What is the difference between Commercial Risk Manager vs Insurance Underwriter?

AspectCommercial Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in business, finance, or risk management; professional certifications like CRM or RIMS are commonRequires a bachelor's degree in finance, economics, or related fields; certifications like CPCU or ARM are advantageous
Work EnvironmentWorks within companies to assess and mitigate risks related to commercial operationsWorks for insurance companies to evaluate and price insurance policies
Industry UsageUsed across industries to manage business risks and ensure financial stabilityPrimarily in insurance companies to determine policy terms and premiums

The Commercial Risk Manager and Insurance Underwriter roles share a focus on risk assessment and require similar credentials. However, the Risk Manager works internally to manage company risks, while the Underwriter evaluates risks to set insurance policies. Both roles are vital in their respective sectors and often collaborate to ensure comprehensive risk coverage.

What are the key skills and qualifications needed to thrive as a Commercial Risk Manager, and why are they important?

To thrive as a Commercial Risk Manager, you need expertise in risk assessment, financial analysis, and a solid understanding of regulatory compliance, typically supported by a bachelor’s degree in finance, business, or related fields. Familiarity with risk management software, data analytics tools, and relevant certifications such as CRM (Certified Risk Manager) or FRM (Financial Risk Manager) is often required. Strong communication, problem-solving, and decision-making abilities help build trust with stakeholders and manage complex risk scenarios. These skills ensure the organization can proactively identify, evaluate, and mitigate potential risks, safeguarding company assets and supporting business growth.
What are popular job titles related to Commercial Risk Manager jobs in Maine? For Commercial Risk Manager jobs in Maine, the most frequently searched job titles are:
What job categories do people searching Commercial Risk Manager jobs in Maine look for? The top searched job categories for Commercial Risk Manager jobs in Maine are:
What cities in Maine are hiring for Commercial Risk Manager jobs? Cities in Maine with the most Commercial Risk Manager job openings:
Commercial Risk Manager jobs near you
Infographic showing various Commercial Risk Manager job openings in Maine as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.
Commercial Portfolio Manager

Commercial Portfolio Manager

Maine Community Bank

Gorham, ME

Other

Posted 12 days ago

Job description

Description

Department: Commercial Banking

Reports to: Director of Commercial Portfolio Management

FLSA: Exempt

Last Modified: 1.22.25

Job Summary:

The Commercial Portfolio Manager supports assigned Commercial Banking Officers by focusing on areas related to credit administration and portfolio management. This individual will assist Commercial Banking Officers to manage growth, risk and profitability of a commercial loan portfolio by focusing on areas related to credit administration including, but not limited to, credit analysis, drafting of term sheets and commitment letters, closing loans, collection of financial statements, completion of annual reviews, covenant testing, generating files memos, and conducting property inspections. This individual must have the ability to manage commercial and real estate relationships and leverage technology to achieve operational efficiencies. All Commercial Portfolio Manager activities must be consistent with the Bank's policies and procedures, including underwriting, commitment and closing.

Essential Functions:

  • Assists in the management of existing commercial relationships by monitoring for risk within the assigned portfolio. Assesses credit quality through the coordinated collection of financial statements, management of matured loans, renewal of existing lines of credit, annual reviews, criticized asset reports and loan covenant testing.   
  • Responsible for the ongoing maintenance of the loan tickler system and ensures loan and relationship accuracy across all Bank software to include but not limited to the maintenance of loan risk ratings, annual review coding and reduced credit administration coding.  
  • Meets with assigned Commercial Banking Officers on a regular basis to coordinate the completion of current and upcoming tasks in a timely and efficient manner.  
  • Analyzes the business credit applicant's management capacity, financial condition, ability to repay, collateral support and business and industry position and environment to make sound credit decisions in conjunction with the assigned Commercial Banking Officer, consistent with Bank policies and procedures.    
  • Prepares loan presentations as needed for Commercial Banking Officer approval, management loan committee and the Board of Directors as required under the Bank's loan policy, including loan pricing, structure and recommendation of terms. Drafts commitment letters for approved loans.       
  • Has a good understanding of financial products and services and identifies opportunities for additional Bank services to existing relationships.   
  • Assists in the review of construction loan advances and line of credit advances as requested. 
  • Conducts property inspections, orders appraisals and prepares internal real estate evaluations in accordance with Bank policy and procedures.   
  • Acts as a point of contact for customers within the assigned portfolio. Coordinates customer calls with the Commercial Banking Officer and attends customer calls on an as requested basis.    
  • Actively participates in community organizations and events in the communities that the Bank serves.  
  • Performs other duties as assigned.


Education, Skills, and Experience Required:

  • Bachelor's Degree preferably or five or more years of commercial credit underwriting experience including commercial and industrial and commercial investment real estate borrowers; or an equivalent combination of education and experience.
  • Strong customer service and relationship building skills. 
  • Ability to comply with all Bank policies and procedures, including BSA and Information Security policies. 
  • Ability to maintain confidentiality and protect the Bank by keeping information concerning Bank operations and customer information confidential. 
  • Good organizational skills. 
  • Knowledge of Microsoft products and other Bank software.

Physical Requirements and Working Conditions:

  • Prolonged periods working at a computer.
  • Workspaces are generally comfortable and pleasant. 
  • Periodic travel may be required.


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